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Newly Insured, Many Now Face Learning Curve
New York Times ^ | 2 Aug 14 | ABBY GOODNOUGH

Posted on 08/03/2014 12:08:19 PM PDT by SkyPilot

Edited on 08/04/2014 12:30:23 AM PDT by Admin Moderator. [history]

Advocates of the Affordable Care Act, focused until now on persuading people to buy health insurance, have moved to a crucial new phase: making sure the eight million Americans who did so understand their often complicated policies and use them properly.


(Excerpt) Read more at nytimes.com ...


TOPICS: Government
KEYWORDS: democratcare; healthcare; insurance; lowinformationvoters; obamacare

1 posted on 08/03/2014 12:08:19 PM PDT by SkyPilot
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Comment #2 Removed by Moderator

To: SkyPilot

Wouldn’t it be much easier if we just went to some sort of ‘Single Payer’ Government-run Healthcare system?

*SNORT*

We is well on da way! All by design, Comrades. All. By. Design.


3 posted on 08/03/2014 12:13:00 PM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: SkyPilot

Where’s my free s—t? Obama promised us free s—t.


4 posted on 08/03/2014 12:14:45 PM PDT by dfwgator
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To: SkyPilot

So people “smart” enough to sign up for Commicare aren’t smart enough to use it? If true, the herd is a bit thick.


5 posted on 08/03/2014 12:14:51 PM PDT by Oldeconomybuyer (The problem with socialism is that you eventually run out of other people's money.)
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To: SkyPilot

Obamacare is Fake , your Policy is Fake , But thanks for the Money


6 posted on 08/03/2014 12:15:20 PM PDT by molson209 (Blank)
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To: Diana in Wisconsin
Yes - that was part of the Cloward-Priven goal, of which ObamaCare is a very large part.

As you Diana, ObamaCare was NEVER about health insurance - it was about control.

Government databases, government control of our lives. If the government can control your very life through health care, it has us completely.

7 posted on 08/03/2014 12:16:16 PM PDT by SkyPilot
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To: SkyPilot
I wonder how much her hairdo cost her?

Don't know for sure but often lower-income people will have a friend who is a former beautician do their hair for very little. My family does this.

Is this lady with epilepsy not supposed to have her hair done so you can make fun of that, too?

8 posted on 08/03/2014 12:18:28 PM PDT by steve86 ( Acerbic by nature, not nurture)
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To: SkyPilot

America is destroying itself for the benefit of 13% of the population. A group of people who contribute nothing to society.


9 posted on 08/03/2014 12:18:45 PM PDT by Cowboy Bob (They are called "Liberals" because the word "parasite" was already taken.)
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To: SkyPilot

‘Free’ healthcare worked for Hitler! That was one of the very first thing his ‘party’ implemented; in fact he CAMPAIGNED on it!

Funny how we never seem to LEARN from History...though who is actually educated in American/World History these days?


10 posted on 08/03/2014 12:19:50 PM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: SkyPilot

Does she have a smart phone? Does she have big screen tv with cable/satellite? Does she have a job?


11 posted on 08/03/2014 12:19:58 PM PDT by Hattie
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To: dfwgator

“Advocates of the Affordable Care Act, focused until now on persuading people to buy health insurance, have moved to a crucial new phase: making sure the eight million Americans who did so understand their often complicated policies and use them properly.”

This is the closest we will get to an acknowledgment of the fact that the people enrolled in the ACA are a bunch of dummies. Not to worry though. They will still have their votes counted.


12 posted on 08/03/2014 12:20:14 PM PDT by billhilly (Its OK, the left hated Bush.)
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To: molson209
The ObamaCare "subsidies" are a HUGE amount of money. Massive. We are talking hundreds of Billion of dollars, even Trillions.

But here is what all the Liberals who just loved ObamaCare don't realize.

If you signed up for ObamaCare, and told the counselor your financial information, the counselors are trained to coach you into guiding your answers so that you qualify for the largest "subsidy" you can in order to reduce your premiums and co-pays.

Guess what? The IRS now has the ability to go back and put you through the proverbial financial garlic press.

If there was ANY discrepancy between your answers and your tax returns, you are SCREWED!!!

Just as when the loyal Nazis were AMAZED when the Gestapo turned on them, so will the Liberals be when the Obama Regime turns on them. It is already happening.

Look at these low information gibsmedats. What do you mean it wasn't FREE? Give me my free health care!!!

13 posted on 08/03/2014 12:21:19 PM PDT by SkyPilot
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>> the eight million Americans

With the false implication being the net nationwide coverage increased by 8 million. Prolly just a few million at “draconian” costs and loss of liberty.


14 posted on 08/03/2014 12:21:25 PM PDT by Gene Eric (Don't be a statist!)
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To: SkyPilot

You can buy those by the dozen.


15 posted on 08/03/2014 12:21:47 PM PDT by billhilly (Its OK, the left hated Bush.)
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To: SkyPilot

8 Million haven’t signed up. 2 Million signed up since 6 Million lost their Coverage and had to get new Policies.

Now, we have had Obamacare in place for three years. We were told that there are 40 Million People that were Uninsured.

Where are those missing 38 Million? I thought Obamacare was Mandatory.


16 posted on 08/03/2014 12:22:02 PM PDT by Kickass Conservative (Things can always be worse and the Democrat Party is here to prove it.)
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To: SkyPilot
Ms. Shabazz said she was relieved to finally figure out her plan, even though she would not be keeping it. “I have a much clearer understanding now,” she said. “But I’m still kind of sad. I’m worried.”

**************************************

All the way to the last paragraph to get to this ...... she got Obamacare, she couldn't understand Obamacare, but now that she finally DOES understand her Obamacare plan (mostly why it isn't paying for everything & she has to pony up $60 co-pays), she's losing her plan. Only in "Obama's World" .... with "Obama Voters" .....

17 posted on 08/03/2014 12:22:31 PM PDT by Qiviut ( One of the most delightful things about a garden is the anticipation it provides. (W.E. Johns)
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Comment #18 Removed by Moderator

To: Diana in Wisconsin

Bingo!


19 posted on 08/03/2014 12:26:36 PM PDT by mazz44
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To: steve86
Don't know for sure but often lower-income people will have a friend who is a former beautician do their hair for very little.

Don't know for sure but often lower-income people will blow their multiple entitlements on drugs, alcohol, cigarettes, gambling, fatty foods, and porn.

My answer (couched in speculation) makes as much sense as yours.

Moreover, to the point of all of this, we have the ObamaCare takers now ticked off that everything in life is not handed to them on a silver platter.

Our government spends TRILLIONS on Medicare, Medicaid, and now ObamaCare.

It is not as if the tax payers are "heartless" to someone with a medical condition.

Or Emergency Rooms don't turn away anyone, and now ERs all of the country are closing or have closed because of illegals showing up for routine care, and millions of Americans who have abused the system that pays their way.

ObamaCare is the final nail in the coffin. It will lead to the outlawing of any private insurance.

20 posted on 08/03/2014 12:27:28 PM PDT by SkyPilot
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21 posted on 08/03/2014 12:28:23 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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22 posted on 08/03/2014 12:28:36 PM PDT by DJ MacWoW (The Fed Gov is not one ring to rule them all)
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To: dfwgator

-

- In a test 10 out of 11 phony Obamacare applicants got huge health insurance premium subsidies…

- Redistribution of income is such fun!

-


23 posted on 08/03/2014 12:28:52 PM PDT by devolve (-Tell VLADIMER after my ERECTION I have more 90% more FLEXIBILITY - pre-1899 Colt SAA frames needed)
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To: Hattie

Sometimes it helps to actually read an article.

the tiered-network plan that Ms. Shabazz chose, which was popular because of its relatively low price but also particularly hard to understand. Ms. Shabazz, 38, paid only about $32 a month in premiums, with federal subsidies of $218 covering the rest. But she could not afford the $60 co-payments to see her specialists on her annual income of $19,000.

Her financial situation worsened when she had to quit her job at the Pennsylvania Liquor Control Board in June because of the epilepsy, she said. She had called the federal marketplace to report her change in income, and had received a letter that she handed to Mr. Flynn, hoping he could explain it. The news, he said, was not good: With no more paychecks, she had fallen into the so-called coverage gap, earning too little to keep qualifying for the subsidies that made her premiums affordable, but likely still not qualifying for Medicaid because Pennsylvania has not expanded that program, as 26 states have under the Affordable Care Act.

“You’ll probably have to cancel your plan,” he said.


24 posted on 08/03/2014 12:31:22 PM PDT by sheana
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To: steve86

“Don’t know for sure but often lower-income people will have a friend who is a former beautician do their hair for very little. My family does this.”

That’s very nice of your family, but does the lady in the picture know some former hairdresser who also supplied the silver ear ring and the red curls and trinkets which are across her head?


25 posted on 08/03/2014 12:31:47 PM PDT by kitkat (STORM HEAVEN WITH PRAYERS FOR OUR COUNTRY)
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To: SkyPilot
Don't know for sure but often lower-income people will blow their multiple entitlements on drugs, alcohol, cigarettes, gambling, fatty foods, and porn.

This lady worked for the Pennsylvania Liquor Control Board and I doubt many of those vices apply to her. She would not have been the recipient of "multiple entitlements", either.

Do have have contempt for all poor people or just black ones?

26 posted on 08/03/2014 12:32:03 PM PDT by steve86 ( Acerbic by nature, not nurture)
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To: kitkat

I’m not privy to who she knows. I do know she had a reasonable income prior to having to quit due to epilepsy.


27 posted on 08/03/2014 12:33:13 PM PDT by steve86 ( Acerbic by nature, not nurture)
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To: SkyPilot

The Obama shysters are still on the “keeping costs down” kick. Eight million people expecting a free ride are finding out that big insurance is out to screw them over, just like it does the rest of us, courtesy Obamacare.


28 posted on 08/03/2014 12:34:02 PM PDT by pallis
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To: devolve
In a test 10 out of 11 phony Obamacare applicants got huge health insurance premium subsidies

I heard up to $18,000 per family (that figure comes from a caller to Bill Bennett's 'Morning in America' show and Bill did not dispute it). Of course it is all income dependent.

But anyone who signed up for ObamaCare better be ready to be put through the sifter. The IRS is going to start going through your records like mad.

29 posted on 08/03/2014 12:34:36 PM PDT by SkyPilot
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To: steve86

Oh please, you are trolling now.


30 posted on 08/03/2014 12:35:24 PM PDT by SkyPilot
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To: SkyPilot

The enormity of what a total bastard Obama is is too much to comprehend. The arrogance of trashing millions of lives - trying to change our society to benefit the non-productive at the expense of the productive - thinking he knows all and should change how we use energy, allowing disease ridden illiterates and criminals to be lose in our society to kill, rape, suck our systems dry, and infecting us with a “religion” that tolerates no dissent - etc. etc. I suppose the MSM doesn’t care about their dereliction of duty since they’ll just get paid to chronicle our demise.

Zero should go down as one of history’s biggest monsters - along with Stalin and Hitler. But hey....”stop hatin’” and then when he gets his audience all riled up he says with a punk smirk - “go vote”.

I should send some money to Cruz - maybe I’ll feel slightly better then.


31 posted on 08/03/2014 12:36:36 PM PDT by Aria ( 2008 & 2012 weren't elections - they were coup d'etats.)
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To: SkyPilot

To all you liberals,democrats,Marxist,socialist reading this: how does that sh1t sandwich taste?

5.56mm


32 posted on 08/03/2014 12:42:01 PM PDT by M Kehoe
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To: steve86

Sorry, the lady’s story does not add up.

From the Penn Liquor Control Board website


Benefits

The Commonwealth of Pennsylvania provides a comprehensive package of benefits to all full-time employees and a limited package of benefits to part-time employees through collective bargaining agreements, policy and/or law. Benefits may include: medical, supplemental, group life insurance, retirement and savings plans, paid leave and various other benefits and services. To find out more about benefits click here.

[snip]

The PLCB is proud to be an equal opportunity employer supporting workforce diversity. We do not discriminate in our recruitment, hiring or terms or conditions of employment on the basis of race, religious creed, color, age, sex, gender identity, genetic information, sexual orientation, national origin, religion, marital status, medical condition, physical or mental disability, military service, or any other classification protected by federal, state, and local laws and ordinances.


I don’t think she can be fired for her medical condition. It would be against their publicly stated policy and labor law. Sounds like she quit on her own volition.

I guess that makes me cynical. A bunch of woe-is-me stories were used as the basis for ObamaCare in the first place. The Feds gutted and took over health care, with the excuse that these kinds of problems would all be solved. Now their fellow travelers at the Times publish more sob stories to convince us we need single payer.

I wasn’t born yesterday. I’m not buying it.


33 posted on 08/03/2014 12:46:43 PM PDT by BigBobber (`)
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To: SkyPilot
Or Emergency Rooms don't turn away anyone, and now ERs all of the country are closing or have closed because of illegals showing up for routine care, and millions of Americans who have abused the system that pays their way.
I had an interesting experience last month in our local ER, when my wife went in for some heart trouble (since resolved, thank goodness). Sitting in the little curtained-off ER examination room, I listened to the staff try to deal with the "neighbor" in the room next to us. An Hispanic male, he was extremely evasive to the people who needed the most basic of information. The conversation went like this:
ER staff: "What's your address? You didn't give it to the desk outside."
Patient: "No, no, I'm not sure."
ER staff: "You're not sure. How long have you lived there?"
Patient: "Oh, I don't know, 4, maybe 5, 6 months, I don't know."
ER staff: "And you don't know the address?"
Patient: "No, no, I'm not sure."
ER staff: "What about a phone number? In case we need to reach you."
Patient: "No, no, I'm not sure."
It went on like this for a while. The staff member eventually gave up. Then they tried asking him what was wrong. He started by saying his shoulder hurt from playing soccer. The doctor (female) examined his shoulder, and asked:
Doctor: "Does this hurt?"
Patient: "No, not really."
Doctor: "How about now?"
Patient: "No, no, it feels fine."
Doctor: "Well, we could do an X-ray."
Patient: "No, no, I don't wanna do that."
Doctor: "Well, without an X-ray, it's hard to determine, but your shoulder seems fine."
Patient: "Well, I have had some blood when I go to the bathroom."
This went down a whole other diagnostic rabbit hole with him, again with very evasive answers - such as how long ago this happened, how frequently, etc. Eventually, the doctor was able to determine that it was about a week ago.
Doctor: "OK I'd like to do an examination. If you could take off your pants."
Patient: "Oh, no, no, I'd rather a doctor do that."
Doctor: "I AM a doctor."
Patient: "I mean, I'd rather a male doctor do that."
Doctor: "Well, there's only one other doctor in the ER right now, and she's also female."
Patient: "Oh, no, no, never mind."
This whole thing went on for a good 45 minutes or so. The doctor eventually gave him a referral to a proctologist, and he left.
34 posted on 08/03/2014 12:50:18 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: Diana in Wisconsin

Since I’m on a dual government payer system, MEDICARE and TRICARE LIFE (Ret Military over 65) ALL our health care is totally government controlled, from test, how often they are run, to types of drugs, and where we can get them. SUCKS big time.

Meet the provider if you are not using the Military Dispensary. And NO our meds are NOT free from Express Scripts.

Tricare Life (Ret, Military over 65)
DOD MANDATE 4/14/2014
For Daily Medicines is forcing us to use either Base whose drugs are limited by size of base and is not wheel chair or handicap friendly or Express Scripts MANDATED Tricare Life. 4/14/14. Express Scripts is a sorry excuse of a provider. You never know if your order is right, what generic, what manufacture, or what country. All stuffed into your mail box UN PHOTO ID SIGNED FOR making them available to thieves and meth makers to steal. Or Neighborhood kids to access.

Express Scripts Accused Of Defrauding State And Consumers Out Of Millions Of Dollars
http://www.ag.ny.gov/press-release/express-scripts-accused-defrauding-state-and-consumers-out-millions-dollars

NY attorney general sues Express Scripts, Benefits firm accused of inflating prices, keeping up to $100 Million
http://www.nbcnews.com/id/5601076/ns/business-corporate_scandals/t/ny-attorney-general-sues-express-scripts/#.U381ECh7SMQ

Express Scripts Extortion Scheme Widens
http://www.consumeraffairs.com/news04/2009/09/express_scripts_breach.html

Express Scripts complaints
http://www.consumeraffairs.com/rx/express_scripts.html

ES Customer Service ranking
http://www.customerservicescoreboard.com/Express+Scripts

Express Scripts RIP OFF
https://www.ripoffreport.com/reports/directory/express-scripts

ES buys out Medco
29 Billion
http://www.modernhealthcare.com/article/20120402/NEWS/304029961


35 posted on 08/03/2014 1:01:39 PM PDT by GailA (IF you fail to keep your promises to the Military, you won't keep them to Citizens!)
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36 posted on 08/03/2014 1:04:19 PM PDT by RedMDer (May we always be happy and may our enemies always know it. - Sarah Palin, 10-18-2010)
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To: GailA

Oh, I’d believe it. I’m holding on to my civilian job for as long as they’ll have me so I don’t HAVE to use my Vet benefits.

The future looks bleak for all of us. Blech.


37 posted on 08/03/2014 1:06:49 PM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: COBOL2Java

Inredible. I had to go the hospital about 2 years ago, and there was an an entire family that came to see another family member who had been stabbed. I overheard the nurses say that the Spanish speaking family stole everything that was not nailed down from his hospital room, including the clock on the hospital wall.


38 posted on 08/03/2014 2:29:29 PM PDT by SkyPilot
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To: SkyPilot
"I wonder how much her hairdo cost her?"

I lived in a large black neighborhood for a few years while working with steel during the '70s. Most of them had friends or relatives do their hair. In regards to the medical and insurance rackets, every political side has indulged in thievery and done wrong.


39 posted on 08/03/2014 2:37:52 PM PDT by familyop (We Baby Boomers are croaking in an avalanche of corruption smelled around the planet.)
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To: SkyPilot

Great post.

Isn’t it fun to watch when reality hits these simpletons? In our crumbling country, we have to find mirth where we can.


40 posted on 08/03/2014 3:38:44 PM PDT by yorkiemom ( "...if fascism ever comes to America, it will come in the name of liberalism." - Ronald Reagan)
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To: BigBobber

-

- She will soon be on SSDI and food stamps and subsidized housing you will pay for

- Barack Hussein Ebola’s permanent scam for the moochers that refuse to work

- It is Obama-Rigged to favor the baracks

-


41 posted on 08/03/2014 4:18:39 PM PDT by devolve (-Tell VLADIMER after my ERECTION I have more 90% more FLEXIBILITY - pre-1899 Colt SAA frames needed)
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To: SkyPilot

“Advocates of the law also say teaching the newly insured how to be smart health care consumers could advance the law’s central goal of keeping costs down,”
//////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////

Gee, I never would have guessed that the central goal was to keep costs down, who knew?


42 posted on 08/03/2014 4:25:38 PM PDT by RipSawyer (OPM is the religion of the sheeple.)
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To: SkyPilot
“I’ve had one doctor appointment since I got this insurance, and I had to pay $60,” Ms. Shabazz told Daniel Flynn, a counselor with the health network, the Health Federation of Philadelphia. “I don’t have $60.”
43 posted on 08/03/2014 5:13:54 PM PDT by tcrlaf (Q)
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To: sheana

Income of $19,000? OK, but how much free stuff does she get courtesy of taxpayers? Why isn’t she already on Medicaid? Bet she gets food stamps, housing, free meals for the kiddies at school, and even a free phone. No, $19,000 isn’t much, but if all the necessities of life are provided for you besides that, it’s not the same as living on a garbage dump.

People need to know that when poverty statistics are troted out for public consumption, none of the non-cash benefits people receive (not to mention what they might get in the underground economy) are NOT counted in their income numbers. It’s a total scam to make people believe there really are Americans buying providing for themselves and their families on a meager income alone. Fals.


44 posted on 08/03/2014 10:24:47 PM PDT by Pining_4_TX (All those who were appointed to eternal life believed. Acts 13:48)
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To: SkyPilot

I want my freeeeee drugs!


45 posted on 08/03/2014 10:44:19 PM PDT by MaxMax (Pay Attention and you'll be pissed off too! FIRE BOEHNER, NOW!)
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To: sheana

Good luck doing that, many have not been able to.

Her next step is Disability. Which takes years and a lawyer.

My income is $8,000 less than hers. But then again gov’t controls every aspect of my medical care being Medicare and Tricare Life (Ret. Military over 65). And it sucks.


46 posted on 08/04/2014 6:14:57 AM PDT by GailA (IF you fail to keep your promises to the Military, you won't keep them to Citizens!)
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To: dfwgator

After it passed Congress, the freeshtsquad was walking into doctors’ offices and demanding treatment right there, on the spot, for free.


47 posted on 08/04/2014 6:17:31 AM PDT by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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