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Obamacare Increasing Price of Health Care
Townhall.com ^ | March 23, 2014 | Kevin Glass

Posted on 03/23/2014 7:59:45 AM PDT by Kaslin

If you follow the news, you're familiar with the fact that many projections are showing that Americans will face much higher health premiums next year due to Obamacare. A new report from Avalere Health confirms this:

Avalere Health, a market research and consulting firm, estimates some consumers will pay half the cost of their specialty drugs under health overhaul-related plans, while customers in the private market typically pay no more than a third. Patient advocates worry that insurers may be trying to discourage chronically ill patients from enrolling by putting high cost drugs onto specialty tiers.

Under the law, insurers can't charge an individual more than $6,350 in out-of pocket costs a year and no more than $12,700 for a family policy. But patients advocates warn those with serious illnesses could pay their entire out-of-pocket cap before their insurance kicks in any money.

Insurers say prescription drugs are one of the main reasons health care costs are rising.

One of the goals of health care reform should be to "bend the cost curve." One of the ways that Obamacare is trying to achieve that is to force consumers to pay more for prescription drugs.

This comes on the heels of a separate Avalere report this month that, aside from prescription drugs, premiums overall will skyrocket.


TOPICS: Culture/Society; Government
KEYWORDS: 0bamacare; abortion; deathpanels; obamacare; zerocare

1 posted on 03/23/2014 7:59:45 AM PDT by Kaslin
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To: Kaslin

Biggest
Surprise
Ever


2 posted on 03/23/2014 8:00:55 AM PDT by ClearCase_guy
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To: Kaslin

I just got my “Part D” for drug coverage, so I’ll be seeing how that works.


3 posted on 03/23/2014 8:07:22 AM PDT by Star Traveler (Remember to keep the Messiah of Israel in the One-World Government that we look forward to coming)
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To: Kaslin

To comply with the requirements of the act,
health insurance policies must include all kinds of “free stuff”.

Of course we know there is no such thing as “free stuff”,
so the monthly premiums have gone up to cover those costs.

The compliant policies are best thought of now as “prepaid plans”,
where the insured is required to pay for the cost of the “free stuff”
whether they actually make use of any of those services or not.


4 posted on 03/23/2014 8:09:56 AM PDT by Repeal The 17th (We have met the enemy and he is us.)
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To: Kaslin
“I'm from the government and I'm here to help you”... what the Democrats have forced spoon-feed the low information voters.
5 posted on 03/23/2014 8:11:42 AM PDT by SIRTRIS
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To: Kaslin

Gone up, you say?

ReallY....

How

unexpected.

Surely its a surprise to the developers of this system...I am sure they are as completely shocked as I am....

My flabbers are completely ghasted.


6 posted on 03/23/2014 8:14:14 AM PDT by Adder (No, Mr. Franklin, we could NOT keep it.)
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To: Repeal The 17th

Well, you pay into the pool and it has to be self-sustaining. All insurance is like that. On the house insurance, I may never get one single penny back for all the money I put in.

And with my car insurance, I’m a demonstrated good driver so I’m pretty sure I’ll never see any of that money again.

It turns out - that on both of those things - all I’ve done is pay for everyone else! What a deal!


7 posted on 03/23/2014 8:16:24 AM PDT by Star Traveler (Remember to keep the Messiah of Israel in the One-World Government that we look forward to coming)
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To: Kaslin

Obamacare is forging the chains that will enslave America. The 2014 election will be the last one that counts if the Rats retain power.


8 posted on 03/23/2014 8:20:17 AM PDT by Truth29
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To: Star Traveler
That's because auto insurance and homeowner's insurance is real insurance. A medical plan is not.

The whole purpose of insurance is to have the insured pay someone else (an insurance company) to assume the risk of a financial loss that would be devastating to the insured but is not likely to happen frequently (if at all). That's why someone who pays for auto insurance or homeowner's insurance for 25 years without filing a single claim doesn't complain about it ... they paid for 25 years of peace of mind.

With a medical plan, claims are often filed with such boring regularity that the plan doesn't remotely meet any objective description of "insurance." The whole purpose of a medical plan is to take a huge group of people with enormous medical expenses and lump them into a pool with a smaller group of younger people who are conned into paying far more than you could ever justify in a real risk-managed insurance pool.

9 posted on 03/23/2014 8:30:29 AM PDT by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: Star Traveler
I just got my “Part D” for drug coverage, so I’ll be seeing how that works.

I've had the Wal*Mart/Humana Med D plan for the last three years. Like it real well.

This year the premium actually went DOWN. Monthly from 18.50 to 12.60 and the benefits improved.

10 posted on 03/23/2014 8:34:31 AM PDT by upchuck (South Carolina Representative Trey Gowdy for Speaker of the House!!!)
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To: Alberta's Child

I’ve been conned into paying for all those reckless drivers and for those careless people who burn down their houses and/leave trees too close to their house to fall on them ... :-) ...


11 posted on 03/23/2014 8:36:02 AM PDT by Star Traveler (Remember to keep the Messiah of Israel in the One-World Government that we look forward to coming)
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To: Kaslin

I wonder if dear leader will hear any complaints about such things in his last two years in office. It’ll be interesting to see how he deals with the very things his wet dream was supposed to eliminate.


12 posted on 03/23/2014 8:36:52 AM PDT by RWB Patriot ("My ability is a value that must be earned and I don't recognize anyone's need as a claim on me.")
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To: upchuck

I looked at that one. I decided to go with UnitedHealthCare.


13 posted on 03/23/2014 8:37:25 AM PDT by Star Traveler (Remember to keep the Messiah of Israel in the One-World Government that we look forward to coming)
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To: Star Traveler

Correct you are, but my point as it would apply to your home and auto insurance is this:

If the federal government mandated that
all home insurance must include the provision for
a “free annual home inspection” or “free hail damaged shingle replacement”;
or all auto insurance must include the provision for
“free quarterly oil changes” or “free windshield replacement”;
then your premiums would have to go up to cover the cost of
all that “free stuff” whether you intend to take advantage of it or not.


14 posted on 03/23/2014 8:41:17 AM PDT by Repeal The 17th (We have met the enemy and he is us.)
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To: Star Traveler

Part D works for me!!!!!

I pay every month since it started and have had one otherwise free prescription in all these years.

Someone has to pay!


15 posted on 03/23/2014 8:41:41 AM PDT by 3D-JOY
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To: Kaslin

It’s already happening to Medicare patients. My 93-year-old mother refuses to pay for medicine that, until last year, was no cost under her plan.

Her plan is still the same; they just reclassified the medicines.


16 posted on 03/23/2014 8:41:43 AM PDT by NTHockey (Rules of engagement #1: Take no prisoners. And to the NSA trolls, FU)
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To: Star Traveler

Part D works for me!!!!!

I pay every month since it started and have had one otherwise free prescription in all these years.

Someone has to pay!


17 posted on 03/23/2014 8:44:28 AM PDT by 3D-JOY
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To: Kaslin
King Obama photo: obama Obama_King_Catholics.jpg
18 posted on 03/23/2014 8:55:29 AM PDT by tumblindice (America's founding fathers: All armed conservatives.)
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To: Adder

“My flabbers are completely ghasted.”

But were your gobs totally smacked?


19 posted on 03/23/2014 8:56:41 AM PDT by Beagle8U (Unions are an Affirmative Action program for Slackers! .)
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To: Kaslin
(from the title):"Obamacare Increasing Price of Health Care "

And since Obamacare has been identified as a " TAX"
and Yellen has indicated that the Fed will taper off buying Treasury Bonds,
Thus encourageing inflation above and beyond current expenses ( which are expected to almost double,according to some sources)
It means that the Fed will be double taxing you based upon your income, without responsibility ,accountability , or even Congressional approval,
even though only 1.4 % of Americans are going to now be covered through Obamacare coverage program.
Talk about " BAIT and SWITCH " !

20 posted on 03/23/2014 9:03:43 AM PDT by Tilted Irish Kilt (Enlightened statesmen will not always be at the helm. -- James Madison)
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To: Star Traveler

“... and/leave trees too close to their house to fall on them ... :-) ...”

A guy down the road used to park his boat under a big half-dead willow tree for just that reason.

One day I drove by there and the willow and the boat were both gone. A short while later a new boat was parked next to his garage, far from any trees.


21 posted on 03/23/2014 9:04:34 AM PDT by Beagle8U (Unions are an Affirmative Action program for Slackers! .)
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To: Star Traveler

LOL. The difference is that your auto and homeowner’s insurance policies are priced for risk. A medical plan is not.


22 posted on 03/23/2014 9:05:50 AM PDT by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: Kaslin
Under the law, insurers can't charge an individual more than $6,350 in out-of pocket costs a year and no more than $12,700 for a family policy.

Funny. The el cheapo policy I used to have was $3000.00 (individual) or $6000.00 (family) per year and you got a nice HSA which you could use to save up money tax free to cover those out of pocket expenses.

Tell me again how this law is so "affordable".

23 posted on 03/23/2014 9:09:56 AM PDT by Harmless Teddy Bear (Proud Infidel, Gun Nut, Religious Fanatic and Freedom Fiend)
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To: Kaslin

Sandra Fluck gets free birth control.


24 posted on 03/23/2014 9:58:00 AM PDT by Organic Panic
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To: Beagle8U

So smacked they are sore...


25 posted on 03/23/2014 2:23:53 PM PDT by Adder (No, Mr. Franklin, we could NOT keep it.)
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