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Insurance premium increases shock Charlotte consumers
The Charlotte Observer ^ | 10-6-13 | Karen Garloch

Posted on 10/06/2013 11:12:29 AM PDT by sheikdetailfeather

Across North Carolina, thousands of people have been shocked in recent weeks to find out their health insurance plans will be canceled at the end of the year – and premiums for comparable coverage could increase sharply.

One of them is George Schwab of Charlotte, who pays $228 a month for his family’s $10,000 deductible plan from Blue Cross and Blue Shield of North Carolina.

In a Sept. 23 letter, Blue Cross notified him that his current plan doesn’t meet benefit requirements outlined in the Affordable Care Act and suggested a comparable plan for $1,208 a month – $980 more than he now pays.

“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.

“The President told the American people numerous times that… ‘If you like your coverage, you can keep it,’” Schwab said. “How can we keep it if it has been eliminated? How can we keep it if the premium has been increased 430 percent in one year?”

Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.

The new law, which rolled out to consumers this week with the opening of the online insurance marketplace, requires most Americans to buy insurance or pay a fine. It also sets minimum standards for health benefits and prohibits insurers from excluding or charging higher premiums for people who have pre-existing medical conditions.

“There’s good and bad in the law,” said Chris Blount, a Blue Cross agent wth Piedmont Benefits Group in Charlotte. “I think it’s bad that we can’t have as many choices as we’ve had before. But it’s not like you’re having to pay more and getting less. You’re having to pay more, and you’re getting more.”

(Excerpt) Read more at charlotteobserver.com ...


TOPICS: Crime/Corruption; News/Current Events; Politics/Elections; US: North Carolina
KEYWORDS: 0carenightmare; increases; insurance; nc; northcarolina; obamacare; obamacarepremiums; obamascare; premium
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More shock every day.
1 posted on 10/06/2013 11:12:29 AM PDT by sheikdetailfeather
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To: sheikdetailfeather

Elections have consequences. Blame those repubs that stayed home cause Romney wasn’t conservative enough.


2 posted on 10/06/2013 11:15:36 AM PDT by duckman (I'm part of the group pulling the wagon!)
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To: sheikdetailfeather
You’re having to pay more, and you’re getting more.

Free condoms?

3 posted on 10/06/2013 11:15:55 AM PDT by RightGeek (FUBO and the donkey you rode in on)
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To: sheikdetailfeather
"You’re having to pay more, and you’re getting more.”

Liar.

4 posted on 10/06/2013 11:16:06 AM PDT by BlessedBeGod (Democrats are Cruz'n for a Bruisin' in 2016.)
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To: duckman

I’m not one of those Republicans that stayed home but I wish I had been. It is our history of electing RINO’s that is to blame. Never again for me. You can blame me next time.


5 posted on 10/06/2013 11:18:32 AM PDT by gorush (History repeats itself because human nature is static)
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To: sheikdetailfeather

Well, no Chris: You’re paying more and somebody else is getting more.


6 posted on 10/06/2013 11:20:06 AM PDT by ArmstedFragg (hoaxy dopey changey)
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To: sheikdetailfeather
“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.

This man is a racist. He just doesn't want to see a black president have a legacy.

7 posted on 10/06/2013 11:20:28 AM PDT by Vince Ferrer
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To: sheikdetailfeather
You’re having to pay more, and you’re getting more.

Like maternity sir. You wouldn't want not to have maternity would you sir?

I mean, you are a guy and probably your wife is about your age but you get maternity!

8 posted on 10/06/2013 11:22:51 AM PDT by Harmless Teddy Bear (Proud Infidel, Gun Nut, Religious Fanatic and Freedom Fiend)
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To: gorush
It is our history of electing RINO’s that is to blame

If Romney had gotten elected we'd have these current problems?

I don't think so.

9 posted on 10/06/2013 11:24:20 AM PDT by what's up
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To: ArmstedFragg
Well, no Chris: You’re paying more and somebody else is getting more.

Exactly...

10 posted on 10/06/2013 11:24:28 AM PDT by Popman (Liberal wars are about killing people for humanitarian reasons...)
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To: sheikdetailfeather
Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.

Usually, whenever the government calls a law a name, such as the "Affordable care act," it is exactly the opposite of its name.

11 posted on 10/06/2013 11:24:38 AM PDT by Mark17 (Chicago Blackhawks: Stanley Cup champions 2010, 2013. Vietnam Veteran, 70-71)
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To: sheikdetailfeather
This really is a rude awakening for many of the low-information voters. For many of them, Obama is being revealed for the liar he is. And when they look at the news (if they look at the news), they see Republicans shutting down the government in an effort to stop Obamacare.

Pretty smart, Senator Cruz.
12 posted on 10/06/2013 11:27:37 AM PDT by LostInBayport (When there are more people riding in the cart than there are pulling it, the cart stops moving...)
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To: sheikdetailfeather

“Now maternity is loaded into everybody’s plan,” Blount said.

That means men will generally be paying more than they did before. But women, who can no longer be charged more just for being female, will probably pay less.

Using Blue Cross rates, Blount calculated two examples: The premium for a “middle of the road” plan for a 25-year-old healthy male will increase from $124 per month to $240. But the premium for a 25-year-old female will drop from $378 to $240 per month.

Yet somehow women and children will be hurt most. /s


13 posted on 10/06/2013 11:27:49 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: sheikdetailfeather

Chris Blount > Shyster Salesman knowing he needs to get his before the only thing available in his Field will be being a dirtbag Navigator.


14 posted on 10/06/2013 11:28:11 AM PDT by DAC21
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To: RightGeek

Yes, for just $1000 more per month, this 62 year-old retired man can now enjoy the benefits of maternity coverage.


15 posted on 10/06/2013 11:28:32 AM PDT by Arthurio
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To: what's up

It might have put them off a couple of years is all. The Clowerd/Priven strategy is our only hope as well. That which rises from the ashes is a conservatives only hope. I want the fight to happen soon so I can be a part of it.


16 posted on 10/06/2013 11:29:23 AM PDT by gorush (History repeats itself because human nature is static)
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For the record, women use more services.


17 posted on 10/06/2013 11:30:42 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: duckman

Like Romney was going to end Obamacare? He INVENTED it, for heaven’s sake. If the globalist-corporate RINOs manage again to nominate one of their own, they’ll lose again.


18 posted on 10/06/2013 11:31:30 AM PDT by grania
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To: Arthurio

Praise Obama!


19 posted on 10/06/2013 11:31:31 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: gorush
The Clowerd/Priven strategy is our only hope as well

I'm sure a lot of Russians believed that as well.

But when they're system crashed it didn't convince the country; they were stuck for decades.

No THANKS.

20 posted on 10/06/2013 11:33:22 AM PDT by what's up
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To: grania
He INVENTED it, for heaven’s sake.

Romney did not invent Federalized health care.

He signed a state bill that MA voters wanted.

21 posted on 10/06/2013 11:34:34 AM PDT by what's up
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To: what's up

Whether you want it to happen or not won’t change a thing.


22 posted on 10/06/2013 11:34:45 AM PDT by gorush (History repeats itself because human nature is static)
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To: RightGeek
You’re having to pay more, and you’re getting more.

I won't have to pay more. Obama promised *me* that I'd save $2500/year! I'm still trying to figure out where all I'm going to be spending all my new "Obama money"!!! :) </sarcasm>

23 posted on 10/06/2013 11:35:50 AM PDT by The Duke
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To: sheikdetailfeather

“We have to pass the law so we can see what’s in it...” - Nancy “Scarecrow” Pelosi

Guess the peasants are finding out now, huh Nancy?

Silly little Proles.


24 posted on 10/06/2013 11:41:34 AM PDT by Regulator
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To: sheikdetailfeather

Obamacare is needed because people with pre-existing conditions cannot get insurance and desperately ill insured citizens are subject to lifetime caps on what their policies will pay. These people end up filing bankruptcy because they cannot pay their medical bills. The ONLY fair solution is for every other hard working family out there to have to file bankruptcy too.


25 posted on 10/06/2013 11:42:19 AM PDT by informavoracious (We're being "punished" with Stanley Ann's baby. Obamacare: shovel-ready healthcare.)
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To: what's up
I believe that MA voters wanted a voluntary solution for people who couldn't get health insurance. Romney did the ol' bait-and-switch two step.

Which is how Obama campaigned, saying his plan would be voluntary. It just does demonstrate how alike Obama and Romney are in their views and attitude.

Isn't a corporate raider the elite's rendition of street thug?

26 posted on 10/06/2013 11:42:46 AM PDT by grania
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To: what's up
He signed a state bill that MA voters wanted

He should have explained to them why it was a bad idea and refused to sign it.

That's referred to as Leadership.

27 posted on 10/06/2013 11:42:46 AM PDT by Regulator
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To: sheikdetailfeather
When you take a thousand dollars from each family
times 100 million families, you have removed 300 billion dollars of
discretionary spending from the economy.

The economy will collapse.

Obamacare is economic suicide.


28 posted on 10/06/2013 11:46:04 AM PDT by Uri’el-2012 (Psalm 119:174 I long for Your salvation, YHvH, Your teaching is my delight.)
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To: sheikdetailfeather
He needs to move down to Georgia with Butchy Douchedick.

He got it figgerd out.

29 posted on 10/06/2013 11:55:31 AM PDT by onona (The Earth is the insane asylum for the universe (yup, I belong))
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To: grania
I believe that MA voters wanted a voluntary solution for people who couldn't get health insurance

You really think that people in MA did NOT want socialized medicine? You think they wanted voluntary? It's one of the most leftist places...of course they were clamoring for a state mandated solution.

30 posted on 10/06/2013 12:04:16 PM PDT by what's up
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To: Regulator
He should have explained to them why it was a bad idea and refused to sign it. That's referred to as Leadership.

I guess that means that Obama is justified in his dictatorial actions.

Leader decides what's best...voters be damned.

31 posted on 10/06/2013 12:06:35 PM PDT by what's up
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To: duckman
That dog won't hunt anymore. I won't vote for a liberal (R). Period.

/johnny

32 posted on 10/06/2013 12:06:41 PM PDT by JRandomFreeper (Gone Galt)
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To: JRandomFreeper
That dog won't hunt anymore. I won't vote for a liberal (R). Period.

And yet, instead of looking themselves in the mirror and finally admitting that fielding lousy, crappy RINO candidates, election after election after election, is a guaranteed loser proposition, they continue to blame conservatives for their losses. Crazy, ain't it?

33 posted on 10/06/2013 12:17:13 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: COBOL2Java
Lots of GOP-E cheerleaders here on FR, unfortunately. They can call me whatever they like, but I'm not going to vote for the GOP liberal of the day.

I never understood how abusing your base won you votes...

/johnny

34 posted on 10/06/2013 12:20:32 PM PDT by JRandomFreeper (Gone Galt)
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To: BlessedBeGod

I call it bait and switch. I noticed blue cross went nutso on their increases and rotten benefits. I think I will change to aetne. Better coverage.


35 posted on 10/06/2013 12:21:07 PM PDT by lilypad
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To: The Duke

Ya know these first premiums are going to come due around the end of December, merry Christmas to all.


36 posted on 10/06/2013 12:22:56 PM PDT by lilypad
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To: Arthurio

Are you having to cover pediatric dental and vision too? All the policies I have looked at has that plus contraceptive coverage. Does it cover my thyroid medicine...nah, that’s part of my 6250 deductible.


37 posted on 10/06/2013 12:25:47 PM PDT by lilypad
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To: what's up
MA,,,,one of the most leftist places

In the cities, sure. But rural and a lot of suburban MA, not so much. The people pride themselves on Town Hall meetings to decide local issues, when the tornados hit last year towns had plans to take care of themselves, and there's a very strong feeling for property rights. The concept of individual freedom and opportunity, though being extinguished, is part of that Yankee tradition.

MA is more complex than just being loony liberal.

38 posted on 10/06/2013 12:49:16 PM PDT by grania
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To: Arthurio

>>Yes, for just $1000 more per month, this 62 year-old retired man can now enjoy the benefits of maternity coverage.<<

No, for just $1000 more per month, this 62 year-old retired man is paying for some parasite who has never held a job in her life, can now enjoy the benefits of maternity coverage.


39 posted on 10/06/2013 12:52:26 PM PDT by B4Ranch (AGENDA: Grinding America Down ----- <<http://vimeo.com/63749370)
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To: sheikdetailfeather

Barry, Harry and Nancy said we were all going to “love” ObamaCare and it was going to be “really popular”. I knew all along they were lying. That’s what they do.


40 posted on 10/06/2013 12:59:03 PM PDT by FlingWingFlyer (The DemocRAT Pahtay! Spending our grandchildren's future, today!)
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To: grania
MA is more complex than just being loony liberal

As are all the liberal states.

However, the fact is that the majority of the votes go progressive time and time again...you cannot hide the fact that they are leftist states in general.

And MA in general WANTED socialized medicine.

41 posted on 10/06/2013 1:00:19 PM PDT by what's up
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To: sheikdetailfeather

The first clue is he said “the president” instead of “Obama”. This tells me he’s still in love with the won.

And isn’t it strange that the media is just now reporting on the people who got bad news letters in September.


42 posted on 10/06/2013 1:24:23 PM PDT by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
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To: duckman
Blame those repubs that stayed home cause Romney wasn’t conservative enough.

That's the equivalent of blaming the victim of a mugging. Blame the GOP-E for their self-serving primary structure that gives us RINOs cycle after cycle.

43 posted on 10/06/2013 1:28:04 PM PDT by savedbygrace (But God!)
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To: All

Premiums will be double for smokers. WOW! We all better sell our stock in KOOL Cigarettes.


44 posted on 10/06/2013 1:29:41 PM PDT by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
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To: sheikdetailfeather

A friend of mine told me that her insurance premiums will triple in price come January 2014 and that her coverage will be worse.


45 posted on 10/06/2013 1:33:11 PM PDT by jsanders2001
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To: mylife

Sandy Fluke-Puke certainly does; she’s singlehandedly keeping the birth control pill industry afloat. She eats ‘em by the handful, like M&Ms. LOL.


46 posted on 10/06/2013 1:34:36 PM PDT by carriage_hill (Peace is that brief glorious moment in history, when everybody stands around reloading.)
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To: sheikdetailfeather

Hold fast House Republicans. Word is getting out.


If anyone thinks that Obama is some kind of strategic mastermind, consider the fact that Obama chose the Obamacare rollout to fight the defunding battle.


47 posted on 10/06/2013 1:39:00 PM PDT by St_Thomas_Aquinas ( Isaiah 22:22, Matthew 16:19, Revelation 3:7)
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To: UriĀ’el-2012

> When you take a thousand dollars from each family
times 100 million families, you have removed 300 billion dollars of
discretionary spending from the economy.
The economy will collapse.

Obamacare is economic suicide.

0bie didn’t think this through did her? Or did he?
The man is either as inept as they come, tremendously evil, or all of the above and its intentional to collapse our economy or hostile takeover or put us ino a position where the government will come to our rescue and provde a trojan horse tat will give them complete control of the citizenry.


48 posted on 10/06/2013 1:41:54 PM PDT by jsanders2001
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To: what's up

Romney sucked and its great that he finally is put out to pasture

The only thing that would be worse than the situation we are in would be seeing that liar and con man in the WH fine tuning the ACA.


49 posted on 10/06/2013 1:41:58 PM PDT by Rome2000 (THE WASHINGTONIANS AND UNIVERSAL SUFFRAGE ARE THE ENEMY -ROTATE THE CAPITAL AMONGST THE STATES)
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To: jsanders2001

In the News/Activism forum, on a thread titled Insurance premium increases shock Charlotte consumers, jsanders2001 wrote:
> When you take a thousand dollars from each family
times 100 million families, you have removed 300 billion dollars of
discretionary spending from the economy.
The economy will collapse.

Obamacare is economic suicide.

0bie didn’t think this through did her? Or did he?
The man is either as inept as they come, tremendously evil, or all of the above and its intentional to collapse our economy for a hostile takeover or put us ino a position where the government will come to our rescue and provde a trojan horse answer thtat will give them complete control of the citizenry.


50 posted on 10/06/2013 1:43:45 PM PDT by jsanders2001
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