If you can afford a nice one, by all means. But if you’ve seen (and worked) in some of the places I have, you’d be *glad* to be a “burden” on your children.
I would not be a burden on my children. I was not raised that way. My grandparents picked their nursing homes. My parents have one picked out.
I’ll do the same.
Some are bad, and some are okay. Of course, the good ones are usually more expensive. It just means you have to save more money and be prepared.