Posted on 01/30/2016 10:24:06 PM PST by jennychase
HUBBARD, Iowa — Senator Ted Cruz is often asked about doing away with President Obama’s health care law. He is rarely pressed by voters on what will replace it.
(Excerpt) Read more at nytimes.com ...
Maybe Cruz’s answer should be “It will be fabulous. I will end Obamacare and I promise you the change will be tremendous! You will love it! Trust me, it will be a huuuuuge improvement and everyone will be happy.
How about if the brother had pitched in to help buy insurance for him ? What if the brother had been able to take a tax deduction for doing so? What if the doctors and health care facilities would have been able to take a tax deduction for the time and services that were not compensated?
With a free market system, the insurance companies can refuse to issue a policy to anyone they decide they might lose money on. There would be no insurance for anyone to contribute to or take a deduction for.
What if the doctors and health care facilities would have been able to take a tax deduction for the time and services that were not compensated?
Since they're taxed on net income, that already happens, whenever they have uncompensated costs.
Second, we need to get back to basics and understand that insurance is for things that are unlikely but potentially catastrophic. You buy fire insurance not because you expect to burn down your house, but because you know that if that were to happen it would represent a catastrophic loss that you couldn't afford. Similarly, true health insurance is to cover major expenses that you hope you never have to incur. Scoped that way, annual premiums would similarly be dramatically lower and affordable by all.
Likewise, the government involves itself into college loans and voila the price of college goes up and the student debt balloons.
I am sensing a common theme to government involvement.
“Why don’t we just realize that our healthcare system is what it is, it isn’t going to change, and anything government does is just going to make it worse? “
Meaning leaving obmamacare in place exactly like it is now with no changes at all until the entire health system collapses? Seriously? Not even the Democrats are advocating that.
No, I mean repeal Obamacare and do nothing in place of it. Anything the government could do will either accomplish nothing or make it worse.
About half the states in the country already have enacted tort reform capping the payouts for malpractice suits. In most cases this has resulted in a reduction in malpractice insurance rates but I'm not aware of any study showing that it also reduced healthcare insurance premiums.
Give everyone the Senate healthcare that Ted and the other 99 cronies in the Senate get. It’s easy to spend the taxpayers money for yourself.
Yes, cancel Zerocare and outlaw health insurance and force doctors and hospitals to charge what people can afford to pay. Let the market set healthcare prices instead of insurance inflating costs above what any average worker can afford.
Government mandated prices. Where has that been tried before?
IIRC: The Obamacare deal was supposed to take the place of the old system that put a charity onus on hospitals that accepted Medicare. Providers with all of 6 months’ financial lookahead capability eagerly jumped on the idea. Now they would get paid for these former charity cases. One political wash cycle later, the hospitals found that Obamacare took away more than they figured.
Some sort of super-economy safety net could be in order, if the screams for equality can be ignored.
Efforts to improve on that could be assigned to private charities. St. John’s Church might have a deal better than Caesar’s, but it’s not forced on anyone, it is up to the church, and the church can choose its own terms like no abortion, etc.
It’s unfortunate because govt handouts are so corrosive to private charity.
A lot of the uncovered people under the old system, were unemployed who were no longer covered under their old employer's plan.
One solution would have been for unemployment insurance to automatically cover them with Medicaid, until they got a new job. But that would have eliminated much of the rationale for Obamacare.
I’d propose to someone like Trump (or even Cruz if against all appearances that pans out) to turn charitable deductions into charitable tax credits, up to some very generous limit, with minimized exposure to government regulations.
Caesar’s pseudo-busy bees are not going to like this very well, but even forcing them into more productive jobs are going to help the country.
Wrong because the resources they devote to his care could be used to increase gross income by serving paying patient. Likely it should be a tax credit to serve under-insured.
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