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This Family Thought Obamacare Was ‘the Answer’… Until They Found Out Their Plan ‘Doesn’t Even Work’
theblaze.com ^ | may 27, 2014 | liz klimas

Posted on 05/27/2014 12:02:06 PM PDT by lowbridge

Nick and Rachel Robinson were excited about the possibilities that Obamacare offered them when they found out they were expecting a third child.

“It’s one of those times where you hear the news and there’s this immediate sense of joy and excitement like, ‘Yay, a new kid. That’s awesome!’” Nick Robinson told NPR. But the happy news also came with a new set of worries. “What are we going to do? How are we going to pay for this? This is intense.”

When the option of the Affordable Care Act became available, the Robinsons believed it was the answer to what they were looking for. Nick’s company didn’t offer health benefits and neither did Rachel’s position as a wedding photographer.

“I was like, ‘Oh, here’s the answer! This is simple!’” he told NPR. “‘It’s a cheaper insurance plan, there’s no pre-existing condition stuff.’”

But the Robinsons soon learned the HMO Blue Cross Blue Shield plan they pay about $375 each month for wasn’t quite what they expected.

For example, when it came to finding an obstetrician in Texas for their upcoming baby earlier this year, Rachel said she called all 28 practices listed as acceptable options for their plan, but could find none to take her as a patient.

“Some would just come right out and say, ‘We don’t take Obamacare,’” she said. ”Or the best one was, ‘The doctor takes it here at the actual practice, but whatever hospital you use … does not take that insurance.’”

NPR noted that there were practices that accepted HMO plans, but the doctors rotated and Rachel wanted a relationship with only one physician.

(Excerpt) Read more at theblaze.com ...


TOPICS: Culture/Society; News/Current Events
KEYWORDS: 0carenightmare; democratcare; nmo; obama; obamacare; obamacareanecdotes; obamacaredoctors; obamalies
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1 posted on 05/27/2014 12:02:07 PM PDT by lowbridge
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To: lowbridge

Harry Reid says this family is lying.


2 posted on 05/27/2014 12:02:43 PM PDT by griswold3 (I was born heI're in America. I will die here in a third world country. Obama succeeded.)
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To: lowbridge

I”m not real happy that folks dumb enough to think Obama Care was a good idea are reproducing.


3 posted on 05/27/2014 12:03:11 PM PDT by C. Edmund Wright (Do NOT suffer fools gladlyÂ…and message boards are full contact arenas)
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To: lowbridge
I was like, ‘Oh, here’s the answer! This is simple!’” he told NPR.

Yet another case of someone who was greedy or stupid (or both) thinking that he and his family could get "free", premium healthcare paid for by "the rich," and now waking up to the reality of government healthcare.

4 posted on 05/27/2014 12:04:43 PM PDT by Opinionated Blowhard ("When the people find they can vote themselves money, that will herald the end of the republic.")
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To: lowbridge
Given their frustrations with finding a doctor who would accept Obamacare insurance, the Robinsons dropped their plan and decided to pay $4,000 for a midwife and a home delivery instead, an option they previously rejected. NPR reported that the Robinsons paid for the birth of their child in April out of pocket, but filed for reimbursement afterward through a Christian-based cost-sharing plan.

Dropped their Obamacare plan? They'd better keep an eye on their checkbook, or whatever they used to make the monthly payments. Welcome to the Hotel California, Rachel!

5 posted on 05/27/2014 12:09:07 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: lowbridge

It’s sad that good people are getting screwed. But it’s funny as hell that the liberals who wanted this and still love obama are getting screwed.


6 posted on 05/27/2014 12:09:47 PM PDT by VerySadAmerican
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To: lowbridge

7 posted on 05/27/2014 12:10:26 PM PDT by Red Badger (Soon there will be another American Civil War. Will make the first one seem like a Tea Party........)
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To: lowbridge
This Family Thought Obamacare Was ‘the Answer’… Until They Found Out Their Plan ‘Doesn’t Even Work’

Ha! Ha! These morons probably thought 'Barry' was "the one"!

Another 0bama 'success' story - brings tears to my eyes and a big volume of gas to my innerds!

8 posted on 05/27/2014 12:10:29 PM PDT by The Sons of Liberty ("Our brethren are already in the field! Why stand we here idle?" - Patrick Henry, 1775)
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To: lowbridge
“Some would just come right out and say, ‘We don’t take Obamacare,’”

Give it a little time. Obammy will fix that with another EO.

9 posted on 05/27/2014 12:11:52 PM PDT by jeffc (The U.S. media are our enemy)
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To: Opinionated Blowhard

What a lot of folks are coming to grips with is that if you really want the perks of being rich, you have to actually be rich.

We are in for such a time of forced austerity in this country it’s not even a little bit funny. My wife and I are growing a large garden (roughly 40x80) and have learned something very interesting: It’s a LOT OF WORK. So is heating your home with wood.

But I think a LOT of folks are going to be coming to grips with the idea that to enjoy a lot of the stuff they take for granted (like a warm home in winter) they are going to have a lot less free time.


10 posted on 05/27/2014 12:11:54 PM PDT by cuban leaf
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To: lowbridge

Well, beggars can’t be choosers. If their plan only has rotating doctors, then that’s what she will have. Obummer’’s “change” again.


11 posted on 05/27/2014 12:12:02 PM PDT by txrefugee
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To: lowbridge

~~~Nick and Rachel Robinson were excited about the possibilities that Obamacare offered them~~~

Ow, the stupid. It burns.


12 posted on 05/27/2014 12:14:13 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: lowbridge

” but the doctors rotated and Rachel wanted a relationship with only one physician.”

Well, you don’t get to decide, sweetie. The government tells you what you can have now.


13 posted on 05/27/2014 12:14:26 PM PDT by AppyPappy
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To: lowbridge

Given their frustrations with finding a doctor who would accept Obamacare insurance, the Robinsons dropped their plan and decided to pay $4,000 for a midwife and a home delivery instead .....

**********************************

Let’s see ... $375/month x 12 = $4,500 .... $500 more in just premium cost than the cost of the midwife/home delivery .... wonder what their deductibles were?

How many “Obamacare” signups have done the same thing when they find out insurance isn’t the same as medical access/care? I’m sure it’s a whole lot more than being reported.


14 posted on 05/27/2014 12:19:12 PM PDT by Qiviut (Obama: A Caesar at home & a Chamberlain abroad, dividing the country & uniting the world against us.)
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To: griswold3

In some ways they are lying. They did find a practice that would take them but the practice rotated physicians and the mom would be subject to whoever was working and not able to rely on one provider.

This is the essence of socialized medicine, sometimes you get Dr Wonderful and sometimes you get Dr Awful. So they found a midwife and used a healthcare cost sharing plan. Which got them to assume more risk for their baby’s birth, as well as the costs.


15 posted on 05/27/2014 12:19:47 PM PDT by Chickensoup (Leftist totalitarian fascism is on the move.)
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To: lowbridge
Given their frustrations with finding a doctor who would accept Obamacare insurance, the Robinsons dropped their plan ...

You are not going to be allowed to do that.

“We’re so happy with where we are now, but this is not OK. And I’m extremely confident that, that’s not what the architects of this plan had in mind,” Nick told NPR.

I wonder if their child will be stupid too!?!

16 posted on 05/27/2014 12:21:57 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: COBOL2Java
Welcome to the Hotel California, Rachel!

More like the Roach Motel! lol

17 posted on 05/27/2014 12:23:28 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: C. Edmund Wright

They’re just creating more Democrats!


18 posted on 05/27/2014 12:24:07 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: TigersEye

My idiot brother in law thought it was going to be great, also. That is until he found out it would be $750.00 per month with a $13,000.00 deductible.


19 posted on 05/27/2014 12:27:37 PM PDT by shelterguy
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To: AppyPappy

It’s all so predictable!

Only idiot Liberals could let themselves be diddled like this.

They’re SO gullible, I’m sure they don’t even know that the worst is yet to come!!!!!


20 posted on 05/27/2014 12:35:08 PM PDT by SMARTY ("When you blame others, you give up your power to change." Robert Anthony)
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To: shelterguy

A $13K deductible??? Whoa! With $9K per year premiums that’s $22K out of pocket before the insurance pays a dime. (not counting any co-pays) Insane!


21 posted on 05/27/2014 12:35:27 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: shelterguy

And what does he say now? Does he still luv Obama?


22 posted on 05/27/2014 12:38:32 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: TigersEye
I wonder if their child will be stupid too!?!

If they raise it, yes. Hopefully they could drop it off with a travelling band of gypsies

23 posted on 05/27/2014 12:39:24 PM PDT by FatherofFive (Islam is evil and must be eradicated)
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To: TigersEye
Heh! Maybe I'm dating myself. :-)
24 posted on 05/27/2014 12:41:00 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: FatherofFive

That would be the compassionate thing for a liberal to do. :-)


25 posted on 05/27/2014 12:41:12 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: TigersEye

I pay about $1200 a month now (self employed, family of five), and the $13k deductible. When I hear people say “insane” (like you), I’m wondering what you do for insurance? But I figure most folks have a job where “the Man” is paying, so the costs are hidden. But the costs are still there - and someone (all of us?) will pay, in the end.

Eh - reminds me of working for a small company where I wasn’t getting paid much as we were getting it started. The boss said “Don’t worry - you’ll get your reward in the end.”

“That’s okay - I’m getting it in the end already!”


26 posted on 05/27/2014 12:41:37 PM PDT by 21twelve (http://www.freerepublic.com/focus/f-news/2185147/posts 2013 is 1933 REBORN)
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To: COBOL2Java

Oh, I know the song. Just seems to me that 0bamaCare is more likely to kill you than keep you prisoner in a bad dream.


27 posted on 05/27/2014 12:44:06 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: lowbridge
“I was like, ‘Oh, here’s the answer! This is simple!’” he told NPR. “‘It’s a cheaper insurance plan, there’s no pre-existing condition stuff.’”

No, the answer is to pay for your own medical expenses instead of looking for a free ride off everyone else. I paid for two kids out of pocket without insurance. I never dreamed of forcing someone else to pay for it.

28 posted on 05/27/2014 12:44:20 PM PDT by Hoodat (Democrats - Opposing Equal Protection since 1828)
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To: SMARTY

They are ENTITLED....entitled to a specific physician because they finally paid their money.
The people below decks can rotate doctors.


29 posted on 05/27/2014 12:46:07 PM PDT by AppyPappy
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To: COBOL2Java

” Maybe I’m dating myself.”

Hey, do that in private.


30 posted on 05/27/2014 12:47:11 PM PDT by AppyPappy
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To: 21twelve
I don't have insurance or a job. If I could somehow carve $25K per year out of my budget I would put it in an income fund. If I could manage to stay healthy for 10 years I would have well over $300K in the fund earning something like $14K per year. It would take a major illness to wipe that out.

If you could go 15 or 20 years without touching it you would have some real serious money.

31 posted on 05/27/2014 12:48:55 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: AppyPappy

LOL


32 posted on 05/27/2014 12:49:55 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: 21twelve
the HMO Blue Cross Blue Shield plan they pay about $375 each month for wasn’t quite what they expected...NPR noted that there were practices that accepted HMO plans, but the doctors rotated and Rachel wanted a relationship with only one physician...And I’m extremely confident that, that’s not what the architects of this plan had in mind

That's very inexpensive insurance. Unless they're in a rural county there were probably non-HMO options. Or the private market. But no, that wouldn't be $375 a month, taxpayers wouldn't be footing part of the bill. I'm confident it's exactly what the architects of the plan had in mind.

33 posted on 05/27/2014 12:54:38 PM PDT by SJackson (the Democrats take back control, we donÂ’t make (this) kind of naked power grab, J Biden)
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To: TigersEye

“...And I’m extremely confident that, that’s not what the architects of this plan had in mind,” Nick told NPR.”

Yep, some dirty bastids messed up the Big Plan!


34 posted on 05/27/2014 12:55:48 PM PDT by TalBlack (Evil doesn't have a day job.)
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To: lowbridge

The free market is the best solution, but even Republicans now seem more inclined to tweak Obamacare rather than unravel the market distortions created by government meddling in the first place.

For example, all I want is catastrophic coverage. Give me a really low premium and cover me so that I’m not wiped out by a health emergency. Let me pay cash for everything else—preventive care, routine visits, etc. Ah! We can’t allow that, because Ms. Julia wants government (essentially other taxpayers) to cover everything, even her birth control, AND she wants it free, too.


35 posted on 05/27/2014 12:58:44 PM PDT by CitizenUSA (America for Americans first!)
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To: lowbridge

has anyone told Nick and Rachel Robinson that this all due to the very cold winter and things will get better?


36 posted on 05/27/2014 12:58:51 PM PDT by ßuddaßudd (>> F U B O << "What the hell kind of country is this if I can only hate a man if he's white?")
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To: shelterguy

“...he found out it would be $750.00 per month with a $13,000.00 deductible.”

Ye-oww! Just think what that kind of money still buys today. That would finance a very nice car, easily feed a family of four, or pay a big chunk of a mortgage payment.


37 posted on 05/27/2014 1:04:07 PM PDT by CitizenUSA (America for Americans first!)
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To: TalBlack

Oh, yeah! Those evil Rethuglicans who didn’t vote for it did it. lol


38 posted on 05/27/2014 1:07:06 PM PDT by TigersEye ("No man left behind" is more than an Army Ranger credo it's the character of America.)
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To: FatherofFive

“If they raise it, yes. Hopefully they could drop it off with a travelling band of gypsies.”

Or just a pack of wolves? Anything would be better than the dumb as mud parents.


39 posted on 05/27/2014 1:07:13 PM PDT by Beagle8U (Unions are an Affirmative Action program for Slackers! .)
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To: lowbridge

What? Government price capping and heavy handed regulations leading to shortages? Gee wally, who woulda thunk it....


40 posted on 05/27/2014 1:10:07 PM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: F15Eagle

“”””And what does he say now? Does he still luv Obama?”””

Not quite as much for some reason.


41 posted on 05/27/2014 1:14:28 PM PDT by shelterguy
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To: shelterguy

Well, hopefully he’s learned a thing or two. Perhaps so.


42 posted on 05/27/2014 1:15:12 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: F15Eagle

I doubt it.


43 posted on 05/27/2014 1:24:56 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: lowbridge

So it’s the doctors and the hostpitals fault. Not the crappy, over-expensive comie-care. Nope.


44 posted on 05/27/2014 1:28:08 PM PDT by vpintheak (I will not comply!)
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To: trisham

Well given liberals and their silliness, I’m sure they’d say ‘THIS time he’ll do it right’.

Sorta like those who want to vote for yet another Bush.


45 posted on 05/27/2014 1:29:32 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: F15Eagle

Some people never learn.


46 posted on 05/27/2014 1:33:36 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: trisham

Each day, I think, it cannot get worse.

Each day, they seem to find new lows. Like Pelosi and the VA.


47 posted on 05/27/2014 1:35:37 PM PDT by F15Eagle (1Jn4:15;5:4-5,11-13;Mt27:50-54;Mk15:33-34;Jn3:17-18,6:69,11:25,14:6,20:31;Ro10:8-11;1Tm2:5-6;Ti3:4-7)
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To: lowbridge

You don’t get a dedicated doctor in ANY HMO.. beyond at best a PCP who at the end of the day acts as the gatekeeper for any other health care.... have to ask their permission to see anyone besides them in most HMOs.


48 posted on 05/27/2014 1:38:01 PM PDT by HamiltonJay
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To: F15Eagle

I hear you. It’s beyond belief.


49 posted on 05/27/2014 1:38:24 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: shelterguy

My neighbor too. Big Obama donor, etc. Couldn’t wait to sign up.

Daughter as hurt in a softball game, hit in the face and had to have MRI, X-ray and a few hours of observation - that’s when he looked at the fine print on his “new” insurance policy and found out HIS deductible was something like $7,000.

He got a straight up bill for $2,500 that he’s expected to pay right now. Had to cancel his summer vacation and all.

Luckily, the kid was OK and only had a few bruises for about a week.


50 posted on 05/27/2014 1:40:05 PM PDT by Bon of Babble (The dogs bark; the caravan moves on!)
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