——ginormous medical bill of $407,000-—
Once again, I am skeptical. The first thing that happens on coming to a provider, right before asking for your date of birth, is “may we see your insurance card?”
I do not believe this treatment was provided absent proof of coverage
Not if you come in through ER. We can’t ask for insurance info until you’ve been screened. And if you have an emergency, like needing emergency bypass surgery, we’re stuck.