Skip to comments.Capital One says it can show up at cardholders' homes, workplaces
Posted on 02/17/2014 10:22:16 PM PST by Dallas59
Ding-dong, Cap One calling.
Credit card issuer Capital One isn't shy about getting into customers' faces. The company recently sent a contract update to cardholders that makes clear it can drop by any time it pleases.
The update specifies that "we may contact you in any manner we choose" and that such contacts can include calls, emails, texts, faxes or a "personal visit."
As if that weren't creepy enough, Cap One says these visits can be "at your home and at your place of employment."
The police need a court order to pull off something like that. But Cap One says it has the right to get up close and personal anytime, anywhere.
Rick Rofman, 71, of Van Nuys received the contract update the other day. He was spooked by the visitation rights Cap One was claiming for itself.
"Even the Internal Revenue Service cannot visit you at home without an arrest warrant," Rofman observed.
Indeed, you'd think the 4th Amendment of the Constitution, which guards against unreasonable searches and seizures, would make this sort of thing verboten.
(Excerpt) Read more at latimes.com ...
These people are constantly sending loan offers.
They are obviously loan sharks in every sense. I always shred the solicitation.
I know for a fact that, in Florida, debt collectors cannot go to your place of work. Had a lawyer verify that for me.
Isn’t this the company that had the “What’s in your wallet” commercials with Vikings/pirates?
Easy enough to stop cancel their credit card.
What happens if they stop by for a visit and you call the police telling them that they stopped by and you went to the bathroom and when they left there was $100.00 dollars missing from your purse.
Another mind numbingly stupid idea. Bet the person who thought up this idea got all A+ in school. Come to think about it it is way, way beyond mind numbingly stupid.
The IRS showed up at my front door about a year ago. They were looking for a person. I knew the person, who used to live in the house. So they do come out.
If I had a banking or credit card representative show up at my work or home, I would within a day or two close my account.
You can opt out.
I’d close my account within ten minutes of closing the door in their rep’s face.
Oh, I am sure this is for people who have closed out their account but who cannot pay off their loan.
Release the hounds.
I don’t want ANY contact with them, but I ought to opt out.
As a non gov entity the company and it’s employees are not
bound by the same legal restraints. They CAN pretty much
show up as they wish.....and you at your home and management
at your place of business can just as rightfully tell them
to depart forthwith and with haste or be arrested. If they show up unannounced, uninvited and unwanted and are told to
leave immediately and fail to do so they are then trespassing and NEED to be arrested.
Read the fine print.
I believe the opt out is through the three credit monitoring companies, not Capital One itself.
I need to do that with Alaska Airlines, I just haven’t gotten around to it. I get a credit offer from them once a week. They are single-handedly keeping the post office afloat.
My dad has one...good thing, his address on CAP1 is a po box LOL
If they come to your place of work, they can be told to leave.
Pay your bill every month and they won’t have any reason to visit you.
Don’t pay and they should get in your face!