“Just trying to understand ... if there is a purgatory, wouldnt this negate the need for a savior (Jesus)?”
Protestants often struggle to understand Purgatory because they have been taught to not believe in it. Hear me out for just a second:
What most Protestants are taught is this:
Jesus died for us.
When you come to Christ and have saving faith in Him you are instantly saved and cleansed of sin or your sins are at least covered over.
You have been given then salvation and you can not (some say you can) lose it.
Since you are already cleansed of sin or at least your sins are covered over no further cleansing is necessary - especially in Purgatory.
Catholics look at it this way: Only God can cleanse us of our sins - and He really cleanses us. He doesn’t just cover them over. In other words, we believe Christ works more powerfully in our lives than many Protestants do for their lives where they believe Jesus merely covers over sins. Since Heaven is perfection where we see the very face of God, we must be completely cleansed of sin and attachment to sin to enter it. Some of us die repentant and loyal but with an attachment to some sins. We need cleansing even at the point of death. Rather than condemn us to hell for that imperfection, God uses His grace to cleanse us so that we can enter into His joy in Heaven.
Purgatory works only because of Christ and His grace.
Wow I like that!