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That was my gut reaction based on current market conditions, especially in the banking sector. If Citigroup and JP Morgan Chase go down, they're going to drag the rest of the industry, even those banks that are healthy, with them.

It does appear that First Community is rather healthy (they have a decent EPS, and they do pay a dividend). The history of their price spikes and subsequent crashes worries me some. It seems each time it climbs to a peak (which is done quite quickly), it bottoms out just as quickly and sits there a while.

If you can wait, I'd wait until the effects of Citigroup/JP Morgan are known. If they're not too bad, and you've double-checked their books, then the stocks seem to be a good option. If you can't wait, or the entire banking industry really gets shaken, or the books don't smell quite right, take the money and run.