Bombshell: United Healthcare may exit individual insurance exchanges after 2016

Hot Air ^ | 11-19-15 | Ed Morrissey

[ladyjane]

I go with the other theory - they got the dirt on him.

[HLPhat]

>> they don’t see themselves being in the market in 2017.

Hmm. So will that be Trump’s fault or still Bush’s?

[zeestephen]

Thanks for the two links, Q.

My understanding was superficial - as you noticed.

I thought “risk corridors” referred to patient health risks. I did not understand that they referred to the re-insurance subsidy.

I was actually insured by United Healthcare for 14 months, before my Medicare started.

UH tried to game the system by waiting one year to enter the O-Care market. They hoped a significant percentage of people with pre-existing conditions would sign with other insurers before UH started offering policies.

That hope did not work out for my policy. I deliberately kept my retirement income low for those 14 months. I drew significant O-Care subsidies. And I rewarded UH with a $5,000 policy loss because of my pre-existing A-Fib and skin cancer risk.

Personally, I still blame Republicans for O-Care. It's been clear for at least a decade that, politically, America was going to move into some form of organized government health care for those who could not afford it.

In 2010, a break even Medicaid policy would have cost about $5,500. We could have “insured” every American citizen who actually needed, or wanted, a policy for about $200 billion a year.

It would not have been a cheap solution, or easy to implement, but, politically, it would have been a viable alternative to O-Care, and it would have spared us from the O-Care catastrophe that was predictable from the first day.