Skip to comments.Nevada’s Criminal Navigators (Obamacare)
Posted on 03/27/2014 2:44:17 AM PDT by 2ndDivisionVet
Records the Division of Insurance didnt want reviewed have some disturbing revelations.
Nevadas Division of Insurance must not have wanted consumers to know that at least eight Obamacare navigators it licensed had criminal pasts. National Review and the Las Vegas Review-Journal had to sue the Division to obtain those public records, and navigators criminal histories are not the only disturbing fact we discovered.
Half of the navigators whod had run-ins with the law had failed to disclose it on their applications, despite the requirement to do so but they received Division approval anyway, the records show.
And before the open-enrollment push began, insurance commissioner Scott Kipper briefly approved conditional certification for some navigators before their background checks were complete, prematurely clearing them to access consumers confidential information, including Social Security numbers, home addresses, and financial records.
All of this calls into question the suitability and integrity of some Obamacare navigators, as well as the judgment of the Nevada Division of Insurance.
While critics will argue for a second chance for mistake-makers who have paid their debt to society, consumers who are being compelled by the federal government to buy health coverage should be certain that their confidential information and privacy are being protected.
Likewise, vulnerable Nevadans a population this health law seeks to especially benefit shouldnt have to wonder whether their navigator has a reckless or dangerous past.
Nevertheless, navigators records ranged from the scary to the ridiculous.
One navigator had been convicted of family violence battery in 2005, and, according to the warrant, had been arrested for punching [the] victim in the face and head, causing cuts on left eyebrow and right ear. That same navigator allegedly violated a restraining order in 2012 by coming into an alleged victims backyard, and in 2002, had pled guilty to shoplifting at Nordstrom.
Another navigator was arrested in the 1980s for attempting to commit a fraud. A guy friend . . . helped me obtain [forged] ID so I could open a bank account and make deposits to allow [completed checks] to clear the bank and the funds to be dispersed, the navigator wrote. Though it was a felony charge, after restitution and a six-month stint at Santa Clara County Halfway Program, the navigator ended up with a misdemeanor conviction.
Another navigator wrote that in 1988, being young, stupid and drug addicted, I made up a story that she had been kidnapped in an attempt to covereup an [sic] drug binge that I was engaged in, resulting in my staying out all night, unable to be located, and causing extreme [worry] by my family and former domestic partner.
Nevada insurance law establishes that special caution is warranted when a person seeking a license also has a criminal history involving dishonesty, fraud, theft or multiple convictions that demonstrate a repeated disregard for the law.
But other crimes on record for approved navigators include battery, criminal endangerment, obstructing a police officer, and drug charges. Though the incidents stretched back as late as the 80s, several had been committed in the past decade, and at least three navigators had more than one offense on record. Four couldnt even be bothered to fill out their applications honestly.
Despite the above incident in my past I assure you I am an honest and trustworthy person, wrote one navigator who didnt disclose a petty theft conviction at a J. C. Penney in Santa Maria, Calif. I was embarrassed about this mistake that I committed my past and feared losing my job if I did mark yes [and disclose it].
Another navigator, who ended up with two misdemeanor convictions after a felony drug charge and a charge of contributing to the delinquency of a minor, wrote of a failed attempt to get the records sealed after being caught for failure to disclose. I made an error when I was young and I made another error in not putting it on my application, I cant take it back. Im a good citizen and I dont want to loose [sic] my job, that navigator wrote. So again I apologize if I sound pushy, but my job is on the line.
Joy Miller, the chief of the producer-licensing section, explained to me the Division of Insurances complex licensing process, which involves screening, a fingerprint-based background check, independent investigations into navigator applicants backgrounds, and, when theres a potential problem, additional investigation and examination by the licensing review committee. And spokesman Jake Sunderland touted a my mom test, saying hed entrust his relatives to any Division of Insuranceapproved navigator.
As nice as that sounds, an elaborate review process means little when it fails to weed out liars, thieves, fraudsters, and abusers. In a state where unemployment averaged 9.4 percent last year, theres no reason to make allowances for navigators with disconcerting histories.
I live in Nevada & nothing done by any part of any government doesn’t surprise me any more.
The older I get, the less I believe in the integrity of anyone in politics.
33 years, at least 15 of which I could have gotten into trouble of some kind ..... and I did.
'81 - 2014 ....
33 years, at least 33 of which I could have gotten into trouble of some kind ..... and I didn't.
Actually, with a struggle with the occasional foul mouth, pretty much a born again goody two shoes.
It will always be a problem to both the saved and unsaved.
Don't argue with me .. I'm not condoneing anything, just commenting on MY life, and a couple of parallels I see
They were chosen BECAUSE THEY WERE CRIMINALS.
Obama was designed by CRIMINALS to steal everything,
and the hated, EXEMPT US Congress said, “Kill them all”.