“I assume, you still can not be turned down for insurance, so, there is no point having insurance until you need it.”
Except you can sign up only during an annual “window” but not after that, though there are many specific “hardship” exceptions that many people could fit through if they have to. For example, if one found out they were going to die without expensive treatment, it might be worth getting a temporary divorce to qualify for that exception.
Except you can sign up only during an annual “window” but not after that ...
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I saw an article (thought it was on Hot Air) & haven’t been able to find it again right now ..... if I read/understood it right, the article was saying that Sebelius/HHS want you to think you can only sign up in a particular enrollment “window” & the deadline is fast approaching, but that is for plans on the government exchange. Obviously, they’re trying to exert as much coercive pressure as they can to get enrollments up now. What they are not being forthcoming about is that you can sign up off-exchange, with private insurance, at any time.
Here’s a link I did find that says the same:
http://www.bankrate.com/finance/insurance/how-will-health-insurance-mandate-work.aspx
“While consumers can purchase health coverage anytime through the private market, those who wish to take advantage of the more affordable and subsidized offerings in the state marketplaces will need to do so during open enrollment, which began Oct. 1 and runs through March 31, 2014.”