Skip to comments.Why some Americans are happy their health insurance is being canceled
Posted on 11/27/2013 4:47:59 PM PST by mdittmar
Barbara Neff of Santa Monica is one of the roughly 1 million Californians who recently got word that their health insurance coverage would be expiring soon. The canceled plans sparked a political firestorm as people realized President Barack Obama's promise - "If you like your plan, you can keep it" -- didn't apply to everyone.
But Neff, a 46-year-old self-employed writer, isn't outraged. She's relieved. Even though she makes too much money to receive a subsidy to buy insurance under the Affordable Care Act, the policy cancellation was good news for her.
Neff says she's been stuck in a bad plan because treatment for a back problem years ago red-flagged her with a preexisting condition.
"The deductible has ranged anywhere from $3,000 to as high as $5,000, which means I have to spend that much each year before the insurance even kicks in," she says. "I was rejected [from a more affordable policy] because I'd had a bout of sciatica five years previously that has never returned."
On Jan. 1, the federal health law prohibits insurers from denying coverage or charging more for such preexisting problems. That's opened an array of options for Neff, who has enrolled in a new plan through California's state-run insurance marketplace, Covered California. On Thursday, the exchange board voted unanimously that it would not extend canceled policies, rejecting the president's proposed fix for the problem.
Neff's policy has a $2,000 deductible and her premium will go up by $24 a month. Under the federal law, she'll no longer have to pay for preventive care, and she figures that alone will more than make up for the additional premium costs.
"I've been paying for my mammograms out of pocket and that's $400 to $450 per year," says Neff. "That type of care is 100 percent covered under this new policy."
(Excerpt) Read more at pbs.org ...
Thank goodness State-run PBS is here to counter the anti-health-policy-cancellation media bias.
Instead I'll have my choice of a $1700, $2100 or $2200/mo plans which I'm certain MUST be superior to my old one.
Zippity do da.
Mammogram fee sounds bogus to me. I have a high deductible plan and have never spent more than $90 for a mammorgram. Maybe she’s a typical liberal and too stupid to figure out which providers are in her network.
Ah , the pro 404care reports orders by the zero administration are starting to arrive
Oh this stupid idiot thinks a 3 to 5 thousand deductible is high???? Just wait till she finds out that under O care her deductible will be somewhere closer to 1- to 12 thousand. BWAHAHAHAHAHA
Yes guys can get mammograms and the sad truth is that guys get breast cancer and die from it
... In his left hand, Morpheus shows a blue pill...
To get proper mammograms its a good idea to first get breast implant surgery
And what percentage of the overall breast cancer population would guys be? See if you can post that one.....and cite the source please...
Kathleen Obama better not ever run into me when they don't have their SS protection around to cover their ass
Anyone that's been paying attention knew the fix was in...and stories like this will be flooding the country.
The MSM will make sure...ObamaCare looks good.
Guys account for ~1% of breast cancers. A man has a 1/1000 chance of getting it.
The history of the administration has been lie after lie. Propaganda, half truths and worse. The president led the pack with his known lies. Why would anyone believe any of this stuff now? They have poisoned their own kool aid well.
I wondered how long it would take for PBS to start cheerleading for MengeleCare.....
I didn’t expect to see these happy stories appear until after the obamacare Thanksgiving talks.
It is a small percentage only about 1 in every 1000 men get breast cancer. Of those who get it about 30% will die because diagnosis usually comes late.
I am not saying that mandatory coverage of mammograms is a good thing. I was merry answering the question asked. Men do get breast cancer just like women can get prostrate cancer.
In 2010 (the most recent year numbers are available)
206,966 women and 2,039 men in the United States were diagnosed with breast cancer.*
40,996 women and 439 men in the United States died from breast cancer.*
Statistics from the CDC .which you could have googled yourself
I smell a rat here. First of all, I am expected to believe that her deductibles have gone down, when all of the reporting has been about people being shocked by how high their deductibles are now--typically far higher than her new lower deductibles? Second, it takes only a moment to Google "How much does a ma" (Google filled in the rest) and find out that mammograms have a wide price range--someone who shops around can probably find one for around $100. Also, I hate seeing people refer to something as "free" just because they aren't writing a check for it directly.
If you have insurance that covers every doctor visit and procedure, you are still paying for that service, as well as all of the administrative fees for paying for it through the insurance intermediary instead of directly.
Why not at least get something comparable? Men can get breast cancer. Why shouldn't they get the same coverage?
0bama’s plan is good for those uninsurables, crips, diabetics, cancerous, retards, and poors. While rest of well offs will be footing the bill.
It is time for cash based healthcare where well offs simply pay, while the parasites will wait for thirldworld-like medical “care” completely “free” of charge. Quickest way to end the moocher class.
Haven’t these fools learned that the premiums for their examples may have been quoted wrong and next week they could be cussing out their great new plan.
This is the same as Pelosi telling people how lucky they were that they couldn't find a job.
Proof with a blank check, someone will tout the line.
MSM did it because the brown clown’s administration hire a relative.
One of our local testing places gives mammograms to anyone, insurance or not, for $75.
When I looked on CoveredCa not one of the plans offered for us had less than a $5k deductible.
That is true Nifster, it may sound weird but men should also have themselves examed at least once a year. I heard of men dying of Breast Cancer too.
I know that breast cancer in men is rare and many feel like getting coverage for a ‘mammogram’ is ridiculous. My guess is that the old insurance would have just covered this under some other imaging name.
But a good physical should cover these things
Of course the propagandists at PBS never tell the whole story. Why not tell us the name of the policy, the premium, and the insurance company offering it?
The policy sounds like a Silver level policy to me. From Anthem BCBS for someone who is Ms. Neff's age and lives in Santa Monica the premium is $307 per month, and the maximum out of pocket expense is $6350, since the policy has significant cost sharing and co-pays.
Translation: I never thought I would have any real medical issues, so i opted for a cheaper plan with high deductibles. Then, I had problems and the plan turned out to be a mistake - in order to get coverage commensurate with my needs would cost even more than what I currently pay with this "bad plan".
I am not the enemy. All I did was answer a question. I don’t believe government should be involved in health care at all period