Skip to comments.Will Companies Stop Offering Health Insurance Because of the Affordable Care Act?
Posted on 06/16/2013 8:17:47 PM PDT by grundle
Analysts say they expect some employers to stop offering insurance, because the penalties will be less expensive. Other employers already are moving to reduce the law's impact by limiting hiring or reducing some workers' hours.
The law is structured in a way that may make it advantageous for certain employers to drop coverage, and advantageous for certain employees to have their coverage dropped. We hear from NFIB members just above the 50-employee threshold that they do plan to discontinue health-insurance coverage or make other personnel decisions to avoid the employer mandate.
If the law is unable to contain health-insurance costs, or worse, increases health-insurance costs significantly, we believe it will lead many employers to stop offering health insurance.
(Excerpt) Read more at online.wsj.com ...
And that's how Single Payer becomes the next "good idea".
Polar bears generally crap on the ice. Haven’t you seen them going to sea on a small iceberg? LOL
as far as single payer being the next good idea........
Maybe I’m out of it as far as the liberals and low information voters and how they look at things. My thoughts are that it’s the liberals and the Democrats who gave us Obamacare in the first place. As we see the wreckage of Obamacare in the years ahead, are the voters really going to listen to the liberals plans to “fix” the mess they created, by then proposing single payer socialized medicine? Would the voters reward the party which will have totally destroyed our existing healthcare system?
How much confidence will people have in the party which brought us Obamacare, to give us the plan which will really work this time???
Ursus Ursus or Ursus Horriblous are generally the ones taking a dump in the woods.
And at that point, either the GOP or the Democrats will say, "Canada has Single Payer ... and everyone thinks it's swell."
I think it will be a slam dunk. Unfortunately.
The reason employers offer health insurance is to make their compensation package more attractive to quality employees. Dropping insurance will just send workers running to other companies that offer it.
OR... Your competitor drops it, so you do as well.
It’s like airlines and rate increases. Once one does it, the rest follow suit. Many just don’t want to be first.
I read an article here, not sure if it is true, that said that companies can offer insurance that meets the mandates without actually covering treatment for illnesses.
It just covers tests and stuff.
And if a companies changes insurers or policies what good is the pre-existing conditions mandates?
My neighbor’s son was recently told by his supervisor that their company may drop insurance coverage and just increase the employee’s salary by a substantial amount in January 2014. Since he’s single, in his late 20’s and very healthy he certainly doesn’t mind having the extra money. Not sure people with families that work there think about this option.
That was sort of the long range intent. Drive private insurance companies out of business; thus, making the only insurance available is that through the Obamacare state exchanges. And since insurance is mandatory under Obamacare, people have to buy it — from private companies or the exchanges.
That’s what I said from the beginning. I expect my corp to be first in line. (and while I dread it, I will enjoy watching all libtards whine and bitch about the evil company)
The sense I get is that it’ll be an evolutionary change. From the California set-up anyway, the exchanges in some counties only have three or four choices, and some of those are just medical groups that currently contract with MediCal. The combination of the coverage mandates and the payout requirements will make the business unprofitable for some of them, and they’ll drop out. Kaiser is a big player in the California system and is one of the listed options in areas where they have no facility and will have to contract for care, presumably by physicians who also contract with the other companies in their district. I think the combination of those factors will result in defacto single payer in some counties, and it’ll just continue evolving that way.
Everything Obama touches turns to crap.
And he believes it's loaves for the masses.
The exchanges are a collection of private companies.
The most transparent thing Obozo’s mob have done. Lure them into dropping company-provided insurance, first move people to the exchanges, then move them all to Single Payer. And as for “It’s OK because you like Medicaid” - that offering is getting worse by the day, very much more expensive every year, and scarcer all the time. I call “BS.”
I don’t understand what you’re saying about Medicaid. It has no premiums. Do agree about pretty much everything getting worse by the day.
Ursus arctos? I thought it was called Ursus maritimus’’, the swimming bear?
Voters have been enabling “fixes” ever since the Social Security scam came out.
That’s kinda like asking if the Pope shits in a pay toilet...
It is designed to kill the present healthcare system. Those who fall off are scooped up by the criminal one.
The cost of benefits is baked into my total comp. I’d prefer the $ and let me manage it.
As we see the wreckage of Obamacare in the years ahead, are the voters really going to listen to the liberals plans to fix the mess they created, by then proposing single payer socialized medicine? Would the voters reward the party which will have totally destroyed our existing healthcare system?
Only when people start to personally feel pain due to these policies will they rethink it. Unchecked deficit spending combined with low interest rates pushes that pain to the future. In short, the Libs will forstall the inevitable fiscal collapse until they will have an unbeatable demographic advantage. It will be a de-facto one party state just like the Soviet Union.
You have no choice, the IRS will gather the fines.
I have no problem paying cash when I can. The issue is I refilled some meds for my daughter yesterday she needs as a result from a brain injury and without insurance it would have been $457 for a 30 day supply. Bring the costs down and it will work. Cost of research and dev be damned, the cost is high to pad revenue so they can offer price adjusted assistance to the low income to look good and run viagra commercials non-stop on network tv.
Watched a program on one of the alphabet channels last night. Five different ads from law firms asking people to contact them to join in a class action suit if they “think” they may have suffered damages due to taking prescription meds. Covered five different medications.
People need to realize that the only ones who make money on these are the attorneys. Certainly Congress could address the issue of tort reform but not a chance of that - too many of them are attorneys and don’t want to kill the goose that lays their golden eggs.
Doctors are generally woefully ignorant about the meds they are prescribing for their patients and only know what the snake oil salesmen drug reps tell them.
The whole system is just totally busted - top to bottom.
The fine comes out of the tax refund, if any.
Medicare Advantage - was $0 premium but is now $70 month, same insurer, to get the same service (PPO), although there is a $0 HMO option.
I am not really up to date on my latin names for animals but why would a polar bear have a Maritimus name? Honestly I was really just trying to show my knowledge of useless info. :) So who is Ursus Articus? I could google it but I am just extending a conversation. :P
Couple of rum and cokes into the night now. LOL
More specifically, the Arctic was named after the Bear Constellations
in the northern sky.
I haven’t talked to a drug rep in years. I absolutely know what I am prescribing for my patients. I did learn something in school and 27 years of practice and continuing education. But thanks for playing.
I absolutely know what I am prescribing for my patients.”
Good for you. My previous orthopod was forever unavailable as he was either having lunch with or in a meeting with a drug rep. Every psychiatrist I have ever had as a client - and there have been a lot over the years - not only received free samples, gifts, trips, honorariums and weekly lunch for their office staff, but seemed to not really have a lot of information about the various psychotropic meds they prescribed, particularly to their adolescent patients.
Most of the psychologists I work with know more about the meds their patients are taking than the psychiatrist that refer the patients to them for psychotherapy.
I rarely take meds but personally have not ever had any prescription filled until I reviewed all the articles on the internet re that med and also talked to my pharmacist, who is a good personal friend, neighbor and someone I trust.