Skip to comments.Kroger Check Writing Policy (Vanity)
Posted on 05/22/2004 6:36:10 PM PDT by SLB
I just made a quick trip to one of the local Kroger stores, chicken was on sale this week and we wanted to get a couple of bags of boneless/skinless. When I got to the checkout isle, I use the self checkout whenever possible, I wrote my check for $25.00 over the purchase price.
The clerk ran the check through the machine and then looked at me and said something like; "I am sorry, but there has already been a check for $25.00 over written on this account within the past week and you are limited to $25.00 a week which is the maximum allowed." (Mrs SLB had written a check at another store earlier in the week) She then showed me the register slip with my bank account number and the limits on my account. I am limited to spending $300.00 a week at Kroger.
I asked her why and she said it was a new Kroger wide policy. I did not berate her, she is on the bottom of the food chain, but asked for a cusotmer comment form which she gladly gave me. I will fill it out and send it to Kroger.
We do not do anywhere near all of our shopping at Kroger as we have the commissary at Ft Knox (average savings is in the 30% range), we also have Save-a-Lot, Aldi's, and of course the infamous Wally World. We usually only go to Kroger for sale items, but this tracking of my purchases and limiting me is going to send me even further from them. My only planned trips there now are for gasoline as they give a $0.03 a gallon discount with their card, but I am certain they track that, too bad the name, address and phone number on the card are all made up.
I've never knowningly even MET a Kroger...good luck.
Space aliens. That's the answer.
I'm not saying it's necessarily right, just giving a possible explanation.
"I am limited to spending $300.00 a week at Kroger."
No MBA here,but,does this make good business sense?
I haven't, and I will tell you why. I stopped writing checks to Kroger when they reported me to the Credit Bureau for a bounced check (my direct deposit didn't) that I promptly made right. Now, 6 months later, I am unable to open a new checking account anywhere in this city.
I think the store could have any policy they choose about writing a check for over the amount of purchase. It is a courtesy extended to the customer. They are not a bank.
You got what you wanted on sale. I don't see the problem.
We have the full size cards as well as the key ring cards. Plus one of the stores has started giving come kind of bonus points so on top of wasting my time with the cards they take more time asking me if I want to use the bonus points. FWIW I have no idea how to use them and probably never will.
I'd rather have the best price possible and none of the hoopla and hype that wimmink seem to treasure so much. Even if it isn't the best price I want to get in and get out. I HATE shopping. I don't mind the Schwan's man stopping by though...
Use a debit card, credit card or cash if this policy poses a problem for you.
Now I live in South Carolina and I still shop at WMT. Recently I needed shave cream and WMT didn't have my brand so I got it at Kroger. As long as I was in Kroger, I wandered around looking at prices of stuff I buy all the time. Kroger is still mostly 10-20% more than WMT.
A lady friend of mine insists the folks who go to Kroger and Publix do so for the "shopping experience." That's a new one on me!
So, how was the chicken?
By the way, it isn't going to be much longer that you're going to be able to use checks at supermarkets at all, at least not in the old-fashioned way. There are already grocery store chains that have started direct-debiting your account at checkout. You write out the check and hand it to them, the cash register scans the magnetic ink on the check and instantly deducts the amount from your account. The cashier then hands you back the check, which has "VOID" stamped all over it.
Say goodbye to the float!
And I don't like the voice at the auto check out.
Did you ever touch one of the bags after you put something in it?
"Do not remove items from the bag" says FemAutoVoice.
"I'm sorry..." I mumbled.
"I said, 'put the damn stuff back in the bag.'"
Looking around to see if everyone was noticing this embarrassing exchange, I reached out to replace the item.
FemAutoVoice screeched, "Are you touching the bag. Hands off the bag. What are you some kind of idiot?!" . Then (I swear) FAV cackled a hideous little laugh as it issued new instructions.
"Go Directly to the customer assistance clerk."
I looked up into the blue-green visage and pale, deadly eyes of the Wicked Witch of Krogers.
"I'll get you my prettie.... Ahhh hah hah hah hah hah!"
Wally World ROCKS! Where can I find one?
Never do that. Never.
Stubbs Beef Marinade. The best I've ever tasted. Kroger is the only place in town to buy it.
I have and use the Kroger card when I go there. I didn't have to complete a form to get it, and it has no personal info on it, so I couldn't care less. Plus, the savings, especially on steak and roast, is sometimes dramatic: as much as 1/2 off.
A local bookstore uses that. I bought something there about a year ago and they debited my account immediately and gave me the voided check. That's why I haven't stepped into the store since, and never will again.
A month or so ago I took my 85 year old Father to the bank to get $200 cash. It turned out the bank was closed Thursday afternoons so he told me to stop at the grocery store instead.
He gave them the check which was already made out to cash and they handed him $200. He didn't even buy anything. Of course he is an old customer. It still surprised me a little.
Our wally world's won't carry local kind of stuff. I'm near Cincy, so you look for Grippo's BBQ chips or Skyline in a can, don't go to WalMart.
They've got their list, and those guys aren't on it.
And Grippo's BBQ chips are the best in this world and the known universe.
I'd be perfectly happy if grocery stores stopped accepting checks altogether. They simply take to long to write and process. Cash is king!
and I always manage to get in line behind someone who has a "problem" with their check.
I've never shopped at Kroger. I do most of my shopping at Safeway. I have never had a problem. They are always generous. I usually get cash back with my debit card and I've never heard of any limits.
Safeway has terrific store brands that beat 'regular' brands in quality and price, in my opinion. Such as, their natural peanut butter, their dishwashing detergent, and their new brand of paper towels, to name a few. :-)
.......or the old lady who reaches into her purse and starts writing her check AFTER everything is bagged and the cashier tells her the amount.
Oh, and also, I never need a physical Safeway card to get the discounts. I just key in my phone number quickly.
When I spend enough, I get free Starbucks coffee and other goodies.
God made credit cards and ATM machines for a reason. Before then, and when banks had short hours, back in the dark ages, before rocks cooled, I used markets as a bank. Now, I am annoyed when anyone slows down the line by writing a check. It is all so yesterday!
Use one credit card for grocery purchases only, and write your check then...use a Discover and get 5% back. Checks are not a retailers friend. Use your ATM card to get cash out of your bank once a week, you'd be surprised how much less cash you'd spend.
Life's too short to bitch about Kroger's policy... the less they lose, the less you pay. Hmmm... I think I stumbled upon a sound economic policy.
I hate them also, but I always ask for a new card and application every trip to the store.
I simply can't pass up an opportunity to throw a monkeywrench into their database.
Sorry...that would be ZAPPS!
I said ZAPPS!
It is not as if they don't know they are going to have to write a check. They also do the same thing if paying cash. They wait until the total then slowly begin searching in their purse for change. I have seen them literally take several minutes to count out the money.
I spent many years as a Safeway manager. It wasn't uncommom to have over $1000/wk in bad checks.
A young man was walking through a supermarket to pick up a few things when he noticed an old lady following him around. Thinking nothing of it, he ignored her and continued on. Finally he went to the checkout line, but she got in front of him.
"Pardon me," she said, "Im sorry if my staring at you has made you feel uncomfortable. Its just that you look just like my son, who I havent seen in a long time."
"Thats a shame," replied the young man, "is there anything I can do for you?"
"Yes," she said, "as Im leaving, can you say Good bye, Mother! It would make me feel so much better."
"Sure," answered the young man.
As the old woman was leaving, he called out, "Good-bye, Mother!"
As he stepped up to the checkout counter, he saw that his total was $227.95.
"How can that be?" he asked, "I only purchased a few things!"
"Your mother said that you would pay for her," said the clerk.
Too, TOO funny!!!!!!!!!!!!
I worked as a cashier once. There are a lot of stories, but this one takes the cake:
A lady came through with two suckers. The total was about 30 cents or so. She didn't have the money! So, she said "let me run out to the car!" This took about 10 minutes, and there was a long line of people waiting with carts full of groceries...and since the transaction was open already I could not close it to check them out. She came back in and said she didn't want the suckers anymore and took off...she did not apologize to me or the other customers. I had to then get a manager to void the transaction. That also reduced my rate of scans per minute greatly, so I got a bad rate of productivity on the cashier's report.
If you want on the list, FReepmail me. This IS a high-volume PING list...
Hmm, never tried the beef marinade, I believe I'll be telling my husband the grill master to pick some up. We love the moppin' sauce and use it regularly. :)
The cards are for them to track what quantities and combinations of items customers buy so they can have more attractive promotions and sales. Essentially, they are paying you the sale prices in exchange for tracking your shopping habits.
I'd save all of my receipts for a month from all the grocery stores you buy groceries from. I'd then send a letter to the CEO of Kroger along with the receipts and the evidence you're limited to $300.00 a week. In my letter I'd tell Kroger I choose to no longer do business with a company who limits me.
I write checks in my local grocers because it's easier than using my debit card. Of course it's a small town grocer and they have to leave the register to go to the one machine they have to run it through. When I go to WalMart I still write checks because if I forget to write the details down in my check register I can contact the bank in a few days to find out the details.
These are two different things here -- one is them only allowing $25 a week in cash back; the other is a $300 spending limit per week. The former is very common at groceries now (Pathmark limits it to $20 a week); the latter I've never heard of before.
you need to find out why your bankaccount number is on that slip
What's the big deal? The bank account number is on the check he gives them!
We don't have a Kroger any more. The employees got the bright idea to go out on strike back during the nationwide strike. Kroger closed the store. Hehehehe. Every time I drove past those strikers I'd yell, "The store will close!" I already knew the store was barely hanging on after Wally World Super Store opened down the street. I didn't think it was a bright idea to go on strike.
well, sure the check is supposed to stay with the store... can't the receipt fall into evil hands?
If the store takes proper precautions with the checks - they will also do the same for the receipts if this is a store that must keep a receipt for tracking whatever options they give to their customers. The customers know what the restrictions are and choose to shop there.
I never let them put my receipt from debit or charge cards in the bag. I always take it and put it in my purse.
well, that settles that then
Debit card. 'Nuff said.
One thing I've noticed living here in the Deep South now, is how many people use checks for their everyday purchases, compared to up north. I mean every bank gives you a debit card when you open account, why not use it?
Seems to me that people are "playing the float", meaning that the store is giving you *free credit* for a few days. I've noticed you'll see more checks on fridays etc.
If you're worried about getting cash back, use your debit card. Although it varies, walmart typically gives $60-$100 back. Free ATM!