I think seat belts are a wise choice, particularly for the reason you state. I have no chance of recovering control of a vehicle that is rolling over on top of me.
I did not like being forced by law to wear them. I don't like the idea that a motorcycle cop could pull me over in a big one ton dually truck and write me a ticket for not being "strapped in".
God Bless and FRegards
I am more libertarian than I used to be, but I am a Christian libertarian. That means, I don’t bow down to Caesar but I also don’t go out of my way to spite Caesar either. I need all my spiritual capital to rebuke Caesar’s more egregious embraces of Satan. I have more credibility about, say, Obamacare if I am not sweating the seat belt laws (even if, were I the king, I’d abolish them).