Can someone point me to a law or Federal reg *requiring* health plans to cover Viagra or anything similar? I don’t believe they exist, therefore, it’s at the option of the people who pay for the plan and the people who administer the plan ... IOW, it’s what’s technically called, “freedom”.
Exactly. Buying health insurance should have options just like anything else you buy. If you think you want/need something you pay extra for it, if you know you don't need it then you don't get it.