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Freeper needs advice
03 23 2006 | Cap'n Crunch

Posted on 03/23/2006 4:16:44 PM PST by Cap'n Crunch

You load 16 tons and what do you get? Another day older and deeper in debt. St. Peter don't ya call me 'cause I can't go, I owe my soul to the company store.

Oh! The clotes need washin' and the fire won't start. Kids all cryin' and your breakin' my heart.

Whole darn place is fallin' apart. Maybe things'll get a little better in the mornin' maybe things'll bet a little better

Work your fingers to the bone and whaddy ya get? Boney fingers, boney fingers

They're closin' down the textile mill across the railroad tracks, foreman says these jobs are goin' boys and they ain't comin' back, to your hometown.


TOPICS: Your Opinion/Questions
KEYWORDS: bankruptcychapter7
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To: DoughtyOne

Not a bad idea. The city has brought in Registered Sex Offenders, just released from prison. But, the jail may have beat me to the punch on that one, rumor is they are trying to buy up some Metro Housing and put recently released inmates there, giving them counceling and breaking them into civilian life.

In the words of Napoleon Dynamite: "dang"


41 posted on 03/23/2006 4:42:20 PM PST by Cap'n Crunch
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To: Cap'n Crunch

Bump


42 posted on 03/23/2006 4:42:59 PM PST by Straight8
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To: Cap'n Crunch
I hope this helps.

In the meantime, you can always try selling cigarettes on the side since they'll be illegal soon anyways...just hve your business card say you're a humble baker : )

43 posted on 03/23/2006 4:43:06 PM PST by WestVirginiaRebel (Common sense will do to liberalism what the atomic bomb did to Nagasaki-Rush Limbaugh)
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To: Publius6961

I am located in the People's Republic of Lorain, Ohio. Home of Congressmen Sherrod Brown & Dennis the Menace Kucinich...

Everybody makes fun of Cleveland, Cleveland makes fun of Lorain.

I got ta laugh to keep from cryin'


44 posted on 03/23/2006 4:44:06 PM PST by Cap'n Crunch
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To: Cap'n Crunch

What city are you in? Can you post your menu? (not that has anything to do with anything, but it's dinnertime!)


45 posted on 03/23/2006 4:44:30 PM PST by operation clinton cleanup
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To: elkfersupper; ConservativeLawyer; joanie-f; Travis McGee

Ping for an assist with info if ya have time.....Crunch is one of the good guys ! Steer him right if ya can.....

Stay safe !


46 posted on 03/23/2006 4:44:44 PM PST by Squantos (Be polite. Be professional. But, have a plan to kill everyone you meet. )
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To: Cap'n Crunch

My 16 year ols son is a natural when it comes to music. he can listen to a guitar riff, and in a few minutes play it.

he's a better than average drummer, and intent on forming a band, so I don't rip on him too much.


he also is a whiz on remembering lyrics of any song.


47 posted on 03/23/2006 4:45:20 PM PST by airborne (Satan's greatest trick was convincing people he doesn't exist.)
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To: Cap'n Crunch

Turn it into a check cashing business....I'm serious.


48 posted on 03/23/2006 4:48:11 PM PST by Hildy
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To: ATOMIC_PUNK

Well, I'd have to think of something that would go good here, last night a woman got stabbed, one guy got shot and someone shot up a house with 12 9mm rounds.

I suppose I could open up a 'drop gun' store. Free box of 9mm rounds with every pizza...

This town is not real business friendly either, somehow they think that everyone who owns their own business is Nelson Rockefeller....money just falling out of their pockets. Especially the State and the Schools, they come after you like a pack of wolves.

Things I didn't know when I got started. I have a newfound respect for the small businessman in this country.


49 posted on 03/23/2006 4:48:30 PM PST by Cap'n Crunch
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To: Cap'n Crunch

You could hire all the East-Asian Indians in your town and open up a Dell Computer call center.


50 posted on 03/23/2006 4:48:43 PM PST by ElkGroveDan (California bashers will be called out)
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To: Cap'n Crunch

All I can offer is sympathy and encouragement. I had a business that failed, more from my errors than external circumstances. It didn't kill me, and I built up a new life that is better than what would have been if I'd succeeded.


51 posted on 03/23/2006 4:49:23 PM PST by Tijeras_Slim
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To: pageonetoo; Cap'n Crunch
The people you owe will be happy to bargain for a settlement. You may get a 50% discount on your balance owed, with a full forgiveness of the rest.

Absolutely true.

Everybody wins.

Including the IRS, at your expense. Debt forgiveness outside of the bankruptcy code is taxable as income. But we all know that pageonetoo ADORES the IRS, so it's okay. :-)

Stay away from lawyers. They take a cut, and nobody wins but them!

Stay away from people who tell you not to see a lawyer. See above.

52 posted on 03/23/2006 4:51:16 PM PST by Larry Lucido
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To: billhilly

Ford Motor Company closed it's doors in December. That was a major blow. Marconi is so thin now in this city they may as well be closed, and they were a big employer. A few of our other businesses moved out of town.

There was hope of casinos right down the street but I heard on the radio today that Big Brother Cleveland is trying to keep it all for themselves, shutting us out.

We've got a great lake front, knee deep in Section 8 housing. A real Democrat Utopia...


53 posted on 03/23/2006 4:51:27 PM PST by Cap'n Crunch
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To: Cap'n Crunch

LOL, ND... it almost makes me think most of our political leaders are ND at times. I take it back, he has more on the ball. Sorry about that ND. My mistake.


54 posted on 03/23/2006 4:51:32 PM PST by DoughtyOne (If you don't want to be lumped in with those who commit violence in your name, take steps to end it.)
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To: pageonetoo; Cap'n Crunch

BTW, 40 to 50% debt settlement is usually accepted on aged debts (3 to 4 years old). Fresh debt is usually settled at 70 to 80%. And as I stated before, the ENTIRE forgiven amount is reported on a 1099 as taxable income.


55 posted on 03/23/2006 4:54:00 PM PST by Larry Lucido
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To: Squantos; Cap'n Crunch; sit-rep
Hmmmmmm.....register as a democrat, tell em yer 1/3'd Apache on your daddy's side, 1/4th mixed minority on yer crazy aunts side (the one no one speaks of at reunions) and in touch with your feminin side and can't let go.....

I've tried that with several clients. The judge is starting to get suspicious.

56 posted on 03/23/2006 4:56:05 PM PST by Larry Lucido
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To: Larry Lucido

Thanks. Yes, we're incorporated but if I go under I'm liable for the debt.

I've met with an attorney twice already, he says he can get me in a chapter 7. He's out of town for a few weeks but from what he's telling me I'll either lose my house or have to re-buy it after they take it.

The way this city is I don't want it back, I just want to get on down the road. I'm about 3 to 5 years away from retirement. 3 for the minimum retirement.

Thanks for the insight.


57 posted on 03/23/2006 4:56:34 PM PST by Cap'n Crunch
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To: Finny

For the good captain....

Having had a few burshes with hard times, I concur with FReeper keithtoo. It is sometimes impossible to hold back the change of the tide.

Responding to Finny, I recently had the opportuntiy to wittness the loading of a 40' container of mayonnaise for my client. A young man loading was joshing me about my cushy job and I asked him if he was lamenting like Tennessee Earnie Ford? He looked at me like I was crazy...... he was black and hip, but it was Knoxville, I thought he knew.

I had to explain in detail about loading 16 tons and deeper in debt etc. Until I explained that he had done better, loading 20 tons with his buddy he didn't understand the magnitude of his accomplishment. Two trailer loads was 20 tons apiece handled manually that day.

The wisdom of the song is lost to the current generation.


58 posted on 03/23/2006 4:57:03 PM PST by bert (K.E. N.P. Slay Pinch)
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To: pollyannaish

Amen


59 posted on 03/23/2006 4:57:17 PM PST by Cap'n Crunch
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To: SerpentDove

Nobody does it like B.B. King...


60 posted on 03/23/2006 4:58:33 PM PST by Cap'n Crunch
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