Skip to comments.Catholic health share plan offers alternative to contraception mandate
Posted on 10/27/2013 3:26:09 PM PDT by EBH
A new Catholic health care sharing ministry may soon offer an alternative to traditional insurance plans for those who have moral objections to the requirements of the federal contraception mandate.
Christopher Faddis, CEO of Immaculata Management Group, Inc., believes that health sharing may provide a uniquely Catholic solution to the problems posed by the mandate.
Immaculate Management Group will be overseeing a new health share plan, called Solidarity HealthShare, which is expected to be functioning by January 1, 2013.
In a July 18 interview with EWTN News, Faddis explained that health care sharing ministries are exempt from the Affordable Care Act, including the mandate issued under the authority of the act that will soon require insurance plans to cover contraception, sterilization and abortion-inducing drugs.
This controversial mandate has drawn significant criticism from those who object to its demands on religious and moral grounds. Opponents of the mandate argue that it infringes upon their religious freedom by forcing them to purchase, offer or facilitate products and procedures that violate their consciences.
But the mandate will not apply to health sharing ministries that have existed since Dec 31, 1999. Faddis is partnering with one of the three health sharing ministries that meet this requirement in order to qualify for the complete exemption.
Health sharing, which started about thirty years ago, is not the same as insurance. Membership is voluntary and does not involve a contract.
Rather, participants commit to a statement of faith and a monthly contribution, similar to a premium, based on their desired level of coverage. They then submit claims for qualifying medical needs.
Read more: http://ewtnnews.com/catholic-news/US.php?id=5832#ixzz2ixpLjjFI
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Their web domain has expired, but apparently the project is still alive:
While as a Baptist I do not agree with Catholics on a number of doctrines, I am happy to see they will have a means of avoiding ObamaSnare. A clear conscience is one of the greatest possessions a person can have.
I also note they are looking to partner with Christian Healthcare Ministries in order to qualify under the exemption. Good choice.
Thanks for this information. I’m looking into Catholic Health Share.
Setting up something like this where you have to accept pre-existing conditions, create a network of doctors, bring in large numbers, and be price competitive is much harder to do than yakking about it. Most of these kind of business ventures where all the yak-yak is up front, before any substantive business deals have been made, usually begin and end with the talk.
...and the old articles, and the abandoned domain name tell the tale.
In addition the business climate is unfavorable for it, there are lots of court cases that are pending before the air clears on a lot of this. Sensible, legal business propositions wont find capital in this legal/health climate.
Uniquely Catholic? No.
That sounds like Medishare (which we are working on getting me on, here.)
This is a faith-based health care co-op we’re talking about. They are not insurance, and do not operate under the insurance regs of Obamacare. Some of them do not accept pre-existing conditions, and will not have to. They do not have to crate a network of doctors (although the largest of them can and had done this), because they can operate as self-pay. You generate the medical debt, they cover it after the fact. You get the cash business discount.
Having said all that, yes, setting up any big operation has inherent difficulties, and the evidence does suggest this particular operation is struggling. But the barriers to success are not insurance regs. It’s a different concept, and in theory it should be possible to start it on a shoestring if they can succeed in setting up a functioning relationship with the established partner organization. So while I agree the outcome is uncertain, I also suspect there are many Catholics who would love to have this option, and that might provide the needed impetus to get it off the ground. Eventually.
And Catholics have big organizational skills. Many Catholic Hospital chains, etc.
Thank you so much! I just found something very affordable no pun intended with this name for the act! I need to apply-Thanks
These guys have been advertising here too:
Liberty Health Share