"Dispel Mark of Beast Phobia", replace cards with biometrics, 100 million users, pilot launched

USGoverment (Link is PDF File) ^

[chance33_98]

Summary of slides in PDF file, which can be read (or saved by right clicking) on this Link

Large Scale

• Goal of 100-million domestic users
  
  Biometric
  
• Fingerprint-based (price/performance, mechanical footprint, and high user acceptance)
  
• Personal Search Code used to basket users Point of Sale
  
• Open system (biometric algorithms & sensors)
  
• High transaction volume
  
• Establish regional hubs with optional in-store servers
  
  Account data
  
• Credit, Debit, Check/ACH, Rewards/Account info
  
• Count the cards in your wallet…
  
  Speed
  
• Must be fast
  Target: 2 seconds, front-to-back
  Easy to remember personal search code
  Focus of Environments
  
• Multi-Lane Retail
  Speed, though this won’t be the limiting factor
  Rewards, new payment options, check cashing validation, age verification, stored
• value/gift cards, …
  
• Quick-Service Restaurant
  Speed is the primary concern
  New payment options, rewards hold value
  Account Updating
  -Account information
  -Biometric information
  -Ability to change your personal search code
  New or augmented current hardware
  
• Sensors, Algorithms
  
• Modes- Iris, facial, voice, etc.
  Will require multi-modal updating terminals
  
  

  Phase 1 (pilots)
  

• Fast-food restaurants: 4 in Fresno, CA and 1 in Sacramento, CA
  
• Video rental chain: 1 in Dallas, TX
  
• Multi-lane retail: 1 in Oakland, NJ + others
  
• Pharmaceutical retailers: locations not yet chosen
  Example: A single QSR in Fresno
  
• Consumer Enrollment
  Enrollees must be at least 18 years of age and have a valid ID card and credit or debit card
  Potential consumers handed a small informational pamphlet
  Touch screen kiosk in restaurant
  
• open from ~8am to ~1pm and ~4pm to ~8pm seven days per week
  Enticed with a free hamburger and a weekly sweepstakes
  Right index is primary (alternatives are index, thumb, middle from either hand)
  
• Consumer POS Use
  2 in-store lanes using Verifone Everest Plus and Omni 3200v Real World Example: A single QSR in Fresno
  
• Preliminary First Month Performance Numbers
  Over 500 successful enrollments
  Over 500 successful purchases
  False Accepts at POS: None observed!
  False Rejects at POS: (these are preliminary numbers)
  
• ~93% successful purchase rate for un
• trained users
  Initial high FRR due to bad finger placement (we are continually improving our training to improve FRR)
  Expect performance to improve to at least ~99% as consumers become familiar with the technology as was observed in our VISA pilot
  Failure To Enroll (goats): 2 elderly people
  
• Improving sensor and algorithm technology will help this
  Age of successful enrollees: 18 to 80+ years of age
  

  Only 1 un-enrollment
  

• Lady’s husband was convinced this was the “Mark of the Beast”, and made her un-enroll
  
  

  Credit/account and other personal information use concerns
  

• Must continue to educate the public on how biometric technology works to dispel the “Mark of the Beast” phobia
  Credit cards faced exactly the public phobias when they were first tested!

[chance33_98]

Did a quick job of copy and paste and edit HTML from the PDF. Just thought this was a bit interesting. The PDF is made up of slides and looks better then what I did.

Technology is amazing, but in the wrong hands it can have terrible affects (ala saddam and wmd, versus US and wmd).

[chance33_98]

Ping.

[chance33_98]

http://www.firstgov.gov/fgsearch/index.jsp?mw0=biometric&rn=54&in0=domain&dom0=www.itl.nist.gov&parsed=true&mt0=phrase

Is the main link to the firstgov site that has this and other papers.

[upchuck]

This is truly scary! Be a long time afore they get me using something like this. Damn, it's like 1984!!! Where I go and what I buy is my business and ye best be staying out of it!

[chance33_98]

Index Ping

[chance33_98]

They sell keyboards now with biometrics, how long before they are required for online transactions? Books you buy, etc, all tracked more easily.

We are being conditioned now to accept presenting ID for all purchases with in-store card programs. Even when paying in cash you don't get the perks without the card.

It's just a matter of time.

[chance33_98]

They also have a presentation on this from Disney and it's implementations at the main link. Guess we will have to live with it...

[lonewacko_dot_com]

"They also have a presentation on this from Disney and it's implementations at the main link. Guess we will have to live with it..."

If enough people protested and refused to buy from merchants that used this (yes, even Disney) then they'd have to find another way.

[chance33_98]

I agree, but I simply do not see that happening. The technology has benefits, a lot of them in fact, but what will happen in my estimation is that the christian right will protest it (and hence they must be weakened, liberalized) but they will be margianlized - and all the time people who are complaining about the privacy factor (and not the religious one) will not get much press.

They already have a wealth of responses to the privacy arguments, except what I see as the biggest one - trusting your government. I don't trust them whether bush or clinton are in, but they are a big driving force behind this. And with all the new buzz about security - well biometrics being used as the only source of being able to do business would solve that for the most part.

[chance33_98]

Proceedings for the Biometric Consortium 2000 Conference: Biometric Technologies...Emerging into the Mainstream: can be downloaded here in PDF format (29.6 MB file size). Compiled by Dr. Victor McCrary, Fernando Podio, and John Costello, the proceedings contain biographies of speakers as well as printed powerpoint slides from given talks.

You can download the PDF from this site: http://www.itl.nist.gov/div895/pubs.html Should be first paragraph on right side. It is about 700 pages and full of fascinating information from the conference. Well worth the read.

[chance33_98]

also see my other thread: NY Supreme Court Decision-Denial of Benefits For Refusal To Participate in biometric fingerprinting

[chance33_98]

Ping - returning the favor, thanks for the links!

[Orbiter]

So some POS hacks off my index finger at a POS and I become SOL PDQ after he empties my bank account from an ATM and I can't even ID my HMO for the RN at the ICU after driving there in my SUV? No, thanks.

[chance33_98]

Well, some of them call for using both biometrics and smart card together, not to mention they are also exploring retina, face recognition, and voice recognition. Hopefully no one will rip out your eye .)

[Cindy]

Thanks for the info....hmmmmm...scary stuff.

[chance33_98]

Failure To Enroll (goats): 2 elderly people

I wonder if they refer to those that follow as sheep...

[Cindy]

Could be...it's really frightening these days, generally speaking, that the truth is scarier than any fiction writer could dream up.

[chance33_98]

What makes it worse, to me anyway, is that you cannot survive without financial interaction - now I know that seems obvious, but let's say your amish and you decide to live on a farm and grow all you need. Well, you still have to pay taxes on your property so you will need an income and/or a bank account. So no matter how hard you try to avoid it you won't be able to. Add to that the case I posted where someone on welfare lost benefits because they would not use the technology on religious grounds and it gets scarier.

Giving the government control over so much information that affects our lives daily is a mistake - whether or not you have religious inclinations.

[DainBramage]

I don't beleive this is what is referred to as the Mark of the Beast, its simply fingerprint analysis for security purposes.

It could very well be a prelude or desensatization process needed before the Mark, but not the actual one. JMO

[chance33_98]

I would tend to agree, although using the right index or the eye (forehead?) is interesting. I do agree though that this is probably a first step - a control/change step. It will be used, people will like it, will make life easier, and the 'beast' effect will be scoffed at. Then perhaps it will be time. A good set up actually :)