I, for one, do know how they "work", and I don't care. I dumped money down the government toilet my whole working life and now what matters is that you youngsters keep working overtime and paying your taxes so old Lancey can keep getting those SS checks to help with his boat payments and greens fees.
Stir the pot Lancey, stir the pot..... I enjoy it immensely.
What happens when there are more of you than us?
What then, Lancey?