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Lottery winner's lifetime of money gone in weeks
Tampa Bay Times ^ | Susan Taylor Martin

Posted on 01/10/2014 11:20:04 AM PST by Cincinatus' Wife

St. Petersburg - A few weeks before Thanksgiving, staff at the Loving Care assisted living facility in St. Petersburg realized something had changed in Malcolm Ramsey's life.

Relatives who had never paid much attention to Ramsey, 55 and mentally incompetent, suddenly started showing up in droves. Bulging bags from T.J. Maxx and Bealls filled his half of a tiny, shared bedroom. Boxes of new athletic shoes — Nike, New Balance, K-Swiss — towered against the wall.

Then there were the rumors that Ramsey had hit it big in the Florida lottery.

Ramsey's legal guardian got involved. So did St. Petersburg police, an adult protective services worker and, eventually, a judge. And slowly, the story came out.

Sometime in October, Ramsey had won "$500 a week for life" on a scratch-off Florida Lottery ticket. With the help of a cab driver, he had gotten an ID, a copy of his birth certificate and a ride to Tallahassee to claim the prize. He took it as a lump-sum payout — $403,288.

In barely four weeks, Ramsey blew through more than half the money, with little of value to show for it. He says he wanted the cash, but by taking it all he is in danger of losing the government benefits he has relied on to survive.

(Excerpt) Read more at tampabay.com ...


TOPICS: Crime/Corruption; Culture/Society; Extended News; Government
KEYWORDS: lottery; voterid; welfare
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first 1-5051-71 next last
Note how easily he managed to GET A PHOTO ID!!!
1 posted on 01/10/2014 11:20:04 AM PST by Cincinatus' Wife
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To: Cincinatus' Wife
"He says he wanted the cash, but by taking it all he is in danger of losing the government benefits he has relied on to survive." That just blows my mind. He won over $400K and still wants/needs/deserves government benefits? Astonishing. TC
2 posted on 01/10/2014 11:25:25 AM PST by Pentagon Leatherneck
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To: Cincinatus' Wife
LOL! That was not my first thought, but sooooo true. My mother is in a similar situation (shared room in a care facility, not the money), and I got her a photo ID. She is still mentally sharp, so I get her absentee ballots.

Only one per election, thank you.

3 posted on 01/10/2014 11:25:35 AM PST by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: Cincinatus' Wife

Was shocked by this, UNTIL went to pictures’ understanding came quickly.


4 posted on 01/10/2014 11:26:16 AM PST by easternsky
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To: Cincinatus' Wife
Sad, he has several mental issues.

No doubt insane:

'Instead, Ramsey got a cashier's check from Wells Fargo for $302,466 and immediately cashed it at an Amscot store. Amscot charged him more than $14,000 in fees.'

5 posted on 01/10/2014 11:26:49 AM PST by Theoria (End Socialism : No more GOP and Dem candidates)
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To: Cincinatus' Wife

He had a birth certificate.

But people sure do suck. They may be lazy but they’ll run like the wind to take advantage of a sick old man.


6 posted on 01/10/2014 11:27:34 AM PST by AppyPappy (Obama: What did I not know and when did I not know it?)
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To: Cincinatus' Wife

Our tax dollars at work ...


7 posted on 01/10/2014 11:31:30 AM PST by TexasGator
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To: Theoria
Sad, he has several mental issues.

From reading the whole article he seems quite competent. He knew he had to spend this money as fast as he could before the state found out - why he was so secretive about it and knew who to confide in to help him get the money.

8 posted on 01/10/2014 11:32:26 AM PST by Cincinatus' Wife
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To: Pentagon Leatherneck

exactly


9 posted on 01/10/2014 11:34:34 AM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: Cincinatus' Wife
It took a few days before Ramsey's winnings, $302,446 after taxes, became available.

It looks like they took 25% out for taxes, which might come close to covering it for the feds (no state income tax in Florida), but the IRS will still be looking for the rest of it in April.

Judge Lauren Laughlin, who monitors Ramsey's guardianship, sees another problem: Why was there nothing to keep the Florida Lottery from handing over thousands of dollars to someone that a court found incapable of caring for himself?

"You clearly can't be giving this kind of money to people who have had the right to manage their own financial affairs removed,"

Funny, the judge is worried about the state's responsibility in paying the money out, but has no concern when they take even more in ticket sales to people like Ramsey.

10 posted on 01/10/2014 11:36:07 AM PST by KarlInOhio (Republican amnesty supporters don't care whether their own homes are called mansions or haciendas.)
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To: Cincinatus' Wife

Seems like this guy was the last person in the world to figure out that lotteries only work because people like him are the ones who spend a lot of money on them.


11 posted on 01/10/2014 11:36:47 AM PST by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: Cincinatus' Wife

All I noticed is how quickly the family leeches came out of the woodwork to be there for him as soon as they heard he won the cash...

I had a friend who’s mom won one of the first BIG Texas Lottery jackpots...At the time he and I were in the reserves together, and he had his one ChemLawn franchises and that was his source of income...

When I heard his mom won, we both went over there and told her to get out of town...Lay low, and get a lawyer...Disconnect your phone as well...Have all communications done through the lawyer...

Well, she literally went out of town, and later we heard she flat went halfway around the world after securing the payout after we all got back from Austin...

She went to stay at the Hilton in the Maldive islands...hehehe, tough duty, but I think she could afford it...

When all was said and done, and the usual family, both immediate and distant, leeches came out to her place to find her...She had already given the house to my friend, and he still for at least two more years did his ChemLawn thing, not ever asking or expecting anything from his mom...

It just goes to show that virtue, even when it comes to family successes and failures is vacant these days...And my frind still lives in that house his mom used to live in...He learned how to be humble and appreciative of her success...And I believe it will pay off later on down the road...And even then he feels he doesn’t deserve anything but his mom’s love and attention to this day...


12 posted on 01/10/2014 11:37:29 AM PST by stevie_d_64 (It's not the color of one's skin that offends people...it's how thin it is.)
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To: Cincinatus' Wife

And we wonder what they do with 'FREE MONEY' from taxpayers?!

13 posted on 01/10/2014 11:37:52 AM PST by kcvl
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To: Pentagon Leatherneck

****He won over $400K and still wants/needs/deserves government benefits? Astonishing****

Agree with you. He is 55 years’ old and will likely live off the taxpayers for another 3 decades unless some auditor catches on (i.e. does his/her job).

Don’t State and Federal tax regulators get their cut before lottery distributions???


14 posted on 01/10/2014 11:37:55 AM PST by sodpoodle (Life is prickly - carry tweezers.)
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To: kcvl

20 pair of shoes?


15 posted on 01/10/2014 11:40:40 AM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: Cincinatus' Wife

Fool and his money are soon parted. Man, if I won 500 a week......


16 posted on 01/10/2014 11:40:40 AM PST by 12th_Monkey (In an alternate universe Obama still dips ice cream)
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To: 12th_Monkey

I would not rush out to buy 20 pairs of shoes, I know that much.


17 posted on 01/10/2014 11:43:31 AM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: GeronL

Ramsey took $19,678 in cash and 268 money orders, each for $1,000.

Then he started spending.

As an investigator would later learn, Ramsey cashed 21 of the money orders on a single day, Nov. 6. Almost every other day after that, he cashed multiple money orders, including the big shopping day of Black Friday, Nov. 29, when he got $8,000 and bought flat-screen TVs at Wal-Mart.

With Springer or one of his sisters driving, Ramsey also went to Tyrone Square Mall, the Ellenton outlet mall and the Wagon Wheel Flea Market, buying so many new clothes he had to get several plastic bins to hold them all. He also loaded up on $19.95 Timex watches for everyone in his family. “About 40 watches, I guess,” he says.


18 posted on 01/10/2014 11:44:02 AM PST by kcvl
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To: Pentagon Leatherneck

“He says he wanted the cash, but by taking it all he is in danger of losing the government benefits he has relied on to survive.”

Seems like govt aid is as hard to quit as crack.


19 posted on 01/10/2014 11:44:08 AM PST by Brooklyn Attitude (Things are only going to get worse.)
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To: Cincinatus' Wife

If Obama had an Uncle (who wasn’t here illegally)....


20 posted on 01/10/2014 11:46:35 AM PST by liberalh8ter (The only difference between flash mob 'urban yutes' and U.S. politicians is the hoodies.)
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To: sodpoodle

Don’t State and Federal tax regulators get their cut before lottery distributions???

***************

I don’t think FL has a state income tax.

You have to go to the article to find this:

*****
It took a few days before Ramsey’s winnings, $302,446 after taxes, became available.
end snip


21 posted on 01/10/2014 11:47:13 AM PST by deport
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To: GeronL
I would not rush out to buy 20 pairs of shoes, I know that much.

Maybe he was the male version of Imelda Marcos?

22 posted on 01/10/2014 11:47:29 AM PST by sportutegrl
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To: stevie_d_64

It’s disgusting how families act like this; treating the ‘failures’ like pariahs and the ‘successes’ like celebrities. Just a bunch of freeloaders looking for an easy ride.


23 posted on 01/10/2014 11:47:56 AM PST by CorporateStepsister (I am NOT going to force a man to make my dreams come true)
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To: GeronL

Laughlin said she might ask Pinellas County’s legislative delegation to consider a change in the law.

“This brings to light one of the problems that can come up,” she says. “I don’t know how many times lightning can strike but you can’t give these people that kind of money.”

Had she known of Ramsey’s winnings early on, Laughlin says she could have set up a “special needs trust” that would have allowed the money to be spent for his benefit — but not for other people — without jeopardizing his government assistance. As it now stands, Ramsey could lose his Medicaid, which pays his medical bills, and SSI, a needs-based program that covers his $1,000-a-month room and board and would pay for costlier nursing care he might need in the future.

******

He had fun and now taxpayers get to pick up his tab for care. They are not going to kick him out, it would be ‘racist’ and the nursing home would face a lawsuit by some puke attorney.


24 posted on 01/10/2014 11:48:00 AM PST by kcvl
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To: Cincinatus' Wife

Exactly. No one envies his life as-is, but he is able to calculate with cunning...something the poorest, most miserable seeming people the world over are able to do. This makes them responsible before God, whether or not society deems them “incompetent”.

Jesus asked the paralytic “Do you want to get well?” for a reason. Building your life around sickness and helplessness (even when real) can leave you avoidant of a cure. To be cured means back to work, paying taxes, life problems!


25 posted on 01/10/2014 11:50:46 AM PST by avenir (I'm pessimistic about man, but I'm optimistic about GOD!)
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To: Cincinatus' Wife

TNB


26 posted on 01/10/2014 11:50:57 AM PST by Veggie Todd (I don't always talk to Obama voters, but when I do I ask for Large Fries.)
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To: stevie_d_64

Good story.

I know a person whose net is probably at least $20-30 million. His kids are completely rude to him and his wife, their step mother. He told me earlier this week that he’s changing his will/trusts situation next week, and each of his 2 children will get $2, the rest will go to a charitable foundation. He said he’s just sick and tired of the kids treating him like they do. I think they are going to be very surprised when he passes on.


27 posted on 01/10/2014 11:51:03 AM PST by NEMDF
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To: Cincinatus' Wife

OMG you made me laugh really hard!


28 posted on 01/10/2014 11:51:18 AM PST by WhyisaTexasgirlinPA
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To: easternsky

Same here and the part about all the long lost relatives showing up.


29 posted on 01/10/2014 11:53:17 AM PST by alice_in_bubbaland (When injustice becomes law, resistance becomes mandatory ... Thomas Jefferson)
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To: stevie_d_64
All I noticed is how quickly the family leeches came out of the woodwork to be there for him as soon as they heard he won the cash...

I love my family, and don't think of them as leeches. However, should Mrs. henkster and I ever win the lottery, we have already agreed on one thing. With the exception of the accountant and tax lawyer, NOBODY KNOWS. Not even the kids. The lawyer goes on TV to do the press release. We keep working our jobs (for a while, anyway) and lie low. Charitable contributions will be done through an anonymous third party trust we set up.

Winning a lottery just puts a target on your back. But I'm not worried about this ever happening; I hear you have to buy tickets to win.

30 posted on 01/10/2014 11:56:49 AM PST by henkster (Communists never negotiate.)
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To: Cincinatus' Wife

The Lottery is an ignorance tax


31 posted on 01/10/2014 12:01:14 PM PST by NonValueAdded (It's not the penalty, it's the lack of coverage on 1 Jan. Think about it.)
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To: avenir

He is too incompetent to spend the Lotto winnings yet he is competent enough to spend on Lotto tickets?

Spending money on Lotto tickets takes a high degree of incompetency to start with so why quibble on how he spends the winnings?

So since only fools play the Lotto then all winnings should be administered through a state run trust.

Thought: Let the Lotto accept EBT and other gimme dat cards. Then have all Lotto tickets cashed at casinos only. This would put a high % of welfare payments right back into taxpayer’s pockets via the taxation of gambling and job creation. Oh heck allow welfare to be spent on any high tax item, cigs, booze, mj... It ends up there anyway so cut out the middleman.


32 posted on 01/10/2014 12:10:16 PM PST by FreedomNotSafety
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To: GeronL

while you and i may not, he might not have the mental cognizance to not do this.


33 posted on 01/10/2014 12:15:34 PM PST by ealgeone (obama, border)
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To: Cincinatus' Wife

“You clearly can’t be giving this kind of money to people who have had the right to manage their own financial affairs removed”

-Sums up how liberals feel about the working class


34 posted on 01/10/2014 12:18:07 PM PST by woodro43
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To: Cincinatus' Wife

I bet he had help from a “friend” or long lost relative...


35 posted on 01/10/2014 12:19:17 PM PST by Tammy8
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To: easternsky

A famous American entertainer ounce said:

“There’s a sucker born every minute and 10 to take him.”


36 posted on 01/10/2014 12:19:55 PM PST by fella ("As it was before Noah so shall it be again,")
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To: woodro43

My thoughts too. But liberals feel especially entitled to control the lives of “these kinds of people” whom they have nurtured into dependency for so long (’cause they want their cut).


37 posted on 01/10/2014 12:21:02 PM PST by Cincinatus' Wife
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To: NEMDF

I could be nice to him.. Tell him to drop by


38 posted on 01/10/2014 12:22:30 PM PST by woofie
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To: henkster

You and I have a similar frame of mind. Hubby and I have already discussed this. Nobody knows. Set up a trust for the kids for later. I think the reason people go around telling is ego. They need to feel important. We don’t have that issue. And we know how to keep our mouths shut.


39 posted on 01/10/2014 12:23:17 PM PST by Hoffer Rand (If you like your plan, you can keep your plan. *Asterisk.*)
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To: GeronL

WHY MEN ARE NEVER DEPRESSED:
Men Are Just Happier People —
What do you expect from such simple creatures?
Your last name stays put.
The garage is all yours.
Wedding plans take care of themselves.
Chocolate is just another snack...
You can be President.
You can never be pregnant.
You can wear a white T-shirt to a water park.
You can wear NO shirt to a water park.
Car mechanics tell you the truth.
The world is your urinal.
You never have to drive to another gas station restroom because this one is just too icky.
You don’t have to stop and think of which way to turn a nut on a bolt.
Same work, more pay.
Wrinkles add character.
Wedding dress $5000. Tux rental-$100.
People never stare at your chest when you’re talking to them.
New shoes don’t cut, blister, or mangle your feet.
One mood all the time.
Phone conversations are over in 30 seconds flat.
You know stuff about tanks.
A five-day vacation requires only one suitcase.
You can open all your own jars.
You get extra credit for the slightest act of thoughtfulness.
If someone forgets to invite you,
He or she can still be your friend.
Your underwear is $8.95 for a three-pack.
Three pairs of shoes are more than enough..
You almost never have strap problems in public.
You are unable to see wrinkles in your clothes..
Everything on your face stays its original color.
The same hairstyle lasts for years, even decades.
You only have to shave your face and neck.
You can play with toys all your life.
One wallet and one pair of shoes — one color for all seasons.
You can wear shorts no matter how your legs look.
You can ‘do’ your nails with a pocket knife.
You have freedom of choice concerning growing a mustache.
You can do Christmas shopping for 25 relatives
On December 24 in 25 minutes.
___________________________________
Men Are Just Happier People
NICKNAMES
If Laura, Kate and Sarah go out for lunch, they will call each other Laura, Kate and Sarah. If Mike, Dave and John go out, they will affectionately refer to each other as Fat Boy, Bubba and Wildman.

EATING OUT
When the bill arrives, Mike, Dave and John will each throw in $20, even though it’s only for $32.50. None of them will have anything smaller and none will actually admit they want change back.
When the girls get their bill, out come the pocket calculators.

MONEY
A man will pay $2 for a $1 item he needs.
A woman will pay $1 for a $2 item that she doesn’t need but it’s on sale.

BATHROOMS
A man has six items in his bathroom: toothbrush and toothpaste, shaving cream, razor, a bar of soap, and a towel.
The average number of items in the typical woman’s bathroom is 337. A man would not be able to identify more than 20 of these items.

ARGUMENTS
A woman has the last word in any argument.
Anything a man says after that is the beginning of a new argument.

FUTURE
A woman worries about the future until she gets a husband.
A man never worries about the future until he gets a wife.

MARRIAGE
A woman marries a man expecting he will change, but he doesn’t.
A man marries a woman expecting that she won’t change, but she does.

DRESSING UP
A woman will dress up to go shopping, water the plants, empty the trash, answer the phone, read a book, and get the mail.
A man will dress up for weddings and funerals.

NATURAL
Men wake up as good-looking as they went to bed.
Women somehow deteriorate during the night.

OFFSPRING
Ah, children. A woman knows all about her children. She knows about dentist appointments and romances, best friends, favorite foods, secret fears and hopes and dreams.
A man is vaguely aware of some short people living in the house.

THOUGHT FOR THE DAY
A married man should forget his mistakes. There’s no use in two people remembering the same thing!


40 posted on 01/10/2014 12:33:51 PM PST by gorush (History repeats itself because human nature is static)
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To: stevie_d_64
If I ever won the lottery (and I'll sometimes buy a ticket if the jackpot is huge), no one other than my wife and my attorney would know. Not even my kids. As soon as I realized that I had the winning ticket, I'd contact my attorney to determine how to keep my identity anonymous.

I do well enough that I could get my family some pretty substantial amounts without creating too much suspicion. I would probably give almost all the money away, anonymously, to worthy causes. However, if my secret ever leaked out, anyone who asked for money would be denied.

41 posted on 01/10/2014 12:36:09 PM PST by CommerceComet (No more GOP-e. Cruz to victory in 2016.)
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To: NEMDF

Same thing happened recently to my nieces ex hubby. His dad had changed his will worth millions in property and cash. He left everything in a locked trust to the grand kids except the house his son was living in. Mega bucks in real estate. Condos in Malibu, Ventura Keys, etc., plus a ton of acreage that is farmed in Oklahoma.


42 posted on 01/10/2014 12:39:54 PM PST by sheana
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To: NEMDF

Anything I have left goes to cats.


43 posted on 01/10/2014 12:42:11 PM PST by who knows what evil? (G-d saved more animals than people on the ark...www.siameserescue.org.)
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To: Pentagon Leatherneck

Depending on his level of care he could easily spend 60k a year for care. Not saying it is correct and it is not usual to spend more. They actually have attorneys that specialize in clearing your estate properly in order to qualify for medicaid so as not to spend your own money on care.


44 posted on 01/10/2014 12:48:49 PM PST by ThisLittleLightofMine
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To: Pentagon Leatherneck
He won over $400K and still wants/needs/deserves government benefits? Astonishing.

Yes, it is.

Benefits....more like welfare/wallet transfer. But, Dingy Harry just said, the other day, we have to make sure these people keep getting their "benefits" .

45 posted on 01/10/2014 12:51:33 PM PST by Jane Long (While Marxists continue the fundamental transformation of the USA, progressive RINOs assist!)
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To: woodro43

And also rather disgusting. The guy won the lottery. If he spends all the money and ends up with nothing next month — well, he’s no worse off than he was before, and he had the fun of spending a ton of money.

Why is it that other people think everybody has to be controlled?


46 posted on 01/10/2014 12:57:28 PM PST by CharlesWayneCT
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To: CharlesWayneCT

Maybe because we are the ones who are paying for his care. If he won money he should be paying for his own care, not buying shoes.


47 posted on 01/10/2014 1:05:14 PM PST by beandog (All Aboard the Choo Choo Train to Crazy Town)
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To: CommerceComet

Might be a good policy with legal settlements, unexpected inheritances and other windfalls.
These stories of exploitation always interest me. I will probably post this on Twitter. There are really no good guys in this story that I can see, but the biggest bad guys are the probably the relatives. I don’t know this man personally so don’t know his mental state. One thing for the few states who still don’t have lotteries to think about-Do we really want to do this? I know that lotteries are one of the few ways to increase government revenue without taxation a d that’s pretty irresistible but they get into bed with the devil to do it. This guy could have been lots of people I knew in my old inner city neighborhood in Seattle. At certain times of month, they were 3or 4 deep buying lottery tickets at the customer service counter at Safeway.

Lottery horror stories are not uncommon. Read Money for Nothing by Ugel(forget his first name.) He was in something called the”lump sum” industry before states started offering lump sums themselves.

And exploitation stories aren’t unusual either. We had a case at a West Seattle car dealership where a mentally ill guy who had inherited money from his mother was victimized from the very salesmen who had sold him a vehicle( must have gotten his drivers license from the same place Adam Lanza got his). They actually went to his home to rob it. They also got him to sign the vehicle back to one if them while he was in the ER(King co. Psych intake) at Harborview. A social worker there dropped the ball. The most sickening thing to me at the trial was one of the car sales men’s dads sticking up for his son. I hate that. You also know that there had to be people at that dealership—cashiers, bookkeepers, even the guy sweeping the floors, who knew something was funny and could have blown the whistle. Not to mention people like the car dealers wives or girlfriends.
Thes people were all Caucasian, if that matters.


48 posted on 01/10/2014 1:06:01 PM PST by crazycatlady
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To: who knows what evil?

I’m for that!


49 posted on 01/10/2014 1:10:37 PM PST by crazycatlady
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To: crazycatlady
Like the sign on my door says:

To my guests: my cats live here; you don't.

50 posted on 01/10/2014 1:18:50 PM PST by who knows what evil? (G-d saved more animals than people on the ark...www.siameserescue.org.)
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