Posted on 05/27/2014 12:02:06 PM PDT by lowbridge
Nick and Rachel Robinson were excited about the possibilities that Obamacare offered them when they found out they were expecting a third child.
“It’s one of those times where you hear the news and there’s this immediate sense of joy and excitement like, ‘Yay, a new kid. That’s awesome!’” Nick Robinson told NPR. But the happy news also came with a new set of worries. “What are we going to do? How are we going to pay for this? This is intense.”
When the option of the Affordable Care Act became available, the Robinsons believed it was the answer to what they were looking for. Nick’s company didn’t offer health benefits and neither did Rachel’s position as a wedding photographer.
“I was like, ‘Oh, here’s the answer! This is simple!’” he told NPR. “‘It’s a cheaper insurance plan, there’s no pre-existing condition stuff.’”
But the Robinsons soon learned the HMO Blue Cross Blue Shield plan they pay about $375 each month for wasn’t quite what they expected.
For example, when it came to finding an obstetrician in Texas for their upcoming baby earlier this year, Rachel said she called all 28 practices listed as acceptable options for their plan, but could find none to take her as a patient.
“Some would just come right out and say, ‘We don’t take Obamacare,’” she said. ”Or the best one was, ‘The doctor takes it here at the actual practice, but whatever hospital you use … does not take that insurance.’”
NPR noted that there were practices that accepted HMO plans, but the doctors rotated and Rachel wanted a relationship with only one physician.
(Excerpt) Read more at theblaze.com ...
“”””And what does he say now? Does he still luv Obama?”””
Not quite as much for some reason.
I doubt it.
So it’s the doctors and the hostpitals fault. Not the crappy, over-expensive comie-care. Nope.
Some people never learn.
You don’t get a dedicated doctor in ANY HMO.. beyond at best a PCP who at the end of the day acts as the gatekeeper for any other health care.... have to ask their permission to see anyone besides them in most HMOs.
I hear you. It’s beyond belief.
My neighbor too. Big Obama donor, etc. Couldn’t wait to sign up.
Daughter as hurt in a softball game, hit in the face and had to have MRI, X-ray and a few hours of observation - that’s when he looked at the fine print on his “new” insurance policy and found out HIS deductible was something like $7,000.
He got a straight up bill for $2,500 that he’s expected to pay right now. Had to cancel his summer vacation and all.
Luckily, the kid was OK and only had a few bruises for about a week.
Nick and Rachel Robinson welcome their son Cash, who was born in a midwife's birthing pool.
And so they dropped their new plan; they just stopped paying the premium.
The baby is a healthy boy named Cash. Nick says that's for Johnny Cash, whom they both love — and not for the midwife's fee.
“How could this not be working? The United States government has set this up. It’s this whole big deal; there are commercials everywhere saying we need to use this. And they’re just saying, ‘No, no, no.’
- Nick Robinson
You can thank John Edwards for that - his lawsuits drove most docs out of the OB business.
Mrs WBill ran into this same thing, with Jr. She wanted a single doc to handle the whole thing. There weren't any. And at the time we lived in a fairly metropolitan area - so I'd have thought there should have been some choices. Nope.
Wound up at a Women's Hospital. Everything worked out just fine. But she wasn't happy about it, to start.
If it sounds too good to be true......................
well — you know................
Good! All doctors should refuse to accept Obamacare or even abide by its rules. F 'em!
The couple applied for Medicaid but did not qualify in Texas.
They thought about paying out of pocket, however, the quotes they received for a basic hospital birth, up to $15,000, scared them.
That wasn’t the only issue. She explained that some of the doctors told her they wouldn’t see her because she was too far along in her pregnancy at the time, roughly 30 weeks. The practices that did take the insurance operated as a rotating clinic meaning she wasn’t guaranteed to see the same doctor every visit.
“It was mind numbing,” she told NPR. “Because I was just sitting there thinking, ‘I’m paying close to $400 a month just for me to have insurance that doesn’t even work. So what am I paying for?’ “
Her husband grew even more frustrated after he called Blue Cross to be told that the doctors should take the plan.
Louis Adams, a spokesman for Blue Cross Blue Shield of Texas, said that he checked the same list a month after Rachel Robinson had checked it and found that most of the 28 doctors do take the HMO insurance.
******
Jason Hall • an hour ago
I don’t know where they get these quotes for $375 per Month. I would love to get insurance for $375 per Month (my old family plan, before it was dropped was $110 per week). The cheapest plan (aka Bronze) I could get for my family given my income was $279.50 per week with a $6000 deductible. How can that be?
Oh AMEN to that. The Mrs. and I are a couple of born and raised suburbanites learning the same thing. Not even just the raising food. It's all the other stuff you have to learn and do like build fences and coops, create pastrues and paddocks, buy jars and canning supplies, and learn the ins and outs of axes, mauls, and splitters.
The knowledge involved alone is staggering. What to plant where and when. What demands hot sun what dies or bolts under it. How and when to prune this tree vs. that tree.
Best of luck to you both.
Hahahahahahahaha. Sucker. This is EXACTLY what they had in mind you moron.
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