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15-20 Percent Aren't Paying Obamacare Premiums, Insurer Says
National Journal ^ | April 2, 2014 | Sam Baker

Posted on 04/03/2014 10:16:31 AM PDT by Cheerio

ew data from a major insurer suggest real enrollment is at roughly 6 million.

One of the biggest players in Obamacare's exchanges says 15 to 20 percent of its new customers aren't paying their first premium—which means they're not actually covered.

The latest data come from the Blue Cross Blue Shield Association, whose members—known collectively as "Blues" plans—are participating in the exchanges in almost every state. Roughly 80 to 85 percent of people who selected a Blues plan through the exchanges went on to pay their first month's premium, a BCBSA spokeswoman said Wednesday.

(Excerpt) Read more at nationaljournal.com ...


TOPICS: Government
KEYWORDS: obamacare

1 posted on 04/03/2014 10:16:31 AM PDT by Cheerio
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To: Cheerio

Premiums?? Its free, ain’t it????


2 posted on 04/03/2014 10:18:13 AM PDT by Opinionated Blowhard ("When the people find they can vote themselves money, that will herald the end of the republic.")
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To: Cheerio

Note that this carefully written article still does not show that the 7 million is an accurate number - it just does the math based on that assumption.


3 posted on 04/03/2014 10:22:50 AM PDT by Mygirlsmom (Enemies Beware: Obama has a phone and a # and he knows how to use them.)
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To: Cheerio

It is probably worse that these numbers.

HHS made it so that as long as someone started the process before 4/1, they would count as being registered.

I would bet tens of thousands of late registrants are bogus - just to up the numbers.

And all this BS for a stadium’s worth of people per state.


4 posted on 04/03/2014 10:23:44 AM PDT by Bartholomew Roberts
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To: Cheerio

they lied?? I’m shocked and appalled.


5 posted on 04/03/2014 10:25:39 AM PDT by RitchieAprile
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To: Cheerio

i think more like 15-20% PAID

We are getting numbers all over the map here...

WHERE IS SOME REAL DATA????


6 posted on 04/03/2014 10:26:27 AM PDT by Mr. K (If you like your constitution, you can keep it...Period. PALIN/CRUZ 2016)
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To: Cheerio

Doesn’t matter,
Obama says the debate is over, finished, complete, move on folks nothing to see here.


7 posted on 04/03/2014 10:27:11 AM PDT by sickoflibs (Obama : 'You can keep your doctor if you want. I never tell a lie ')
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To: Opinionated Blowhard

Lesseee now. What’s 15-20 percent of that 7 million number Nobama was bragging about?

Bottom line: If anyone thinks FUBO reached his goal of 7 million sheeple; they are delusional.


8 posted on 04/03/2014 10:28:22 AM PDT by Responsibility2nd (NO LIBS. This Means Liberals and (L)libertarians! Same Thing. NO LIBS!!)
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To: Cheerio

Imagine that!

EXACTLY the same percentage of those who signed up, BUT WERE NOT COVERED BEFORE!!!!!


9 posted on 04/03/2014 10:29:49 AM PDT by G Larry (There's the Beef!)
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To: Cheerio
Has anyone published a scientific survey/poll of the Obamacare numbers?
How many people booted from a prior insurance plan
How many have signed up for Obamacare
A breakdown of the total enrollees between those who have paid, those who will be subsidized, those who were previously uninsured, those that are young and healthy and probably don't need the massive over-insurance of obamacare.

It seems that the pollsters and the media are constantly polling every imaginable question, but I haven't heard a word about Obamacare.

10 posted on 04/03/2014 10:29:56 AM PDT by oldbrowser (Is Obama being blackmailed?)
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To: Opinionated Blowhard

Premiums are what chumps pay. The 80% that are ARE getting subsidies.


11 posted on 04/03/2014 10:31:39 AM PDT by Organic Panic
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To: Mr. K
We are getting numbers all over the map here...
WHERE IS SOME REAL DATA????

Probably in the cocpit of MH370.

How is it that the same people who would screw up a wet dream can now provide accuracy to the 9th decimal once the deadline hit?

12 posted on 04/03/2014 10:32:56 AM PDT by rjsimmon (The Tree of Liberty Thirsts)
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To: Cheerio
15% = 1,050,000 persons have signed up but not paid

83% = 5,810,000 persons have signed up and are subsidized

2% = 140,000 have paid

Ain't gonna work....just like we said.

13 posted on 04/03/2014 10:35:47 AM PDT by Sacajaweau
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To: Opinionated Blowhard

To the LIV, “Obamacare” meant “free, quality healthcare on demand”.

There were people showing up at Dr’s offices across the country the day after it was passed wanting their free medical care.


14 posted on 04/03/2014 10:39:03 AM PDT by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: Mr. K
Where is some real data?

Real data would be what percentage of those who aren't highly subsidized paid. If someone is getting an almost fully subsidized policy, the fact that they "paid" is meaningless.

That being said, the 'pubs blew it, big time. That date came and went and most people saw no major impact on their lives. Obama got to claim a victory, true or not doesn't matter. Republicans look weak because they passed what they knew to be meaningless bills against Obamacare but kept on funding it.

I can only include that most 'pubs want Obamacare, only with more generous payouts to their corporate sponsors.

15 posted on 04/03/2014 10:39:27 AM PDT by grania
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To: Cheerio

What premiums? It’s FREEEEEEEEE!!!!!!!........................


16 posted on 04/03/2014 10:40:28 AM PDT by Red Badger (LIberal is an oxymoron......................)
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To: Cheerio

Wait a few months and a lot more of those who are paying will be droping off the rolls. This thing is an unmitigated disaster.


17 posted on 04/03/2014 10:40:43 AM PDT by Parley Baer
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To: Sacajaweau

140K people paying the cost of 6.7M people?

Sounds like how the rest of our tax code works...


18 posted on 04/03/2014 10:42:10 AM PDT by Made In The USA (I'm not yelling, just... just talking enthusiastically..)
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To: Cheerio

The people who don’t pay their premiums are probably disproportionately exactly the people the insurance companies need in order to balance the high payout insured.
Old sick people will be sure to pay their premiums. Young invincibles will be a lot more likely not to pay.


19 posted on 04/03/2014 10:44:37 AM PDT by conejo99
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To: Cheerio

Uh huh. Suuuuure.

How many of those ‘80%’ who paid have paid for months 2, 3, 4 and so on? How many had an extra $100 to $450 (depending on subsidy level) in disposable income *per family member* for each month and can *sustain* this new, extra cash outflow from the household budget month after month and year after year? Virtually zero, I would guess.

My strategy would be: a) sign up, b) cram care for all of your neglected health issues into one month, c) stop paying for month #2; d) pay fine anyway for being without insurance for 11 months; e) rinse and repeat for next year.


20 posted on 04/03/2014 10:50:07 AM PDT by Reagan80 ("In this current crisis, government is not the solution to our problems, government IS the problem")
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To: Cheerio

Uh huh. Suuuuure.

How many of those ‘80%’ who paid have paid for months 2, 3, 4 and so on? How many had an extra $100 to $450 (depending on subsidy level) in disposable income *per family member* for each month and can *sustain* this new, extra cash outflow from the household budget month after month and year after year? Virtually zero, I would guess.

My strategy would be: a) sign up, b) cram care for all of your neglected health issues into one month, c) stop paying for month #2; d) pay fine anyway for being without insurance for 11 months; e) rinse and repeat for next year.


21 posted on 04/03/2014 10:50:12 AM PDT by Reagan80 ("In this current crisis, government is not the solution to our problems, government IS the problem")
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To: Reagan80
My strategy would be: a) sign up, b) cram care for all of your neglected health issues into one month, c) stop paying for month #2; d) pay fine anyway for being without insurance for 11 months; e) rinse and repeat for next year.

This would only be an effective strategy when your neglected health issues exceed the deductible, which in most cases exceeds $10,000.

22 posted on 04/03/2014 10:54:18 AM PDT by Mygirlsmom (Enemies Beware: Obama has a phone and a # and he knows how to use them.)
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To: Reagan80

You make a good point, well worth posting twice!


23 posted on 04/03/2014 10:54:36 AM PDT by proxy_user
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To: Cheerio
Paid their FIRST premium. It will be interesting to see how many make it to their fifth premium.

I predict a rescission rate (drop off) of close to 100% for people who did not have insurance BEFORE the exchange as regardless of the amount of the subsidy, having no premium is cheaper than subsidized premium.

24 posted on 04/03/2014 11:02:09 AM PDT by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)
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To: Organic Panic

They can’t afforded the premiums WITH the subsidies.

Remember for the most part health insurance is NEVER USED. A dr. visit is standard for most people every year and many never go to the doctor unless they are actually ill, very ill or very injured.

SO people who never had a premium payment are somehow supposed to afford one now. How? They couldn’t afford a simple catastrophic plan in the past and those are dirt cheap.

By the third payment, they will stop paying. Too much money out for the benefit they will receive.


25 posted on 04/03/2014 11:07:22 AM PDT by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)
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To: Cheerio

They may have paid one month, but if they miss a month, the insurance company does not have to pay claims.
I’ll bet even the subsidized will get tired of paying their reduced premiums once they try to use their insurance and find out that they must pay the deductible in order to get treatment.


26 posted on 04/03/2014 11:31:23 AM PDT by grumpygresh (Democrats delenda est. New US economy: Fascism on top, Socialism on the bottom.)
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To: Reagan80

You haven’t looked at how astronomical the deductible is on most Obamacare plans. Even doing that most people even with neglected health needs will wind up paying nearly everything out of pocket.


27 posted on 04/03/2014 11:37:26 AM PDT by MrEdd (vHeck? Geewhiz Cripes, thats the place where people who don't believe in Gosh think they aint going.)
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To: Cheerio

Premiums??? I don’t need to pay no stinkin premiums!


28 posted on 04/03/2014 1:13:47 PM PDT by AngelesCrestHighway
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