[Sequoyah101]

Good question. How sure are you that you will earn 4 to 6% return on your investment? How long will you live?

Give this a go and be discouraged.

http://www.bankrate.com/calculators/retirement/retirement-plan-calculator.aspx

or this one

http://cgi.money.cnn.com/tools/retirementplanner/retirementplanner.jsp

or this one

http://money.msn.com/retirement/retirement-calculator.aspx

Just search for “retirement planner” or calculator.

Many of the online retirement calculators are now just showing the savings rate required to achieve a certain nest egg and you put in the interest rate or rate of return on your investments. They are doing this because they don’t want the liability of somehow indicating that there is any certainty in the retirement assumptions.

The best plan is to work until you die. Good luck.

[kosciusko51]

The best plan is to work until you die.

And enjoy it along the way, instead of waiting for the 'Golden Years'.

[Gen.Blather]

“The best plan is to work until you die.”

I’m working with a contract employee who appears to be in his late 80’s. He had to come out of retirement. He moved from California to Florida for a temporary job. Every step looks painful. I so much do not want to be him, but I’m 58 and every company I’ve worked for has gone belly-up or laid me off before I made the retirment criteria.