Skip to comments.Q&A: After a hospital stay, can I buy insurance to cover my bills?
Posted on 03/23/2014 10:11:10 AM PDT by artichokegrower
Q. I am 63 years old and uninsured. I have not enrolled in Obamacare, mainly because of the website issues and security concerns. I have been waiting for all of this to shake out.
(Excerpt) Read more at santacruzsentinel.com ...
Retroactive health insurance. Wonder if it will work with car insurance?
Originally, “insurance” was based on the probability that something would happen. It now means getting subsidies for things that will happen. So, you can wait until you’re diagnosed with cancer. But your payment may be as much as getting it treated without “insurance.”
I always disclose my plans to commit insurance fraud on the internet. Santa Cruz sentinal says it all. Go down to cliff drive... and jump.
“Hello, Farmers? My house just burned down. Can you quote me some insurance please?”
“After a hospital stay, can I buy insurance to cover my bills?”
I mean reeeeeeeaaaaaaallllly?
Doesn’t surprise me that the person asking that lives in the Santa Cruz area. He/she/it is probably an old hippie living the surf boarding life and barely paying for anything.
Some greying ponytail trolling on how to legally commit insurance fraud.
Next is ObamaLife insurance. Insurance companies will not be able to deny you on the basis of “preexisting conditions”, so your family will be able to buy life insurance on you after you’re dead.
How far would you get if you tried this after your house burned down?
Security concerns? Really?
You didn’t want to spend the money. That is the real reason. Then you got sick.
I feel for you as a fellow human being. But no, you do not deserve a nickel of insurance that others have paid into.
That’s life.n it’s full of crappy choices. And you made the crappiest.
Obama and his administration may be stupid. Insurance companies are not. The answer to that question is a big, fat "no".
Thanks for the best BOL of the day:
“Some greying ponytail trolling on how to legally commit insurance fraud.”
Yes, but it will only cover about 30% of the total bill. Even more likely is that it won't provide coverage AT ALL for YOUR type of procedure and the MEDICINES you got.
Now, if you have a sex change, then you're good.
YES really. And it's not a silly question.
YES, you can do this, in certain cases. Insurance companies can be required to provide insurance retroactively under the new ACA laws( or ZEROCARE, as I call it).
“Next is ObamaLife insurance. Insurance companies will not be able to deny you on the basis of preexisting conditions, so your family will be able to buy life insurance on you after youre dead.”
Those eligible for post dcing insurance will be the families/partners of: gays, illegal aliens, and so called people of color.
The rest of us will have to pay a special tax for the known dead because we were the lucky ones in life.
Millions of potential customers and no competition in the retroactive insurance business.
Sounds like something Joe Biden would recommend.
Gosh, everyone keeps missing the point.
Sure, you can no longer be denied PURCHASING insurance on the basis of "pre-existing conditions". However, those "conditions" may be excluded for "coverage", and most certainly are not covered for 6 months AFTER you start paying for insurance.
Remember the ACA is about BUYING INSURANCE. Not about providing health care.
If one is a Democrat voter and Obama campaign contributor, probably.
Just declare that you no speak English and you will get it free
Just declare that you no speak English and you will get it free
Of course you are correct— as if that matters. We are talking about the expectations of liberals. They HAVE to be covered. It doesn’t matter when or even IF they bought insurance. They MUST be covered for free, no matter who else must pay for it.
Believe it. Great surf coast as I head there once in awhile. Think San Fran without the in-your-face lib/fag propaganda but the locals are ready to pounce on you if they find out you’re not a libtard like they are..
Perhaps I'm wrong, but the minefield there is that most people don't realize that if they buy into "subsidized" coverage, they are, in effect, signing over a reverse mortgage in favor of the government, on anything of value that they own.
Sir, I am ever so sorry I hit your car. It does look like your daughter’s arm is broken. And that Ferrari looks totaled. I’ll take care of everything. Let me call and get some car insurance, hold on.
Once explained in small, non-legalese words, even children can understand the concept of real
You can be enrolled and still not be covered as many are finding out!
How can we exist in a world where people don’t have enough to eat? If someone is out of funds for food, which is more important than health care (which would you rather have on your deserted island, a fully stocked whole foods or a surgeon?), people who didn’t plan ahead for buying clothing should be able to walk into macys, walk out with what they need, and then call up Obama and get some clothing insurance to cover it.
Paid for by Obama’s STASH. Stolen Trillions from American Stupid Hardwork.
They make it up in volume.
“You can be enrolled and still not be covered as many are finding out!”
Only two types of medicine have gotten progressively cheaper and better since their introduction; Lasik surgery and cosmetic surgery. This is because they are not covered by “insurance.” They are instead market driven.
The third party payer system came about because of World War 2 wage and price controls. Companies said, “We can only pay you x amount of pay, but we’ll also cover your doctor’s visits, pregnancies and drugs.” (That’s because the wage and price board didn’t think about that loophole when they wrote the rules.) Because those “benefits” were popular and dirt cheap and non-taxable income they remained long after the reason for them was gone.
What we need to do is totally illuminate all third party pay arrangements. The cost of medicine would drop dramatically. The word “insurance” would return to its original meaning.
I would like to have hurricane and homeowners insurance that’s retroactive too...
and I can hear him pimping it now “if you like your medical bills you can keep your medical bills”
It depends. Are you an undocumented immigrant?
This guy wants to treat insurance like a loan. Get it after I need it, with a lump sum payment right now in exchange for smaller repayments over a period of years.
While this guy might have been able to get insurance before his illness, what kind of a loan could he get at age 63 with health issues?
Obamacare coverage is the new sub-prime mortgage loan.
Go to your local Acorn office to find out.
It’s not fraud anymore. Obamacare covers preexisting conditions. Let the good times roll. And Sandra Fluck gets free birth control
As conservative as you are, I’m surprised that you haven’t been arrested for being a subversive conservative by the left wing gestapo in control of Santa Cruz and being treated in a psych hospital for evil conservatives.
Nah dude, I;m rightwing and past conservative at this point. har
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