Skip to comments.Alabama Mom's ObamaCare Horror Story Gives America a Glimpse of Government-Run Healthcare
Posted on 01/01/2014 3:59:41 AM PST by afraidfortherepublic
Many of us can identify with the frustrating experience that Karri Kinder, a mother of two from Auburn, Alabama, has had with Obamacare. She penned this open letter to share her story:
An Open Letter to the Obama Administration and American Citizens:
My familys journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013. I have decided to write this letter to let the American people know what it has been like for us. We are a family of four, with two little boys ages seven years old and three years old. My husband and I have had full time jobs for 6 years and 13 years respectively. We have been with the same two companies for those years. We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us. We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us.
On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama. When I opened our letter to say I had sticker shock was an understatement. Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband. So we would need to pay total $828.26 to keep health and dental insurance for the four of us. This payment is roughly $64.00 less than what we pay for our mortgage each month.
(Excerpt) Read more at ijreview.com ...
Welcome to the new Amerika. Compliments of Zero and the Democrats.
THIS is just why Obamacare was created....to make DECENT hard working families PAY FOR slackers that don’t pay taxes.
My new years prediction: Democrats will turn on Obamacare in droves, but it will not help them in November.
I think I see the problem: This family is almost completely debt free. They are not sufficiently dependent and shall be crushed. Worse, she has spoken up. She must be a right wing secret militia member and she will get special attention from all the alphabet government agencies to assure right thinking and subservience.
-— When I opened our letter to say I had sticker shock was an understatement. -—
I guess they didn’t pick up on five years of warnings.
They either didn’t vote or voted for Obama.
I read through the whole pity-party article. An overly long recount of her troubles and difficulty in dealing with bureaucrats she mistakenly ascribes to “insurance companies”. She wasn’t dealing with ‘insurance companies’. She was talking to Exchange Bureaucrats - Obama’s people.
Insurance companies did not set the rules here, Obama did. He had THREE YEARS and over HALF A BILLION DOLLARS to get this right. And he signed up 6 people the first day. Today, January 1, 2014, his administration and the media are implying they’ve signed up nearly a million people, BUT THEY WILL NOT PROVE IT with evidence.
Honestly, I commiserate with her and her husband because they seem to be workers - producers and seem to be a nice family. The only thing I’d like to see in this article is who the hell she voted for in 2008 and 2012.
Punishment for everyone the rats love to hate.
That family is going to get an IRS audit. She will learn to shut up.
The uniparty knows Obamacare is largely responsible for our economic suffering, yet it will neither defund nor repeal it.
Our demise is assured until more of us get our minds around the fact that our elected oligarchs in Washington DC will do nothing to save our dying republic. Elections cannot excise the virus of liberalism.
"Again, these rules are for those who are not on a free lunch with their employer
I wonder, instead of going to the ACA Exchange for coverage, why they didnt look to enroll in group health coverage with their respective employers. Of course it could be that both of their employers are very, very small companies that dont provide and arent required to provide any health insurance benefits or their employers plans open enrollment does not open at January 1 (some employer group health plans operate and renew on a fiscal year basis such as on July 1 or September 1 and not on a calendar year basis) or their employers plans really suck and would be even more expensive that what they got quoted on the exchange.
But I have to wonder why this option and explanation of why that was not an option, was left out of her letter.
Who did she vote for?
“I think I see the problem: This family is almost completely debt free. They are not sufficiently dependent and shall be crushed. Worse, she has spoken up. She must be a right wing secret militia member and she will get special attention from all the alphabet government agencies to assure right thinking and subservience.”.......
Unfortunately and sadly you are right. this same thing will be happening all across the nation as more and more “takers” get on board with the demodummies. Wait till the new amnesty kicks in.
Let’s hope it sinks most of them in November.
1. Did she vote for Obama ? If so...STFU...you got exactly want you voted for...
2. Alabama or Auburn fan...
That's not what she said. She made the comparison between a private insurance company, and getting good customer service, and the government, saying "I cant imagine how long a company would last in this country if they followed the same protocol as the ACA/Health Insurance Marketplace does." She was not mistaken at all.
Yes, the coverage was private before January 1. After, her problems came with the law, not the insurance company. She was seeking a subsidy from the government, and the 'government' was telling her that the child did not qualify.
Middle Class citizens should be marching on Washington Dc with buckets of tar and feathers for every democrat SOB who voted for this.
We won’t though , we will struggle to pay it and half of us will vote for another democrat come November.
OK. But if they are debt free, own their own home and presumably make decent money with both of them being employed full time, I wouldnt think they would qualify for the subsidy and I dont know why they would think they would be entitled to one.
And again this doesnt answer the question of whether either or both of their employers offer group health care insurance and why they didnt mention or presumably bother look into that option.
IIRC, the subsidies go all the way up to 400% of the so-called ‘poverty level’ which is very high in my opinion.
The government also, I strongly believe has surreptitiously relaxed the requirements for Medicaid so that a number of the would-be subsidies will be foisted off on Medicaid to make it seem Obamacare is fiscally sound.
I also believe we will NOT see a truthful accounting of true Medicaid costs until after this bastard is gone, certainly not before November of this year.
Or had no common sense. What did these people think was going to happen?
The most confusing thing to me is why the American people are not rioting in the streets against these illegal government actions. The American people are acting like herded sheep being lead to the slaughter house.
A family of 4 is eligible for exchange subsidies up to $94K. Their off exchange premium rates may have tripled. In order to get a similar level of coverage on the exchange their rates doubled even with the subsidy.
In this case, this family is being forced onto Gov run health care, not to pay for those who won’t be responsible, but to become dependent on the government. Ridiculous her story.
If democrats think they will lose their cushy seat they will toss Oidiot under the buss faster than a cat can lick his A$$!!! Trouble is... how many will die before they either wake up or are defeated!!!
My neighbor told me the company she works for is going to pay employees to find their own coverage this year. They couldn’t deal with all of the nuances of the law. With the $300 they are getting a month, she said she will still be out of pocket $10,000 before insurance will start paying.
She seems to think that fixing the Exchange/website is going to give her affordable insurance and pay medical bills. If they get a subsidy, the next major blow will be the huge family deductible before the insurance company pays a penny & of course, co-pays will be higher. Her son may lose his therapist and doctor(s) due to the narrow network. They're screwed .... as is the rest of America.
“I really dont know how our government can allow this to be taking place.”
Our government willingly caused this to happen. That family must be just one of millions. I read every word, but am amazed that an obviously smart lady could could make that statement after such an ordeal.
And this story is one in a long, sad parade of victims.
“But if they are debt free, own their own home”
The bank owns their home. They pay app. 900.00 p/mo for it. Definitely not debt free.
“The most confusing thing to me is why the American people are not rioting in the streets”
Are you rioting in the streets?
obamadontcare was created to fail so that it 1) wrecks the current health care system 2) causes people to clamor for a fix and 3) will be reverted to single-payer.
That’s why sebelius and zero stood firm on no “fixes” or any more exemptions... they are waiting for it to collapse.
Obamacare first lesson on how to live on your knees or die on your feet.
This just why the Democrat Party even exists at all now.
Are you rioting in the streets?
Death Panels refused coverage for her 7 yr. old, because of his PRE-EXISTING CONDITION.
Coverage for pre-existing conditions are just another Obama/Pelosi lie.
and who can you turn to? Reps are cowards and Dems don’t care abouth anything but power.
Even if we have a bloodbath in November, will Reps step up and have the balls and backbone to remove this burden from America?
I don’t think so.
Exactly my thought!
She’s white, she’s married, she has kids, she looks cute and happy, she owns her own house, she works hard, and they live in ALABAMA. That does not sound like an Obama voter to me. I could be wrong, she could be really stupid, but the probabilities are against it.
“They either didnt vote or voted for Obama.”
I don’t know why people keep saying things like this. This stuff is happening to many people, and even if many did vote for Obama (or didn’t vote) the fact is they were mislead by those in power, and maybe we can say they were even mislead by Romney, et al. also who was/were unwilling to raise these issues during the campaign.
But this attitude that people are getting what they deserve is simply wrong.