I agree, my charitable giving is confined to people I know who have fallen on tough times and to the Wounded Warrior project. I think things will go back to people getting their own healthcare by paying doctors directly and just not having insurance.
Wounded Warrior project?
Excellent cause but overhead eats most of your donations. May I suggest ‘Fisher House’ instead. Same kind of deal but your donations go a lot further to help the cause.
Charity Navigator is a great source to do your homework.