Skip to comments.Insurer's Message: Prepare for Climate Change or Get Sued
Posted on 06/06/2014 3:15:06 PM PDT by Libloather
To insurance companies, theres no doubt that climate change is here: They are beginning to file lawsuits against small towns and cities who they say havent prepared for the floods and storms that will cost the companies billions in payments.
Earlier this week, the U.S. arm of a major global insurance company backed away from an unprecedented lawsuit against Chicago and its suburbs for failing to prepare for heavy rains and associated flooding it claimed were fueled by global warming. While legal experts said the case was a longshot, its withdrawal didn't alter the message it contained for governments: prepare now for climate change or pay the price.
After several days of ground-saturating rain last April, an early-morning train of intense storm cells passed over the greater Chicago area and overwhelmed the region's stormwater and sewage systems. Water gushed out of sewer inlets and backed up into basements.
"There was just nowhere for this water to go," Marilyn Sucoe, the stormwater administrator for the Village of Lisle, a ring suburb west of Chicago that was affected by the flooding, told NBC News.
(Excerpt) Read more at nbcnews.com ...
Hose down the first EPA employee you see.
Move to higher land with a better gradient.
Like all scams, just follow the money.
Farmers Insurance. Dum de-dum dum, dum dum dum. Another corporation for the list.
Kind of hard to win a case when there is no actual evidence. “Fear” of global warming is not enough.
Some old hippie chick told me across and parts store counter that I
shouldn't ask for plastic bags for my parts. She was fired for her greenie propaganda.
Unlike most modern cities, Chicago's storm water and sanitary sewer systems are not separate. So, when storms overwhelm the sewer system, it backs up into houses.
There have been various fixes proposed for years. A relatively simple one that limits the flow of storm water into the sewer was rejected, because the unions would rather spend more money building giant sewer tunnels.
I didn't realize it was them -- I generally avoid giving the knee-pad media like NBC News the web traffic (although with Ad Block, they don't get any revenue anyway).
I dropped Farmer's a few years ago, after being with them for over three decades. They raised my homeowner rates nearly 50%, despite one claim that entire time, over a decade ago.
The article does say that Farmer's withdrew the suit, saying they just wanted to "raise awareness".
I’m surprised the insurance companies aren’t suing God but it sounds like The next gen lib stategy for not paying your insurance claims. I say stop buying from those companies.
Doesn’t globull warming mean that it will get hotter?
Shouldn’t we be then preparing for droughts instead of floods?
In my neck of the woods, the cause for flooding is because the creeks have not been cleaned and have become shallow because of all the mudslides. Twenty years ago the water was at least 6 feet deep. Now one is lucky if one can get their ankles wet in certain areas.
I dare the feral government to let this happen.
The unintended consequences would be revolutionary... literally.
If you have a car accident just say it was global warming or climate change that caused it and you’re safe.
How’sabout a little fascism scarecrow.
Floods and storms are caused by weather, not climate. Weather has always caused problems.
Typical scumbag attorney attempt to avoid a claim.
If I understand this right,an insurance company could refuse a claim by blaming the incident on anthropogenic climate change. Will they explain this beforehand & define the terms before selling a policy? I’d want to know how they would determine(BEFORE buying the policy)whether the incident leading to the claim was a natural disaster or man-caused. If they don’t want to pay any claims,they should at least be up front about it.....right?
Umm, it's corruption in Chicago - same reason pot holes aren't fixed. Preparing for flooding caused by rain isn't new... Has NOTHING to do with 'global warming'. And how come the reporter didn't tell us the name of the 'major' insurance company. This story feels bogus... pushing an agenda based on thin air... and unicorn logic.
Rather than sue how about change the rate?
They must be identical twins.
Noah built his ark in faith, so I suppose that insurance companies can raise their insurance rates in faith. /sarc
Hasn’t the Fed forced the insurance companies to revise the flood standards?
These people are just totally nuts and need to be committed.
> The article does say that Farmer’s withdrew the suit, saying they just wanted to “raise awareness”.
Yeah they raised awareness alright. Awareness that people shoudn’t buy insurance from an insurance company looking for ways to not pay claims.
Earlier this week, the U.S. arm of a major global insurance company backed away from an unprecedented lawsuit against Chicago and its suburbs for failing to prepare for heavy rains and associated flooding it claimed were fueled by global warming.Whatever insurance company it is, TIME TO BOYCOTT THE BASTARDS!
If you read the article, you’ll see the company is Farmer’s.
No reason in the world why that fact could not have been included in the first paragraph. Jourinalism is truly becoming a lost art.
A P&C insurer trying to drive a hard market without unilaterally raising their rates and losing to the competition.
The insurance companies see an opportunity to use AGW scare tactics to decrease their liability exposure. It's pretty cynical.
If they go ahead with this I hope someone takes them to court and makes them prove that CO2 actually causes global warming. It doesn't and they can't provide evidence to show it does. Read "The Deliberate Corruption of Climate Science" by Dr. Tim Ball.
Putting a picture in a frame inside of a picture inside of a frame does not insulate the inner picture from scrutiny.
The assumption that there is a such thing as true AGW is so arrogant, egocentric, by us single grain of sand on a ten mile white sands beach is deserving of ridicule and punishment.
Just from looking at the land in Washington state I never would have suspected the land was ripe for mudslides. Heavy tree growth would stabilize the soil, IMO. Not knowing about the composition of the clay layered soil was the mistake.
I won’t miss them either. I get plenty of green propaganda in my work and home life.
Lawsuits by insurance companies against local governments: fake. They’re friendly lawsuits between socialist entities.
The same tactic has been used by local governments and NGOs “against” the EPA many times. Both sides want more regulations against American liberties. One pretends to be a victim forced into it and “settles” without any loss.
We need new leadership in all political parties and business (now nearly all government-linked). They’re crooks, folks.
Good point. Knowing the total “lay” of the land could be a big plus.
Just another excuse for left-wing companies to make money for their masters.
Religion of Climate Change bump for later.....
Later in the article:
Although Farmers' dropped its case against Chicago and the surrounding communities, it does little to alter the prospects for similar lawsuits in the coming years, according to Gerrard. This is especially true for private companies that lack legal protections which provide government agencies immunity from liability for discretionary decisions such as delaying infrastructure upgrades due to budget constraints.
It's just the opening gambit as in a chess game.
Nah. They’re all so full of bovine fecal matter, they’d clog the sewers and make things just that much worse.
The message is clear. They want to redefine an “act of God” as an “act of man” so if you have a claim, they won’t have to pay for it. So what’s the point of having insurance at all? Because it’s mandated by government?
Must be sweet to be able to blame globull warming (or Bush) for one's inability to do one's job.
Sure, under cover of “global warming”, force cities to take more precautions against floods. Taxpayer dollars go toward decreasing risks for insurance companies. Money is no object, as long as you aren’t the one paying for it.