I support catastrophic coverage. Maybe targeted at cancer or traumatic accident. It should be cheap, because you probably won’t use it. And if you decide not to buy it, you have no one to blame but yourself if you get unlucky.
Too many people want to live in a “safe” society where nothing bad ever happens to anyone. And if it does happen, you gets lots of money. That’s foolish. Bad stuff happens, and you should be proactive and take personal responsibility for handling stuff as best you can. It’s not other people’s problem. It’s your problem.
It should be cheap, because you probably wont use it
Dont be ridiculous. We are $20 trillion in debt over medical services provided in the last six months of life. This tendency is growing, not shrinking.
If you cover catastrophes - 100% of people will have one, eventually.