Skip to comments.The 0bamacare Impact [On Your Insurance Rates]
Posted on 06/19/2014 7:17:13 AM PDT by Diana in Wisconsin
Excellent interactive chart that shows, by County/Zip Code, how much your insurance costs have risen/will rise under the Un-Affordable Care Act.
86% increase for me! Luckily, my employer changed insurers, and he still picks up the bulk of my bill each month.
However, that impacts us all at work - raises may not be forthcoming this season, and I have been ham-strung on staffing/payroll for the past 5 years.
Thanks to Obamacare, my health insurance rates were SUBSTANTIALLY REDUCED.
The Federal Government is an entity that makes a mistake, and then repeats it over and over again until it becomes THE LAW OF THE LAND.
My county shows a decrease.
That said, the chart is showing the increase/decrease “on individuals who do not get health insurance through their employers, or through government programs like Medicaid or Medicare.”
Be interesting to see the chart of people who get health insurance through their employer and see what their rates look like.
This chart is helpful, but it only reflects Premium changes.
Here in NY, our premiums may be lower, but our personal out-of-pocket and co-pay amounts have increased by thousands.
My family’s overall payments have increased by about 75%, but we combat that by not going to scheduled medical appointments and skimping on prescriptions.
Because you don’t have insurance at all now?
I don’t know what the employer rate increase was, but I know the employee contribution here more than doubled from 2013 to 2014.
It is clear by now to anyone who pays attention that ObamaCare will bring us three things: 1)Few, if any, of the promised benefits, 2)Higher costs when it is fully implemented (we’re just starting to see the cost effects), and 3) Lower level of healthcare. I guess there is a fourth: 4) The DC ruling class will not be stuck in this pig like the commoners.
Because you dont have insurance at all now?
“Here in NY, our premiums may be lower, but our personal out-of-pocket and co-pay amounts have increased by thousands.”
Oh, you betcha. I also lost $800 of Flex Plan contribution through my employer. It is now ILLEGAL for him to be as generous with us as he was. Max for full time employees is now $500 that he throws in (we can make up the additional, up to $1,300.00/year if we want) and part-time employees that WERE in the Flex Plan have lost that benefit, entirely.
When this all shook out, I did a few things: Raised my deductions so more of my $ would be in MY pocket each month, versus getting ANY ‘refund’ at tax time, and I upped my 401K contributions to the max (I was half way there) to also protect those dollars from taxes. For now.
It’s just insanity! And after doing all of THAT, any monthly cash-flow I gained has been immediately eaten up in higher food and fuel bills. Grrrrrr!
And don’t even get me started on negotiating the MAZE of Medicare that I have to run through each time my elderly Dad get the sniffles. He’s not eligible for Medicaid because he has a lousy $16K in an IRA that we have to burn through first, and he was just diagnosed with diabetes, so we now have THAT added expense each month.
Yep. We had a pretty good system, not perfect, but how anyone can make sense of it these days is beyond me. I mean, it’s become another full time JOB for me to keep up with this stuff!
According to the map, it more than doubled for us. Personally its hard to tell. We have the 2nd highest healthcare costs in the nation. SW Georgia. One hospital monopoly. My wife and I are in our late 50’s. I take no prescription medication. She takes a cholesteral lowering medicine. I’m a little overweight but I don’t even have a doctor. Our healthcare premiums were over $600 each/month. I got it lowered a little this year by raising deductible to $5k. Now its a $100 lower combined. The medical community has raped this area. Large employers have left and no new ones coming in. We will be the future Detroit due to our local hospital.
I have no health or dental insurance.
The good news is that I’ve saved about $6,000 so far this year in health insurance costs.
The bad news is that I’ve had to pay for all my medical expenses out of pocket. It means that when one of my gold caps came off I had to shell out $25 to get it re-attached.
But according to my calculator I’m still ahead, so far...
Didn't Valarie Jarrett say we will punish our enemies and reward our friends?
We’re trying to reduce environmental toxicity to reduce our need for healt insurance or health care. The good news is that the older you are, the more likely you are to live longer and healthy.
I confess that both of us have accepted that if one of us gets cancer, we’ll go completely natural (probably Gerson related) or die. Heart attack will probably certainly mean death.
But our take is that the Lord will take us when He’s good and ready. Health care was really cheap a couple of hundred years ago. Actually, for broken bones, etc. - the hazards of life - it still is.
Thing about going without health insurance is that a lot of people perceive it as riding in a roller coaster without fastening the seatbelt. In reality, it’s more like driving in a car with no seatbelt. It’s not as risky as people think.
*SHUDDER* I want NONE of them as friends OR enemies, LOL!
872 days to go! Will America survive?
Mine went up 25%. The map said it should have gone down by half of I hadn’t gotten it through an employer.