Skip to comments.Obamacare Provides $7,200 'Divorce Incentive,' $11,000 for Older Couples
Posted on 11/14/2013 6:09:40 AM PST by grundle
On the Obamacare health insurance exchanges, being married can cost you a lot.
Get divorced (or avoid getting married, if you live together), and you save $7,230 per year if you are a fairly typical 40-year-old couple with kids (example: the husband working full-time, and the wife working part time, with the husband making $70,000, and the wife making $23,000).
If you are a 60-year-old couple with equal incomes and no kids, and you make $62,041 a year, you save $11,028 a year by getting divorced or remaining unmarried. These are the amounts of money you will lose if you get married, since you will lose this amount of taxpayer subsidies due to Obamacare's discriminatory treatment of married versus unmarried couples. That's the reality confirmed by an Obamacare "calculator" provided by the pro-Obamacare Kaiser Family Foundation showing how Obamacare's "tax credits" work.
This calculator is not designed to make Obamacare look bad: Indeed, it has been touted by Obama's own proxies at BarackObama.com, known as Organizing for Action: "In a September 13 email, Erin Hannigan of Organizing for Action's 'Truth Team' bragged about" this "cool calculator" showing how Obamacare's "tax credits" work, and encouraged everyone to "share it on Facebook or Twitter."
(Excerpt) Read more at cnsnews.com ...
One thing we know for sure about ObamaScam, it’s very, very anti-American.
Of course it’s anti-American, it was written by hardcore Marxists.
Pray America wakes up
couldn’t a married couple just file their taxes separate?
It’s just another very, very, anti-God’s Law policy of the left.
Not working pays more than working.
Now there is an incentive to get divorced over marriage.
War is peace. Freedom is slavery. Ignorance is strength
I wouldn't do it; I'm of a different generation, more like an alternative reality. I do have to say though, the economics of this scenerio is compelling, and I can't imagine how anyone stops gaming the system once they buy in. It isn't even fraud.
The evil left.
Deconstructing America, one family at a time! :)
Why does obama not want gays who are married to get benefits?
That is atomic science time, measured in nanoseconds.
This is how you do to ALL of America what has already been fully accomplished in minority families!!
There is no other or better way to reduce ALL the U.S. to a totally feral society!!
Marriage is the lynchpin of the middle class. The war on heterosexual marriage is just part of the Democrat war on the middle class.
Message to Republicans in the US House: Get your hands off Obamacare, stop trying to fix it, LEAVE IT ALONE!!! It is a pure disaster for the Democrats so stop trying to bail them out. Stand back and let them wallow in it, turn on each other and make it even a bigger disaster.
You asked for it Obamatons. Now you’re going to get it...good and hard. Bend over please.
I’m getting acquainted with more and more young people who openly say they would love to get married. But the financial benefits of just shacking up and having kids together are too great to ignore.
I had already figured this out. Hubby and I pay $1k a mnth for insurance now. He has a sizeable retirement income. I have a $1k per mnth annuity. If we divorced I would qualify for Medicaid or $0 a mnth insurance thru subsidies.
If we lost our insurance the exchange quotes $1200 per mnth premiums with a large deductible and almost $19k out of pocket not counting premiums. Jeez!!!
If we lost our insurance I would actually have to think about divorce.
I'd like to know the answer to that too.
Anyone out there know?
IRS hired 15,000 attorneys and accountants for ACA.
Ring them up and ask.
The couple might also consider moving to a location where the health quote is cheaper if their profession is portable. This might encourage more migration from high cost, high tax states to lower tax states.
Some counties have much higher insurance rates.
The calculator linked to in the article does not yield the results noted in the article. There is no place even to enter the age of the insured parties so I can’t see how he can make the claims he’s making about 40 year olds and 60 year olds.
I dislike Obamacare, but we make our case better with truthful claims that are verifiable than with claims that are not verifiable or worse, false. Perhaps they’ve changed the calculator since the article was published in late September.
There is also some weird deal in the bill that can raise your child support payments automatically to something like 50-75% of your income. So divorced with children may not work like this article says.
I have thought it is time for Conservatives to go ‘Galt’ on marriage. If you consider your marriage to be a bond under Christ, what the state considers you does not matter. All married couples should get divorced in the eyes of the state. This will change nothing in the eyes of God. If enough couples did this it would eliminate the power that the state has over your marriage. It would also distroy the socalist plans.
Take my wife and me for example. We have four kids and she is a stay at home mom. Currently I pay taxes and we get little to know state benefits. We go to the courthouse and file a non-contested divorce. Beside the piece of paper nothing changes. I would give her just enough of my pay that she still qualifies for food stamps, and welfare as an unemployed single mother. My tax rate would be lower because a good portion of my income would be going to alimony and child support. However, I would still claim all 4 kids as tax deductions. So, I would only lose a couple thousand dollars of tax deductions. Our effective tax rate would be a lot lower and we would have the extra income from the state. We would no longer be feeding the beast but draining it.
Enough people did this it would collapse the system.
Now it looks like a new reason (ObamaCare) may hasten this form of unlicensed connubial bliss, or hasten calculated divorces. To middle-class married retirees, something like $11,000 or $15,000 insurance premiums every 12 months is a budget breaker, a life-changer...and a quick road to the poor house.
If Obama and his Merry Marxmen have their way, more radical/negative changes in what we perceive "marriage" to be will embedded in our society.
Why does Obama force gays to pay for maternity leave, pediatric dentistry, and a bunch of other crap they will never use?
Stop hatin' on the gays, Obama!