Posted on 06/04/2023 12:25:56 PM PDT by SeekAndFind
The state of California will start selling home insurance in 3...2...1...
After wiping out the competition.
Deep State doesn’t like competition.
RE: State Farm too!
Yes, it’s in the first sentence of the article.
The state will issue insurance policies, but don’t count on them to every pay out a dime.
Just another revenue stream for them.
But, but, didn’t Newsom just bring in goats to eat the undergrowth to ward off fires?
“The Oakland Hills fire in 1991 demonstrated what can happen when the urban / suburban forest goes up. I’d guess one-third of homes in CA are subject to such fires.”
Yep, I thought about that after posting. I had driven through the aftermath - all that was left of many homes was the fireplace. Incredible.
"Fine Homebuilding" magazine has run numerous articles on how to design houses to survive wildfires. Building Wildfire-Resistant Homes.
MEANWHILE-—NEWSOM says that all those forest fire fighters CANNOT use gas powered chain saws-—MUST use battery power only.
I owned property in Calif from May 1966 to Dec 2004.
EARTHQUAKE insurance ALWAYS was separate policy then.
State regulations which control rates.
Perhaps——
BUT—The Calif State Labor Board just decided that goat herders & sheep herders are ‘basically working 24 hours a day’......
So reg time with MINIMUMS-—overtime & double time pushes the pay for a goat herder to about $14,000 a MONTH.
NO municipality will pay those kinds of fees-—so-——MORE fire problems.
There probably are not 100 goat & sheep herders in the entire state-—especially the ones who hire out their animals with dogs & herders to clean up brush & overgrown hillsides.
ANOTHER FINE EXAMPLE of Calif sticking it’s nose where it doesn’t belong.
“I owned property in Calif from May 1966 to Dec 2004.
EARTHQUAKE insurance ALWAYS was separate policy then”
It still is. It is issued through private insurance, but fixed rates from the various insurers established through CEA. (California Earthquake Authority)
I lived in LA for 20 years but always rented. I’m now back in tornado country and pay 25.00/year for earthquake insurance.
This aerial photo shows just a portion of the burned area from the 2018 Woolsey fire, which swept down to the coast in some areas and did extensive damage in Malibu. This fire was big to begin with, and it got a lot of extra coverage because it burned the homes of quite a few movie and entertainment people.
If I recall correctly, the very tip of Point Dume, at the very bottom of the picture, was the site for Tony Stark's house in the Iron Man movies. The Point in actuality is a park with hiking trails. The movies used CGI for the exterior shots of the house. The water stretching east (to the right) of the Point is Santa Monica Bay. Downtown Los Angeles is about 30 miles due east.
Point Dume sits inside a broad curve in the Pacific Coast highway. It can see extensive fire damage. You may note, however, there is a large, oval shaped, built-up area on the western side of Point Dume, just inside the Pacific Coast Highway where it reaches the coast.
This unburned area is actually a trailer park, the Point Dume Club, which was started in 1969/70 as a senior citizen retirement community (with, I imagine, a lot of second homes and vacation homes). Today it is probably Malibu's version of affordable housing, with smaller units still available for under $1 million. It has fared well over the years. As a native Hoosier, I'm accustomed to thinking of trailer parks as tornado magnets and sure goners in any natural disaster. In this case, the "mobile manufactured" housing escaped major damage. I guess the trailers were less susceptible to sparks, and they're on pads on small lots, so there's less foilage to sustain a fire. I think three homes in the development burned, but that was minor damage in the context of the 2018 disaster.
A new wrinkle. I don’t know how I turned the text red. Must’ve come from the link. You learn something new every day.
No, actually, it’s not a code word for anything this time. Parts of metropolitan Los Angeles and Orange County got destroyed in recent wildfires. Literally it’s gotten so bad the suburbs are burning.
Example, this one from last year: https://www.latimes.com/california/story/2022-05-11/firefighters-battle-brush-fire-in-aliso-canyon
It’s getting really bad in CA. Their perennial drought isn’t helping and they refuse to fix the problems that cause these fires.
The sea air that blows over the peninsula generally keep things damp enough that that’s not so much an issue.
It’s too bad in California for even the Mayhem guy….
“Generally.” Until the hot Santa Anas blow offshore for a week.
The peninsular vegetation usually doesn’t dry out enough to really go up. Also, said winds are a SoCal and Baja Cali phenomenon, SF doesn’t get them.
That was the general belief until the huge fire in 2020 hit the canopies of the redwoods and destroyed them. There is a lot of chaparral and a lot of highly combustible shrubby resinous forests.
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