Then we all wait for resurrection and the judgment.
That's not any different than Catholic belief.
At the same time all Christians believe in baptism ~ and that's where our old life dies and we are reborn as new men and women in God.
Your typical believer in reincarnation also believes that we only die once ~ and they usually refer to that as being "released", presumably from the Great Mandala or Wheel of Life. Some of them believe you may have many "Earthly lives" while all the while doing what you can to get off that wheel.
I'm sure one of these approaches is more nearly scientific than the other ~ but which one?