Obamacare: Silence of the Insurers

Townhall.com ^ | December 18, 2013 | Jonah Goldberg

[goldstategop]

I have no sympathy for them - they are perversely showing why single payer is both politically and economically feasible for the country.

A pox on all their houses!

[Vaduz]

President Obama promised.
How’s that working for ya?.

[Cincinatus' Wife]

“.................Americans already know that ObamaCare means higher premiums and a shrinking roster of doctors. But they have not yet realized that ObamaCare plans are not portable and will impede their ability to travel.

What happens to those plans to send the kids to live with the grandparents for the summer, when little Josh needs to keep up with his allergy shots? What decision will a family make when Dad needs to move to start his new job, while the kids stay behind to finish up the school year? What kind of financial pain will be inflicted on American contract workers, who rent a hotel residence for three months while they complete a project? And who will buy a vacation home when the costs include out-of-pocket medical expenses?

Moreover, ObamaCare may soon start impacting access to emergency room care. With Americans no longer able to receive routine medical services when they travel, will they start showing up in emergency rooms for sore throats and backaches? And how will these new throngs of patients affect the waiting time of people with genuine medical emergencies?

“I have 35 years in the industry, and I’ve never seen anything like this,” the New York insurance broker told me. “ObamaCare is a rolling disaster. Every time we go down the road, we get hit with another catastrophe.”

http://www.americanthinker.com/2013/12/more_obamacare_devastation.html

[Sequoyah101]

What is not to understand?

1. High premiums. Higher than for what used to be good coverage with reasonable deductibles and co-pays
2. High premiums for what amounts to catastrophic care insurance, especially at the Bronze and Silver levels but even some Gold.
3. High deductibles of $6,000, no or limited co-pay and the insured pays all up to the deductible.
4. Health care is expensive but even pretty sick person has to work to spend $6,000 and especially out of pocket. This alone will deter people from using health care whenever they have a sniffle.

And so, Higher premiums, high out of pocket expenses, essentially catastrophic care insurance for “full” care insurance prices. The pre-existing conditions are also supplemented by an emergency fund of some sort. It all looks like easy pickings for the insurance companies to me. There has to be a loophole for them on the retained premium limitation.

This is why they are being quiet.