Sometimes delayed action is opportunity lost. There is now pleasure in a delayed college education. It is bad enough the first time around, and the only saving grace is that you are young when you go through it.
Second, what you call "saving" is a fiction in an inflational world where after tax risk free rates of return are below the rate of inflation. Of course one can "invest" but as we are starting to learn, investment is not unrisky, depite 30 years of the illusion that it is so.
Long term investments are your best bet.
Not microwave cooking but crock pot cooking.