Skip to comments.Oregon Mother: I Canít Afford Obamacare For Myself, 1-Year-Old Son (former "cheerleader")
Posted on 01/03/2014 8:57:34 PM PST by logi_cal869
PORTLAND, Ore. (CBS Seattle/AP) One Oregon mother says that she is unable to afford health insurance for her and her 18-month-old son because its too expensive.
The woman who wishes to remain anonymous tells KOIN-TV that she originally championed President Barack Obamas signature health care law because she thought it would help people in her situation.
Ive been a cheerleader for the Affordable Care Act since I heard about it and I assumed that it was designed for people in my situation, she told KOIN. I was planning on using the Affordable Care Act and I had done the online calculator in advance to make sure I was going to be able to afford it.
Her husband works for a non-profit organization that pays for his health care, but the couple is unable to afford to have her and their son covered under his plan. And shes been told their combined income is too much to qualify for a subsidized health care plan under Cover Oregon.
It wasnt until I started the process and got an agent that I started hearing from them I wasnt going to qualify for subsidies because I qualify on my husbands insurance, she told KOIN.
(Excerpt) Read more at seattle.cbslocal.com ...
What my free government goodies aren’t free!?
It is always nice to see a liberal run over by the train we saw coming 3 years ago.
Healthcare was more affordable before the affordable healthcare act. There was also a lot less paperwork before the Paperwork Reduction Act.
Just your typical uninformed demorat.Too bad sweetheart.
You wanted it, you got it. Now suck it up, beyotch.
Typical Commie, loves freebies til they find out THEY have to pay for it too..sorry sweetheart, be a good girl, eat your peas, and pay up
Ya know, I searched ‘obamacare’ and that post didn’t come up.
“Healthcare was more affordable before the affordable healthcare act.”
Perfect bumpersticker or outgoing mail stamp.
Oh it's designed for people in your situation alright.
You make to much to warrant a subsidy, but you don't buy insurance. And therefore you are a risk to the rest of us. If you need emergency care, the provider is going to have to provide it. And other health care buyers (us) will have to foot the bill.
So now, thanks to the democrats, you are required to buy an insurance policy and will pay increasingly steep penalties if you do not.
What's more, your options have been limited. You have to buy a Cadillac version. The rats had to support all the causes that could be supported with healthcare. So you get to pay for abortions and contraception.
Of course your deductibles are huge, but that's okay, the provider will now get paid the majority of their costs if you have catastrophic illness. While the credit agencies work to extract the other $5k or so from you.
No more freeloading for you!!
Tough luck, sista! Do what the rest of us do — scrimp, save and do without.
There is a solution ... get a divorce.
That’s basically it. She was hoping for “free” stuff (at other people’s expense of course). She only balked when she found out she wasn’t going to get her insurance purchased with OPM (Other People’s Money).
I watch in amusement as the LIB idiot chokes on it.
Poor kid so SORRY your MOM is so STUPID but them’s the breaks.
Liberals are very generous with other people's money.
If my understanding of the married coverage gap is correct, the statement about making too much money to get subsidies under Cover Oregon is incorrect. The reality is that if her husband has coverage and it is deemed affordable (single coverage usually is) then the wife and child don't qualify for any subsidies.
Cue Nancy Pelosi, please.
Many companies that pay a majority of employee health premiums allow the purchase of family coverage, but the entire cost of that premium is born by the employee. With the new health regulations in effect that can be a lot of money.
Would love to know what non-profit he works for....
“she originally championed President Barack Obamas signature health care law”.....
Her reasons matter not, no sympathy from me...she is getting exactly what she “Championed” for...willingly snowballed by Obama.
We warned these idiots...they will never take the time to be informed....ever! They can read it and weep hard for all I care. They cut their own throats as I see it. Elections have consequences and so doesn’t that which one supports!
Fooled ya, didn't I?
Wasn’t it P J O’Rourke that said “IF you think health care is expensive now, just wait until it is FREE”...
Chris Plante (WMAL DC AM630) said this morning that if the plan has to cover pre-existing conditions, just wait till the patient gets the diagnosis then get insurance for it. Naturally that is ‘tongue in cheek’ but his topic for the day was asking his mostly Conservative Audience “What has Obama care done good for me”.
He also predicted that the 20 something crowd (Who when it comes to insurance (unless mommy and daddy paying for it)are just as bullet proof as we thought we were) are probably going to lean Libertarian and distance themselves from both ‘major’ parties that are shoving this ‘making a car payment without having a car’ trash down their throats.
People like her are exactly what has been wrong with health system and the country in general. It’s not that she didn’t have access to health insurance. It’s that their priority wasn’t to pay for her or her son. Husband gets his paid for, but they don’t want to cough up their own money to buy in for the other family members. She was all for Obamacare because she expected OTHER TAXPAYERS and Insureds to cover her costs.
Just a moocher with the wrong priorities. Bet they have money for other “necessities”. Glad she got what she deserved. But I feel sorry for the rest of us.
looks like they have the comment section disabled.
Sweetheart, your combined income is greater than 4 times the poverty level: you’re rich. Welcome to the 1% or whatever. While you were looking up at those above thinking how great it will be to get your hands on their money, you neglected to look down and see just how many folks were looking at YOU and yours.
Oh, dagnabit, I just got my Give-A-Darn app fixed and you went and broke it again.
Why would she not be covered under her husband’s plan? My husband and I - before the Obama economy - always had jobs that covered the entire family. I’m quite naïve about this, it seems!
What is that line? Pay back is a bitch, isn’t it?
this is what selfish, self centered, self-serving laws bring upon people.
Not all employers are like that. Many employers will cover the employee, paying that large portion of the employees premium, but coverage for children and spouse shift a larger portion of the premium onto the employee. Sometimes the employee is responsible for the entirety of dependent premiums.
This is where the problem crops up in Obamacare. During the last year qualifications to receive subsidized premiums were interpreted to mean that if the employee of a company received "affordable" (less than 9.5% of total wages) insurance then the spouse and children would not receive a subsidy.
For example, Matt and Leanne and their child are a young couple. Matt works for an employer that provides single coverage for $150 a month and the employer pays the rest. For Matt to buy coverage for his wife and kid would cost and extra $600 a month because the company doesn't pay any of the premium. They still receive the benefit of group coverage and protection from pre-existing conditions even before the ACA showed up. This $600 a month is a lot because Matt is a machinist and only make $40k a year.
Here is the problem with the ACA. If Matt wasn't covered by his employer, the employer would eventually have to pay a $2000 penalty per year, Matt would go on the exchange and probably receive subsidized insurance for his whole family for around $350 a month. Because he receives "affordable" care for himself, he is supposed to buy that and his wife and kid don't get subsidized coverage on the exchange. Instead they have to buy a bronze plan for $450 a month that has a $12,500 out of pocket cap. Now Matt and Leanne are paying a total of $600 month in premiums plus they have two separate deductibles to meet with one of them being 30% of their annual wages.
I am quite fortunate. My employer pays for my insurance and the coverage for my wife is $72 every 2 weeks and that includes vision and dental.
Aaaaargh! I’ve read your post (thanks so much!!) twice now and am trying to digest it. No wonder most Americans are totally lost in this sorry, sorry story. Unlike many here, I have some sympathy for people lost in this morass.
Again, thank you for taking the time. I’m gonna have my husband explain it in the morning, lol!
“You wanted it, (so) you got it.”
What we have here is...failure to c’municate.
While I don’t like the idea of her son having been affected, I do find quite satisfying the tribulations faced by liberal backers of a horrid legislation they were oh-so-sure would benefit them without consequence.
I do find it rather odd her husband refuses to include his family on his medical policy, the costs notwithstanding. She can simply apply some of the under-the-table proceeds from her yoga classes to help defray costs.
She and hubby helped put us all into this f***ing mess... they should at least embrace the suck on their part.
No, she selfishly voted herself what she thought was Free Stuff.
As did many Democrats. The Woman (D)vote is the most stubborn because
they'll refuse to listen to any facts or reason.
Is she enjoying other subsides?
On a surface level I get a good laugh out of such people finally getting smacked in the face by reality. Ultimately though it’s very sad because BOzoCare isn’t good for the nation. It was never about health care, it was always about control. On top of that it’s going to help collapse the system which has been a long-term goal of traitorous, treasonous globalist demons. True story.
As did many Democrats. The Woman (D)vote is the most stubborn because they'll refuse to listen to any facts or reason.
Not just women. Try to pry away the Medicare Part D that Bush gave seniors, and see what happens.
Romney was wrong. It's not 47%. It was 51.1% when last checked, and it's growing.
Both parties are in competition trying to give away the most free stuff. Obama's imploding approval numbers are because he's failing to deliver on his promises of free stuff, not because there is any greater realization that acquiring political power with "panem et circenses" (bread and circuses) dooms a society to failure. We're in a death spiral. I don't see any way out. The only question I have is if we hit the ground and explode in 2014 or later.
I spoke to a man yesterday who has been on his wife’s health insurance, along with their child. He was told that since he qualifies for insurance at his own place of employment, he has to get his through his job. So now his wife pays half again as much for her and the child and he pays almost as much for his own. So obamacare is costing them a good bit.
Have mods or anyone chosen a standard keyword to use for Obamacare “pain” or, as I affectionately refer to it as, “SITYS” (see I told you so)?
It sure would be nice to find the “pain” in a different category than all the other “news” for obamacare...
In reality, she is still cheerleading for it.
Stories like these will be what is cited to prove that the greedy, mean insurance companies are still trying to screw the little guy. Obama will say he tried to keep health care in the private sector, but the “fat cats” are just too greedy.
That’s when we get Obamacare 2: The Wrath of Valerie Jarrett, which will be full-blown government run socialist health care.
We may even get it to coincide with amnesty.
My advice to everyone is to get healthy now. Otherwise, you’ll have to wait 6 months to see a general practitioner, because an entire village from Guatemala will be ahead of you in line.
When you get insurance through an employer, that employer picks usually picks up a big portion of the premiums.
In Obamacare, people under 400% of the poverty level (the vast majority of Americans) are supposed to get government subsidies to pay a portion of the premiums.
People like this lady just figured out that the law doesn't allow subsidies for a whole family if one of the primary income earners gets individual coverage from their employer.
The critics of Obamacare have been trying to put this out since the Dept of Treasury put out their interpretation of the law last January. Here is an article explaining this gap.
Thanks! I’ve now got it. Maybe you should write Obamacare for Dummies if it isn’t already out there.
My 88 year old healthy mother LOVES her Medicare. Being a hyphocondriac, she shows up at the ER every month to be cosseted by some kindly nurse (where she finds them, I don’t know!) and some handsome young intern. She then complains when the bill comes in: $80.
Last time, though, they seemed to be doubtful as to her symptoms. Unfortunately, they were nice to her and GLARED at me.