Skip to comments.Obamacare: California proving new health care law can work
Posted on 03/30/2014 9:24:25 AM PDT by artichokegrower
It's almost become a cliché: If the new health care law makes it here, it can make it anywhere.
As thousands of California procrastinators try to beat Monday's midnight deadline to apply for a health care plan, they'll be joining more than 1 million others in the Bellwether State who already have enrolled through California's health insurance exchange. And another 2 million have been determined eligible for Medi-Cal, the state's program for the poor.
(Excerpt) Read more at mercurynews.com ...
1 million getting a high deductible, not accepted everywhere, with geographic limits subsidized by their neighbors health care insurance coverage while 2 million get signed up on a totally taxpayer funded Medi-Cal program. While the rest of us are forced to pay more for private policies because our existing plans were determined to be "substandard". Yep looks like California once more is once more proving that Obamacare is working.
IMHO, the government should stay the hell OUT of my health care ..
People will believe any well packaged fiction however ludicrous. Critical reasoning is not an American forte these days.
Another problem is California cannot afford to fund this program alone and the Government cannot afford to fund Californians without the participation of 49 other states.
Starting, as they do here, with a bad and invalid premise, does not bode well for obammycare (and I'm glad).
REPEAL Obamacare and do not replace.
Once again California leading the way for the rest of the country to follow..... into the trash heap of history.
Illegals making crapcare work
“1 million getting a high deductible, not accepted everywhere, with geographic limits subsidized by their neighbors health care insurance coverage while 2 million get signed up on a totally taxpayer funded Medi-Cal program. While the rest of us are forced to pay more for private policies because our existing plans were determined to be “substandard”. Yep looks like California once more is once more proving that Obamacare is working.”
I had my Medicare Advantage Plan cancelled here in CA. So I had to find a new policy. Just wondering how many like me are being counted as “signing up?” BTW, didn’t use Covered CA, but rather joined AMAC and got excellent coverage through them. Wife cancelled her AARP policy and went with AMAC too. Great bunch of people who are what AARP claims to be, but isn’t.
I sell the state’s plan and it sucks. Big time.
The damned government WILL stay out of my healthcare.
This is not MHO, this is the Natural Law.
How many of those are PRISONERS signed up to take the burden off the state for their medical care costs? Hmmmm?
They can let California have their own system that they are responsible for.
Just dont involve us to pay for it before and after it goes bankrupt.
Like Stalin’s collectivization of agriculture that starved 5 million, Obamacare will be praised to the bitter end by the true believer/koolaid drinkers. Like Harry Reid’s mantra of all the critics being abject liars (which he now denies he said), the left will continue to deny reality and embrace absurdity. Their are absolutely blind to human suffering when their cause is being advanced.
You should have seen the lines at the local community center as they tried to sign up anything with a heartbeat
Just how bad is it?
Yeah it “works”.
It triples my premium, and makes my deductible (currently 1500) into an outrageous 6000.
This USED to be called ‘Catastrophic health insurance’, meant not as true coverage, but as an emergency backup when the doctor told you that you have hair cancer.
“I sell the states plan and it sucks. Big time.”
LOL, quite the sales pitch you got there.
Our New, Happy Lives 05/13/2017
Comrades! cried an eager youthful voice. Attention, comrades! Yo! We have glorious news for you.
We have won the healthcare battle! Returns now completed of the output of all classes show that the standard of care has risen by no less than twenty percent over the past year.
All over Cali this morning there were irrepressible spontaneous demonstrations when thousands of artists, musicians and no-longer-disgruntled foreign guests marched out of loft apartments and barrios and paraded through the streets with banners voicing their gratitude to our Maximum Leader, President-for-Life Obama, for the new, happy life which his wise leadership has bestowed upon us. Here are some of the completed figures. Soma, up 30%
hey look! some of that new propaganda we heard about.
fresh bullsh*t is always the sweetest. don’t you think?
The Murky News is so in the tank for Obamacare and Obama it’s pathetic.
Want to know the best part? There is nothing else to buy if you want insurance. In California, you either buy the plans offered with the required coverage or you buy nothing.
Also, if you apply through the 'Covered California' Website and your income is reported under $15,500 you are automatically forced off of any available plans and forced to take Medicaid (in California, Medi-Cal).
It doesn’t matter how many people sign up for 0-care in CA. The provider pool will be very narrow, and it will get worse once providers discover that a high percentage who have signed up aren’t really covered because they have stopped paying their premiums.
Moreover, it’s likely that many people will stop paying premiums when they get sick and need the coverage. That’s because of a loss of income as a result of missed work during an illness, and the large deductible required up front for 0-care patients if they seek care from hospitals and clinics that intend to stay in business.
Heavily subsidized 0-care patients might pay their nominal premiums but won’t be able to pay the big deductibles. Un-subsidized 0-care patients will have problems with premiums and deductibles (unless wealthy). Getting on to Medicaid for either group as a result of loss of income will likely not be fast enough to deal with a rapidly progressive disease. It would seem likely that these people will have a greater mortality from diseases such as cancer, coronary disease, and infectious disease that require rapid diagnosis and treatment for favorable outcomes.
The only place that will accept these lapsed coverage 0-care patients will be ERs. Let’s see how this works out in a couple of month when patients actually try to access care.
* Anthem Blue Cross has terminated all individual PPO plans and only offers "EPO" coverage. This forces a geographic limitation on all policies and no coverage out of network.
* New payment restrictions have pushed Cedars Sinai hospital (major hub) to terminate their contract with Blue Shield of California.
* Kaiser HMO plans offer similar coverage, but are reducing the number of surgeries per day by their surgeons and increasing the patient load per doctor. Average wait time for a knee or hip replacement is between 6 to 10 weeks. The devices used for hip and knee replacement have been changed to older and less expensive devices due to the reduced pay.
* Effective dates are only and always on the first of the month. Now, you many only apply for coverage by the 15th of the month to get the first of any month, otherwise the applicant waits up to 45 days to get coverage.
* Most of the companies are already asking for significant rate increases
* Wait times to talk to anyone at Covered California are from 30 minutes to 2 hours. Most of my clients are coming to me as they cannot get through to talk to anyone after having issues with the website.
The best possible solution is to be self insured-—which, of course, is not always possible.
It’s only purpose is to register and fake vote more democrats. Based on that, it will work until they find out the benefits are fake.
WTF? That’s your job?
are you a broker???
ok thanks please keep up the info. I would on the otherside I pay the claims
Wow, Nachum, I wonder if you can help us! I will private mail you to see if you think our sitch is insane or not.