I will be looking into it to see if it offers me a cheaper rate and better coverage. If it does, I will take it. Politics aside, the health and welfare of my family come first.
I have a feeling it will turn out to be worthless but to not investigate it, considering my current costs and coverage through work, would be imbecilic.
I suspect a lot of people will do what you are considering...it is called competition. Unfortunately, the playing field may not be equal.
One problem with opting for the good deal now is that down the road it may turn out to be not so good, and the result could be that by the time you (and others) find that out, healthcare as we once knew it could be greatly diminished in quality and affordability. For example, with Medicare the “good deal” included dental care if you could find somebody near you who was willing to be a provider— now it doesn’t. Either the system will fail because there’s not enough money to cover the costs, or it will begin to cut back on coverage and increase copays and deductibles. Either way, it won’t be the good deal you expect for very long. If you like what you’ve got now, stick with it. Because if it goes under because of lowered participation it won’t be there when you try to get it back.