Skip to comments.N.J. man jailed after bank teller accidentally gives him an extra $2,700
Posted on 05/18/2012 2:42:38 PM PDT by SMGFan
CINNAMINSON A Burlington County man was put in jail after he didn't return money mistakenly given to him by a teller while cashing a check at a bank, according to a report on PhillyBurbs.com
Felipe S. DePadula, 27, of Riverside is charged with receiving stolen property after a teller at Delanco Federal Savings Bank on Route 130 in Cinnaminson gave him $3,000 when he went to cash a $300 check.
(Excerpt) Read more at nj.com ...
You beat yourself by 1 second!
Typical democRat I’m sure.
So, the teller stole the money? And gave it to Felipe?
If this guy had $3K or more in his account and he did *nothing* to try to deceive the teller I’d find him “not guilty” if he claimed that he thought he had asked for $3K.
In the “No good deed goes unpunished” department, I took my staff out to lunch and stopped to deposit a $1400.00 check. As I drove away I noticed the deposit slip read “$14,000.00.”
I immediately turned around and went inside to straighten it out, then we proceeded to lunch.
After lunch, I paid with the company debit card. Waitress comes back and says it’s declined.
An employee pays for lunch, and I go to the bank and, with controlled rage, inquire. Apparently when I reported the overage, the bank placed a “fraud” hold on my account which could not be lifted for 24 to 48 hours.
It was TCF Bank at 10 Mile and Ryan, in case anyone is interested.
I hope you’ve changed banks and explained to TCF why. They need to hear this stuff.
Changed on the first of the year for accounting purposes. And yes, they know.
I check the receipt before leaving the teller. Of course it probably wouldnt make any difference. Banks suck. They are run by some of the worst and most dishonest people ive ever met.
Individual banks and branches have their own perks and incompetencies. I do not know if this would be TCF policy (or computer policy which is even harder to argue with) in the face of a teller error, or if it was just that stupid teller. TCF overlooked a small negative balance in my account for one weekend and didn’t ding me a fee for it as the legal agreement says they can — and another time they credited $600 worth of personal checks from others immediately. They’re not all bad, and as for competence the branch I went to is at least middling. One Citibank office I used to go to seemed to be staffed by clowns.
I once cashed a check for $8100 that I had received for college tuition. The bank deposited $81,000 in my account. I didn’t check my account for over 30 days and when I did I saw the obvious error. I went in the bank to alert them of the mistake and I thought they were going to put me under citizen’s arrest. The took the money out but I did get a month’s worth of interest on the money.
Can’t the Bank via the Fed just replace the money by creating new funds out of thin air with just a few keystrokes ?
Oh wait, he’s not part of the banking elite who receive bailouts and free money.
Throw the book at him.
How that’s even possible is a mind boggler! I’d think that to every check they get in deposit, they’d have a link between its clearing process and the account that it was deposited to. What bank?
TCF wasn’t all bad. I was with them 10 years. But for having “Totally Free Checking” they sure were fee happy. Often had these “uncollected funds, check paid” fees. I practically had to sit on deposits for a week before paying bills.
Been with PNC since Jan 1 and this hasn’t been a problem. And no $14,000.00 credits yet. :-)
Changing banks costs a LOT of money. New checks, and charges by payroll services and charge card companies to change over to the new account.
My brother just went through something like this,
the teller would not believe she had over paid him
by $20, my brother insisted, she didn’t want to
count the drawer. Finally she did and it was
$20 short. Proud of my Bro, and he needed money
at the time too.
Sounds like a good man.
You’re talking about a normal consumer bank account, or a business one?
I have a consumer account. Oh and another thing they gifted me $150 during the first few weeks — it was a bona fide promotion (two of them really), not anybody’s mistake. All they want to guarantee no monthly fee is for you to keep your debit card busy, fifteen or more debit/credit transactions per month, and they can be little bitty transactions for all they care. They get their baksheesh through merchant fees. This is like falling off a log with normal shopping and gas.
I once had to cash a check in downtown Newark,NJ once.....
It was for $1700...as I gave the check to the teller (I’ll call her Koko), I’m just looking around taking notice of who is around, and my teller yells out in the middle of the bank...”anyone got hundreds”....(you know that cold feeling that comes over you when you know your a pigeon?)....after the envelop was given to me, I walked over to where the bank VP was sitting and asked him to escort me to my car...he asked why? I told him I didn’t want to die alone and explained...
My older brother had a policy, never trust an ATM further than it can be thrown. I never had an ATM cheat me, ever. Decades ago one of them gave me, IIRC, $10 too much, more than it had deducted from my account. I took that physical $10 bill back to that bank and they said thank you and that was the end of it.
Had both but I closed the personal account when they started charging $10.00 for the privilege.
But I did get about $2000 worth of free airline tickets and gift cards from the business account Rewards program. That stopped last year, too, and I had to cash in the remaining points.
Younger brother turned out ok.
Struggleing to raise a son, wife committed suicide
after court denied her custody. (She was wacked,
thought her mother in law was casting spells on
her over the telephone...)
One time she showed up on my mom’s porch down in
Florida saying god had told her that mom was going
to die and leave the house to her, and she had come
down to wait.
He’s raised a great son too.
I noticed that a teller credited my account with more money than I gave her, so called her as soon as I got home. The thanked me, and told me I saved her one big headache, since all transactions have to be accounted for before they leave their shifts.
That would come under some suspicion. You don’t normally just lose a withdrawal you made at your bank, still in the envelope. You normally take it out and count it and put it in your wallet. Maybe in a fluke he did lose it, but it sounds like this will go to court.
Also that would be a darn plump envelope for a supposed $300 withdrawal.
A few weeks later on payday he forgot his deposit slips on the counter and everyone who came in used them depositing their paychecks into his account.
Much confusion ensued, about $50,000 worth!
They eventually straightened it out.
She said they were in that building so I asked her to return it to them. I declined to provide my name as it didn't matter as long as they got the check back.
One of the techs I worked with said he knew "somebody in Fort Worth" that would have cashed the check for half of the money and pretty much called me a dumba** for turning it in. I told him I'd rather have a dead man in my car than that damn check.
Unfortunately, part of the definition of theft is defined as keeping something of value that you know to not be yours. He knew the teller gave him too much and tried to keep it.
I can’t tell you how difficult a couple of big banks make my life when I report errors in my favor to them as part of my job. They act as though you’re asking for money, while you are telling them that they counted a check in your deposit twice and should remove one of the duplicated credits.
In the last ten years I think everyone with an IQ over 100 that worked for a bank was laid off and replaced by people with IQs less than 80. The branch staff all seem young & clueless, and the experienced workers are probably collecting unemployment.
“A few weeks later on payday he forgot his deposit slips on the counter and everyone who came in used them depositing their paychecks into his account.”
That’s hysterical (and a great idea...)
“I check the receipt before leaving the teller.”
It certainly does matter when it comes to cash; the teller indicates that it has been counted and it reflects on your copy of the deposit ticket. We always had our local bank telling us cash was missing from deposits (in little amounts), and we had to eat it because we used a night depository and couldn’t challenge it. One day they called and said a few hundred dollars were missing; when they gave me the amount of the total deposit I realized one of our other locations had made the deposit. I called them, and they said the employee that made the deposit had waited at the counter while they counted the cash (and the teller had indicated this was done on their copy of the deposit ticket). I forwarded it to our bank rep, and within a week all of the tellers were changed at our branch.
If that deposit was made at our night drop we would have had to eat it, and I threw this in our rep’s face. The assumption of error on our part was unfounded, while the proof of theft on their part was rock-solid.
“as I gave the check to the teller (Ill call her Koko), Im just looking around taking notice of who is around, and my teller yells out in the middle of the bank...anyone got hundreds
Peeing my pants...
Back in the ‘60s in New Jersey, the bank made a mistake and deposited $20,000 in a struggling businessman’s account. He cleaned it out and disappeared.
A month or so later they found him in Las Vegas via the license number on the car he traded in for a Cadillac. They got everything back but $500. The police asked him why he did it and he said that when a man has been eating hamburger all his life and suddenly he’s served steak, he’s gonna go for it.
The auditors found that he blew the $500 on a hooker. “Best damn night of my life.” he told ‘em.
A large local bank here deposited a national insurance company parking account with millions in my personal account which while healthy was about 2% of that account
it took them two weeks to clear it
Should his charge be theft only? Why if a bank make a mistake in your favor is it theft but if it is a mistake in the banks favor it is just business?
Of course that's been tried before, too!
read the whole article
valid charge...dummy brought this on himself
How do they prove it.
But one would think it could be difficult to prove that he *knew* that it wasn't his...short of a confession or some sort of unmistakable acknowledgment.
A teller gave me $1000 too much a few months ago. I called it to her attention and she kept insisting it was correct. Uh, no, so I put it in a separate envelope. She later called in tears asking for it back because her draw hadn’t balanced. Of course, I immediately jumped in the car and returned it. That was about the only time my good deed ever went unpunished.
Hate banks - have belonged to a credit union for over 20 years.
The bank was Georgia Federal which I believe was absorbed by Nations Bank and is now Bank of America.
Unless you have rock solid proof of the theft by the bank, the assumption of error, regardless of how unfounded it is,and the financial obligation, will be on you (me, us....you know, the little folk.).
Just my experience.
Let’s see, people just picked these puppies up, didn’t notice or care that there was no place on them to write their own checking account numbers, and went ahead and deposited anyhow, and nobody pointed out the slips to the bank?
Call me mongo skeptical.
The nicest most personal bank branch I knew... was also the one where most of them were clowns. I got especially annoyed when they credited somebody else’s deposit of loose change to me when I brought in loose change. I’ve never had a screwup with any other bank’s change-counting procedure.