Posted on 02/21/2014 7:18:21 AM PST by artichokegrower
WASHINGTON (CBSDC) – According to a recent study, severely injured patients are less likely to be transferred to a trauma center if they have health insurance.
(Excerpt) Read more at washington.cbslocal.com ...
For the record, I have been uninsured for 14 years, and you have not paid a nickel for my health care. Or my wife's or my son's.
I remember a guy I knew that had $10,000 deductible insurance (he was financially very well off) and one day hurt his knee playing tennis (he as 70 at the time). He went to a specialist and the receptionist said they needed a referral from a doctor (a typical insurance requirment). It took him several tries to explain to her that he was buying her bosses services out of pocket in the same way he would buy work on his car from a car dealership or mechanic.
The comical thing was how hard it was to get the receptionist to wrap her head around the simple fact that, at the end of the day, her boss is just a professional offering his services for a fee.
Oh, and it’s a lot cheaper for doctors to serve you when you are just paying them directly. No piles of paperwork.
Have I paid for any of your oil changes? If I have, I’m really pissed! ;-)
Alternatively, insured patients are 13 to 15 percent more likely to be retained at the non-trauma hospital. Perhaps the disparity is better explained by considering the first hospital wants to keep their hands on patients with guaranteed payments.
“Uninsured Patients Get Better Care Than Insured”
Well, in that case, obamacare is going to be a roaring success!
God Bless you and your freedom of choice which I fully defend.
But, can you say the same about the vast majority of your fellow uninsured?
You have to bargain the fees too. for those of us not that well off we are stuck with Medicare and in our case Tricare Life as hubby is Retired SCPO 20 yrs and is over 65. Both are admined out of the same agencies.
TFL will only pay for 20 of the 30 pills I need to control inflammation and pain in my back riddled with OA/OP, it is only a NSAID that is a script form only. $18 for all 30.
They refused to pay for 20 antibiotic pills that work only in the colon. Those 20 pills cost $200. I had rejected it due to the side effects that would have landed me back in the hospital, I was just curious as to the cost of them.
His 2 day stay in the ER as there were no beds open at the small hospital, was $50K, Between the 2 they paid the provider $2,500 and sent us a drug co-pay bill. I’ve no idea what the Cardio go paid. Under 0’care reimbursement rates will drop 30% in 3 yrs. No wonder it took a couples of hrs calling Internist to find a new one closer to home when we moved out of crime infested Memphis with their high taxes and property/car ins.
With my rates being what they are for catastrophic (self employed) and, by the grace of God, the good health of my wife and kids, I’ve paid more with insurance then without. Dumping insurance is something to consider.
Well, you have to agree that in that situation - in a hospital for an ailment - when you aren’t confronted with “how in the hell am I gonna pay for this, or pay for the fricking deductible?” your health and mental state is much less conflicted.
Illegals and no-goods say “Medicaid” or whatever the new “Obamacare-I-don’t-have-to-pay-sh!t” phrase will be, and all their cares float away to “what kind of Oxy can I get for this here pain?”
All is going according to plan.
Wow! I am on TriCare standard and no problems at all. I mean, it has been amazing. Yes, I have some co-pays, but only $150 deductible in this day and age is great.And, no issues with any meds. My DH is retired military disabled, so he uses the VA. I hope it stays as good as it is, but am not counting on it.
You were billed 50 thousand for a two-day stay at the emergency room? Could that be a misprint?
Yes, it was a considered option when I opened my own business. Basically, I've spent about $25k over that 14 years, my wife needed an operation that cost $17k, and wrist surgery that billed at $5k (for insurance purposes) but our cost was $3k.
Those bills are fully paid.
I could not have gotten insurance for that price.
My point is only that "uninsured" and "freeloader" are two DIFFERENT things.
I’ve been self employed for 11 years. Quick math = minimum $66,000 into insurance. Yikes! I know we haven’t come anywhere near that in medical bills. I would guess $30,000 tops.
With the birth of a grandchild last month, I spent some time at the local maternity hospital.
It appears a lot of future Democrat voters are being born and we’re paying for a lot of them.
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