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Obamacare Provides $7,200 'Divorce Incentive,' $11,000 for Older Couples
cnsnews.com ^ | September 26, 2013 | Hans Bader

Posted on 11/14/2013 6:09:40 AM PST by grundle

On the Obamacare health insurance exchanges, being married can cost you a lot.

Get divorced (or avoid getting married, if you live together), and you save $7,230 per year if you are a fairly typical 40-year-old couple with kids (example: the husband working full-time, and the wife working part time, with the husband making $70,000, and the wife making $23,000).

If you are a 60-year-old couple with equal incomes and no kids, and you make $62,041 a year, you save $11,028 a year by getting divorced or remaining unmarried. These are the amounts of money you will lose if you get married, since you will lose this amount of taxpayer subsidies due to Obamacare's discriminatory treatment of married versus unmarried couples. That's the reality confirmed by an Obamacare "calculator" provided by the pro-Obamacare Kaiser Family Foundation showing how Obamacare's "tax credits" work.

This calculator is not designed to make Obamacare look bad: Indeed, it has been touted by Obama's own proxies at BarackObama.com, known as Organizing for Action: "In a September 13 email, Erin Hannigan of Organizing for Action's 'Truth Team' bragged about" this "cool calculator" showing how Obamacare's "tax credits" work, and encouraged everyone to "share it on Facebook or Twitter."

(Excerpt) Read more at cnsnews.com ...


TOPICS: Miscellaneous
KEYWORDS: obamacare; obamadontcare; orwellian

1 posted on 11/14/2013 6:09:40 AM PST by grundle
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To: grundle

One thing we know for sure about ObamaScam, it’s very, very anti-American.


2 posted on 11/14/2013 6:13:07 AM PST by FlingWingFlyer (Millions are losing their healthcare thanks to ObamaScam! What a country!!!)
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To: grundle
 photo webready_zps9c4d55cc.jpg
3 posted on 11/14/2013 6:13:08 AM PST by AAABEST (Et lux in tenebris lucet: et tenebrae eam non comprehenderunt)
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To: FlingWingFlyer

Of course it’s anti-American, it was written by hardcore Marxists.

Pray America wakes up


4 posted on 11/14/2013 6:15:02 AM PST by bray (Delay Obamacare)
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To: grundle

couldn’t a married couple just file their taxes separate?


5 posted on 11/14/2013 6:15:09 AM PST by MNDude
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To: grundle

Shameful.


6 posted on 11/14/2013 6:16:38 AM PST by MissMagnolia (You see, truth always resides wherever brave men still have ammunition. I pick truth. (John Ransom))
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To: FlingWingFlyer

It’s just another very, very, anti-God’s Law policy of the left.


7 posted on 11/14/2013 6:17:40 AM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: grundle

Not working pays more than working.

Now there is an incentive to get divorced over marriage.

War is peace. Freedom is slavery. Ignorance is strength


8 posted on 11/14/2013 6:21:20 AM PST by Red in Blue PA (When Injustice becomes Law, Resistance Becomes Duty.-Thomas Jefferson)
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To: grundle
That's just the beginning. Assume that couple with children doesn't marry at all and the babymommy has two kids and a part-time job. She should probably pay babydaddy $400 or so a month rent to keep it legal, and claim not to know who the father is. She'll get subsidized health insurance or Medicaid, food stamps, a rent subsidy, a heating allowance and an Obamaphone. Because she's a struggling, working single mom just doing what she needs to do to get by, she'll stay under the radar for welfare dogooder interference. She'll get money back when she files federal taxes, and if he's under $30,000 or so his taxes will be minimal, probably even an insurance subsidy. If they were smart enough to avoid college loans, they're really well off...as long as they don't advertise with a big house or expensive car; just stay under the radar. It all falls apart if they get married or he identifies as the father.

I wouldn't do it; I'm of a different generation, more like an alternative reality. I do have to say though, the economics of this scenerio is compelling, and I can't imagine how anyone stops gaming the system once they buy in. It isn't even fraud.

9 posted on 11/14/2013 6:27:23 AM PST by grania
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To: grundle

DimoRats #WarOnFamilies.


10 posted on 11/14/2013 6:28:44 AM PST by Jane Long (While Marxists continue the fundamental transformation of the USA, progressive RINOs assist!)
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To: grundle

The evil left.


11 posted on 11/14/2013 6:29:26 AM PST by FreeAtlanta (Liberty or Big Government - you can't have both.)
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To: grundle

Deconstructing America, one family at a time! :)


12 posted on 11/14/2013 6:29:27 AM PST by SMARTY ("The test of every religious, political, or educational system is the man that it forms." H. Amiel)
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To: grundle

Why does obama not want gays who are married to get benefits?


13 posted on 11/14/2013 6:31:28 AM PST by Red in Blue PA (When Injustice becomes Law, Resistance Becomes Duty.-Thomas Jefferson)
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To: SMARTY

That is atomic science time, measured in nanoseconds.


14 posted on 11/14/2013 6:31:50 AM PST by FreeAtlanta (Liberty or Big Government - you can't have both.)
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To: grundle
“...Erin Hannigan of Organizing for Action's ‘Truth Team’ bragged about” this “cool calculator” showing how Obamacare’s “tax credits” work...”

This is how you do to ALL of America what has already been fully accomplished in minority families!!

There is no other or better way to reduce ALL the U.S. to a totally feral society!!

15 posted on 11/14/2013 6:32:32 AM PST by SMARTY ("The test of every religious, political, or educational system is the man that it forms." H. Amiel)
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To: FlingWingFlyer

Marriage is the lynchpin of the middle class. The war on heterosexual marriage is just part of the Democrat war on the middle class.


16 posted on 11/14/2013 6:39:45 AM PST by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: grundle

Message to Republicans in the US House: Get your hands off Obamacare, stop trying to fix it, LEAVE IT ALONE!!! It is a pure disaster for the Democrats so stop trying to bail them out. Stand back and let them wallow in it, turn on each other and make it even a bigger disaster.


17 posted on 11/14/2013 6:39:50 AM PST by armydawg505
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To: AAABEST

You asked for it Obamatons. Now you’re going to get it...good and hard. Bend over please.


18 posted on 11/14/2013 6:40:23 AM PST by driftless2
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To: grania

I’m getting acquainted with more and more young people who openly say they would love to get married. But the financial benefits of just shacking up and having kids together are too great to ignore.


19 posted on 11/14/2013 6:42:13 AM PST by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: grundle

I had already figured this out. Hubby and I pay $1k a mnth for insurance now. He has a sizeable retirement income. I have a $1k per mnth annuity. If we divorced I would qualify for Medicaid or $0 a mnth insurance thru subsidies.
If we lost our insurance the exchange quotes $1200 per mnth premiums with a large deductible and almost $19k out of pocket not counting premiums. Jeez!!!
If we lost our insurance I would actually have to think about divorce.


20 posted on 11/14/2013 6:46:23 AM PST by sheana
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To: MNDude
couldn’t a married couple just file their taxes separate?

I'd like to know the answer to that too.

Anyone out there know?

21 posted on 11/14/2013 6:49:48 AM PST by Flycatcher (God speaks to us, through the supernal lightness of birds, in a special type of poetry.)
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To: MNDude

IRS hired 15,000 attorneys and accountants for ACA.
Ring them up and ask.


22 posted on 11/14/2013 6:51:58 AM PST by nascarnation (Baraq's 3rd term: squaw Warren? Lord help us!)
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To: nascarnation

The couple might also consider moving to a location where the health quote is cheaper if their profession is portable. This might encourage more migration from high cost, high tax states to lower tax states.
Some counties have much higher insurance rates.


23 posted on 11/14/2013 6:54:12 AM PST by Oldexpat
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To: grundle

The calculator linked to in the article does not yield the results noted in the article. There is no place even to enter the age of the insured parties so I can’t see how he can make the claims he’s making about 40 year olds and 60 year olds.

I dislike Obamacare, but we make our case better with truthful claims that are verifiable than with claims that are not verifiable or worse, false. Perhaps they’ve changed the calculator since the article was published in late September.


24 posted on 11/14/2013 6:58:58 AM PST by poindexters brother
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To: grundle

There is also some weird deal in the bill that can raise your child support payments automatically to something like 50-75% of your income. So divorced with children may not work like this article says.


25 posted on 11/14/2013 7:42:28 AM PST by rey
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To: MrB

I have thought it is time for Conservatives to go ‘Galt’ on marriage. If you consider your marriage to be a bond under Christ, what the state considers you does not matter. All married couples should get divorced in the eyes of the state. This will change nothing in the eyes of God. If enough couples did this it would eliminate the power that the state has over your marriage. It would also distroy the socalist plans.

Take my wife and me for example. We have four kids and she is a stay at home mom. Currently I pay taxes and we get little to know state benefits. We go to the courthouse and file a non-contested divorce. Beside the piece of paper nothing changes. I would give her just enough of my pay that she still qualifies for food stamps, and welfare as an unemployed single mother. My tax rate would be lower because a good portion of my income would be going to alimony and child support. However, I would still claim all 4 kids as tax deductions. So, I would only lose a couple thousand dollars of tax deductions. Our effective tax rate would be a lot lower and we would have the extra income from the state. We would no longer be feeding the beast but draining it.

Enough people did this it would collapse the system.


26 posted on 11/14/2013 7:52:01 AM PST by Angry_White_Man_Syndrome
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To: grundle; mickie; flaglady47; pax_et_bonum; oswegodeee
Here in Florida there's countless retired older couples living together without benefit of marriage. Mostly widows and widowers in late marriages who have lived this way for years and are as happy as clams. The reason has always been mostly for inheritance purposes....his family/her family, fewer inheritance legal problems and unhappy heirs.

Now it looks like a new reason (ObamaCare) may hasten this form of unlicensed connubial bliss, or hasten calculated divorces. To middle-class married retirees, something like $11,000 or $15,000 insurance premiums every 12 months is a budget breaker, a life-changer...and a quick road to the poor house.

If Obama and his Merry Marxmen have their way, more radical/negative changes in what we perceive "marriage" to be will embedded in our society.

Leni

27 posted on 11/14/2013 8:09:43 AM PST by MinuteGal
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To: Red in Blue PA
Why does obama not want gays who are married to get benefits?

Why does Obama force gays to pay for maternity leave, pediatric dentistry, and a bunch of other crap they will never use?

Stop hatin' on the gays, Obama!

28 posted on 11/14/2013 8:54:41 AM PST by laotzu
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