Skip to comments.Penalties to rise for shunning insurance
Posted on 01/01/2008 4:04:16 AM PST by tiger-one
Home / Business Penalties to rise for shunning insurance State healthcare levy could exceed $900 Email|Print| Text size + By Jeffrey Krasner Globe Staff / January 1, 2008 Penalties for Massachusetts residents who can afford health insurance but do not purchase it in 2008 could quadruple compared with the maximum penalty in 2007, according to draft regulations released by the Department of Revenue yesterday.
more stories like thisThe maximum penalty for those who flout the law and do not buy health insurance would be $912 a year, compared to $219 in 2007.
The higher penalty is intended to get those who are on the fence to buy health insurance. For those wavering, it could make more sense to pay for insurance than to pay the penalty.
(Excerpt) Read more at boston.com ...
It sounds like leaving Massachusetts could save you at least $912.
"A law" which was never sent to the residents to approve, a screwing by the Romney administration.
At this moment it could, but as RomneyCare progress the price will increase.
This is Socialism.
This is your brain on Socialism.
And he is running as a REPUBLICAN?
John E. McDonough, executive director of Health Care for All, an advocacy group that helped craft the health insurance law, said he was pleased with the proposed penalties. The department "really listened, and we see a lot of our concerns reflected in this schedule," said McDonough. "It's fair, simple, and sensitive to the needs of residents."
At least the $912 a YEAR gets you health insurance. I (me, only) pay well over $1,200 PER MONTH for premium, co-pays and drugs.
If I could convince myself that waking up every morning knowing Ted Kennedy and John Kerry are my senators isn't a bad thing, I'd move to MA. That will never happen though!
Kennedy: "Cut the crap and sign the bill, Mitt! It's almost happy hour!"
“I (me, only) pay well over $1,200 PER MONTH for premium, co-pays and drugs. “
Shhhh! You don't want them raising the "fine" to $1,201 a month!
I’m going to say something contrarian here and probably get flamed, but hey, do we have free speech here, or don’t we?
I’m not defending the bureaucrats who came up with this scheme and I’m not defending Romney, but I can’t help thinking this:
This whole scheme was developed in the context of a society that does not believe hospitals have the right to turn away patients who need care. Although we do not yet have socialized medicine (which I am 100% against) we certainly have MANDATED medicine. Anybody and his brother can show up at a city hospital emergency room, demand treatment and get it.
And this is not true just in Massachusetts, but everywhere in America. And I don’t see that this is going to change. I don’t see anyone saying, “If you can’t pay, stay away.”
So faced with the absolute establishment of the principle of MANDATED HEALTH CARE, what are state and local governments, who are footing the bill for city hospitals, supposed to do?
I don’t know. I don’t have the answer. Massachusetts came up with this MANDATED health insurance plan. Is it a good plan? I don’t like it. I don’t like the MANDATED part at all, though I am thankful that at least they’re sticking with private insurance companies and not taking the whole system over as a state enterprise.
What should they be doing, or what should any state do, faced with the rising costs of MANDATED health care?
I don’t know. I wish I did know.
Again, I’m not defending Massachusetts or Romney. I’m voting for Fred, donating to Fred and campaigning for Fred.
But I just thought that given the political reality, that NOBODY is talking about ending the system of MANDATED health care that we now have in every locality in America, it’s a lot easier to criticize solutions than it is to come up with viable alternatives.
Go ahead. Flame away.
As much as I hate to admit it, only solution is to socialize it. We can't get over 70 million people currently receiving taxpayer paid medicare, medicaid and federal workers health insurance programs to give it up with a promise that private would better.
If socialized medicine is good enough for people aged 65 and over, the handicap, the poor, federal government workers and our military veterans ... it's good enough for ME!
We have a socialized police force, school system, fire department, city/town government, library, water and sewer department, etc, but, somehow, people have a cow when talking about socialized medical services.
We can pick and choose, buffet style, from 37 other industrialized nations which types of health service will suit us the best. The only thing I know for sure is, everyone needs to pay an out-of-pocket deductable ($35.00 for example) and allow those who want to have private care can do so at their own expense.
get rid of the illegal parasites and a great deal of this healthcare problem goes away!!!!
Well if its all that < /s>.
Sarcasm aside, I work in the family business....around 12 employees, it varies, with part time. I carry my own insurance with a high deductible and a HSA. My premium is only $ 83.00 a month and $25.00 for dental.
It's basically major medical with 3 preventative visits a year , and its Blue Cross. So for less than $115.00 a month I'm protected, I don't run to the doctor, I never have, I take care of myself. I like it just the way it is.
You say you agree, and then you say you want socialist medicine. I don’t know who you’re agreeing with, but you’re not agreeing with me.
Private sector is the ONLY way to solve problems with the health care system.
The question is, how to get the private sector more involved and the government less involved.
I don’t have the answers. Maybe mandating the purchase of PRIVATE insurance is part of a grand solution, maybe it isn’t.
As for SOCIALIST medicine, you only have to look at SOCIALIST countries, like Canada and England, to see what a TOTAL MISERABLE FAILURE it is.
You want to end all new drug development? You want to wait 10 years in line for “elective” surgery (with the SOCIALISTS defining “elective”)?
Then vote for SOCIALIST medicine.
All of these are managed at the local level, which I think is what makes these services function fairly well in most localities. Local accountability.
My fear is that socialized medicine in the hands of this monster federal government will be managed as poorly as most of the other functions which the federal government was never intended to manage (e.g. social security, welfare, Medicaid).
The rise of non-governmental organizations is one of the most frightening developments, whether they have “good intentions” or not. News reports almost never quote government agencies these days, it always some “policy group” or “center for the edification of mom, dad, apple pie and chevrolet”. Typically their actions are in direct opposition to their stated name. Americans are being robbed right in front of their eyes, and they don’t have a clue as to how or why.
There, fixed it for you.
Socialized medicine (RomneyCARE1 = HillaryCARE) will drive up costs,
delays, availability, governmental controls and ofuscations,
PC-control of medicine (nurses making all beds face Mecca five times a day in the SICU),
and drive down choice, informed consent and freedom.
Was that not the plan all along (along with Romney's personal need to coverup
all of the hoards of illegal aliens he invited for free health care)?
nurses making all beds face Mecca five times a day in the SICUIs that really true? What is SICU?
availability -> lack of availability
What state are you in?
I can't afford over $1,200 per month. I've been charging insurance premiums to my credit cards. My home is up for sale. I am being treated with radiation twice a day for cancer, so I can't afford to miss a payment.
I hope more and more Americans realize that nothing has robbed them of more FREEDOMS than what our current health care system has done. Maybe when they start to realize that millions of mothers work outside the home, who otherwise wouldn't, only because of a employer paid health care plan she needs for herself, spouse and children. Millions of husbands cannot change jobs because of availability and costs of adequate health care.
"Be all you can be", as long as they offer health care benefits!
I’m in Indiana
moonman.....if you lived in England or Canada....you would have the best Free healthcare in the world.....
of course if you are really ill or have a life threatening disease....you like all of those socialist patrons....Run to the US!!!!!
Years ago, and it still may be in effect, hospitals placed a surcharge of about 30% on the insured patients bill to cover those who were uninsured still provided health care.
“...and our military veterans ... it’s good enough for ME!”
Military veterans opt out as quick as they can...
Concerned about illegal parasites....check this link out and then send a message to your legislators
The problem is simpler. The illegal aliens bring
in the diseases that America previously eradicated,
and use the ERs rather than the normal route.
The problem was that Romney and the present US Congress
continue to invite them all in for a free meal,
free medical care, free, free, free, but it is not free,
after all, is it?
I’m in Michigan and BCBS is very expensive. I have two kids, one in college and I have to pay additional for her now that she’s 19. I can’t get competitive rates with other companies because of a few “pre-exisiting conditions” that my wife has. It will cost me about 700/month for their best HSA. If I was able to go to Fortis or some other carrier, it would be around 400/mo. Besides my house, it’s my biggest expense.
A big part of equation
Find a country that has a system you like.
I've been around a little, now I know a little more about medicine thanks to the Uncle Sam. So may I ask you, "How long do you want to wait for a hip fracture to be fixed?" If your mom is in the ER and fell, how many days or weeks would you let her sit/lay in buck's traction till a doctor was allowed to fix her hip.
How long would you wait for a broken jaw to get "fixed"?
How long would you wait for CT/MRI of the head if you were over 59 and developed soft neuro findings, (slight vision disturbances, headaches, weakness and numbness to face)?
Funny how things change when you or your family is in the ER and wants to be fixed NOW!
My friend, go to England, Germany, Canada, New Zealand, Australia, Indonesia and any other country , guess where the rich go for their cancer.... Mayo, Sloan-Kettering, MD Anderson.... not Cuba, not England, not Canada, not Sweden....where? The USA.
Mandating private insurance is one thing, socializing medicine is another.
The thing I love about the dems mouthing off about socialized medicine is that they'll never give an example of where it's worked anywhere in the world.
In our country the two REAL examples of socialized medicine is the VA and Indian Affairs department for medicine. You want the government to run medicine? Think TSA, Dept. of Education, Post Office, US Customs (border security), and the entire District of Columbia....bwahahahahahaha.
You Have Freep mail
However depending on your age, prior health history and habits (smoking, drinking, drugs.etc) you will be placed on a protocol list in socialized medicine.
Depending on the "stage" of your cancer the cost benefit ratio may allow you "hospice" care. Or you may be offered euthanasia in several countries.
Oh the really neat thing is that currently there are several countries (Netherlands) that are testing a system that allows the doctor to determine when to euthanize a patient without their consent.
That's what the "end point" is. You are a nameless face in a cost benefit ratio that will be mandated by the federal government. Now if little Chelsea needs a nose job or Teddy needs a new liver..... well they're important and by all means will go to the front of the line for their "free" medical care.... and raise our taxes to insure that EVERYBODY is covered.
just some covered better than others.... you see, some animals are "more equal" than others. Where do you think you'll fall.... ? In front of Teddy or behind Chelsea?
Like you I don’t know the answer, but I know it’s not going to benefit me or my doctor.
You are so right. The issue is extremely complicated. That’s the reason I want the most conservative person I can get in the WH. It’s impossible to predict with precision what a good solution to this problem would be, but I know in my heart if it’s going to work, it’s going to have to come from a free-market conservative. Like Fred.
$76 a month isn't going to buy any half-way decent health coverage even for one young person in any area of the country, much less in high-priced MA. My 28 year old self-employed nephew pays over $800 per month for medical insurance for his wife, child, and himself, and that's for a limited coverage policy with a high deductible.
The $912 fine by the state may get you off the hook for not buying insurance, but it can't be an answer to anyone's health insurance needs.
Ron Paul is looking beter all the time.....
It isn't good enough, it's cross subsidized by all the mandated but unpaid for care that hospitals give. It's subsizided by the self-insured and private insurance policies that don't get the same low rates as Medicare. If everybody jumps to Medicare or something similar, we'll bankrupt the big pharma, as they won't be paid enough to keep research going.
By the way, the health care the military and federal workers get isn't socialized. It's part of their pay package, like most of the rest of us.