Skip to comments.California Court Ponders Cop's Claim He Didn't Know Destroying $705,000 Home Was Illegal
Posted on 05/15/2014 3:06:36 PM PDT by nickcarraway
A San Diego police officer and his wife--who wrecked their $705,000 Riverside home during foreclosure as revenge against the lending bank in 2010 and won criminal convictions for the damage--have lost their attempt to overturn the case at the California Court of Appeal in Orange County.
In a ruling this week, a three-justice panel rejected the appeal by Robert Conrad Acosta and Monique Evette Acosta, who claimed they didn't know it was against the law to intentionally depreciate a lender's property by removing or damaging fixtures.
The couple left San Diego Metropolitan Credit Union with more than $166,000 in costs to restore the once "exceptional," upgrade-loaded home after they cut down a backyard tree and threw it into the pool, yanked out plants, spray painted fixtures inside the home, wrecked a toilet with black dye, used a sledgehammer to mutilate a staircase and a Whirlpool hot tub in the backyard, cracked pipes, ruined the pool, smashed electrical outlets, cut wires, shattered tiles, pummeled walls, destroyed a fireplace and, using a semi-truck, hauled away light fixtures, countertops, kitchen cabinet doors, appliances, a bar, wood ceiling beams, window shutters, carpets, three chandeliers, two air conditioning units, 12 interior doors, cypress trees and the garage door.
A witness who saw the damage called it "total destruction," and the bank ended up selling the property for just $178,500.
According to court records, the sabotage occurred after the brilliant female part of this classy duo memorialized the plot in a pre-eviction email to a bank representative and declared the home would be left in good condition only if they paid her $10,000 for the keys.
The male portion of the duo, the aforementioned police officer, initially respond to law enforcement investigators by trying to act surprised by the wreckage and missing items, but that didn't work because officers learned he'd offered the items for sale in a Craigslist ad.
Then, Acosta claimed he'd been "under the impression" he could legally remove house fixtures, but that didn't work either because as the appellate justices noted: there's a 91-year-old California law prohibiting such acts.
Then, he argued that the related law had been too confusing for him to understand.
Santa Ana-based justices Raymond J. Ikola, Kathleen E. O'Leary and Richard D. Fybel were not impressed.
"We reject defendants' contention," they wrote in a 21-page, May 12 ruling. "A person of common intelligence can understand [the law] forbids a borrower from intentionally harming a lender by removing or disposing of items attached or affixed as improvements to the encumbered property."
Upshot: A jury's verdicts of guilt as well as a judge's punishment of 270 days each in jail plus probation for five years remain valid.
“A San Diego police officer”
ignorance of the law is no excuse.
This is the mindset of a lot of Americans. Do what you can to screw the greedy, rich corporations. You can do it without any penalty or consequence. Besides, what responsible adult vandalizes ANYTHING for any reason???? We live in a nation of adult children who demand what they want and then throw tantrums when they don't get it or have it taken away from them.
A cop ignorant of the law?
Shouldn’t the article say “former police officer” or is he still on the job?
Cannot believe a court will even ponder this. Insane world we live in.
Why would this argument even be considered, seems like a waste of time and money
Even worse a cop ignorant regarding ignorance of the law
Cop = government employee sense of entitlement.
Too bad the interview and selection of LEOs can’t keep people like him away from positions of power and authority.
Occutard with a badge.
Next he’ll claim he’s a victim of predatory lending.
The only thing missing is porn in the copiers and removing all the W keys from the computers.
In a way he was. The bank let him live in a house, when he was more suited to live in a cave.
How’s the dog?
This is remarkably common, though usually not to this extent.
I do inspections, and a large percentage of repoed homes are trashed to some extent by the evictees.
Owning a $750,000.00 house was their first mistake.
The cop never heard of “equity” because it’s a three-syllable word.
The cop and his wife had a $705,000 home?
So.... how does a SD cop afford a $705,000 home ?
sounds like he didn’t afford it
Dead. They were all mysteriously shot!
The idiot must have been a heck of a cop.
How does he even afford to qualify?
Sure sounds like they did a number on the place though, wow, truly not bright.
and he shot the neighbors dog just for good measure as they were pulling out of the driveway for the last time.
How does a cop afford a $705,000.00 home?
Apparently he couldn’t.
It was foreclosed....
How did he get away with only 270 days? Seems to me that it should have been several years for that much monetary damage.
Did you mean to ping the list?
I’ve heard that this is so common that many lenders are bribing homeowners to leave the house in good condition and go quietly.
Line cops with a few years of experience here make $120k plus. Add is some OT, and you’re making real money.
Not this time. Officer Stupid wasn’t acting under color of authoritah.
Ah, gotcha. Important difference, natch.
Is anyone even asking how a cop affords a 700k house? I mean cops do get paid fairly well most places, but 700k? Has anyone checked the drug evidence storage lately?
How does a cop afford a $705,000.00 home?
Ever heard the phrase “Cops have the best dope?”
If you read books about the real estate collapse, you’ll see that in California, illegal aliens who worked in car washes for minimum wage were getting mortgages on million dollar homes.
“The cop and his wife had a $705,000 home?”
Their problem probably was that they bought it before 2007 and now it’s worth less than half what they paid as is evidenced by the fact that the bank peddled it for less than $200k and it needed about that much more to fix damage.
No, the problem is cops shelling out $705,000 for a home, all at tax payers expense. Public servants? ...lol
I see what you did.
Drug money? Bribes and blackmail? Impounding evidence?
When I bought my home I and my wife's combined income was about 150K. Our home cost us 112 K. We sure as hell could not afford a home that cost 705K. I have one question, how long ago was this loan made and why was it made?
PS My home in California would be worth more than a million. Today in Texas my home is worth about 250K.
Screw California and their bad bank loans so long as I do not have to bail the banks out.
PS PS If you have a marketable skill and want a great life in a state that will reward your skills, please come to Texas. If you do not have these skills, please stay in California.
Yes, your Honor. My wife and I had no idea that trashing our foreclosed property was a crime. [Wink, wink; nod, nod.] We also believe in Santa Claus, the Easter Bunny, and we have a bridge in Brooklyn to sell.
“According to court records, the sabotage occurred after the brilliant female part of this classy duo memorialized the plot in a pre-eviction email to a bank representative and declared the home would be left in good condition only if they paid her $10,000 for the keys.”
How is she not charged with extortion for the above?
Well... yes, there is that minor detail.
He was dyslexic as well. When he read; Shout to God, he actually read; Shoot the Dog.