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Keyword: autoinsurance

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  • Auto Insurance Reforms a Good Start

    05/11/2015 8:51:41 AM PDT · by MichCapCon · 6 replies
    Michigan Capitol Confidential ^ | 5/10/2015 | Dr. Gary Wolfram
    With Senate Bill 248 the Michigan Legislature is attempting to address a number of problems with the auto insurance market in the state. Michigan’s no-fault system creates misaligned incentives, resulting in auto insurance rates that are among the highest in the nation. There is also a larger question of why we treat severe injuries from car accidents differently than we treat the similar injuries from other types of accidents. The unlimited personal injury protection provision in the current no-fault system creates an incentive to provide very expensive care, rather than provide affordable and effective treatment aimed at quickly restoring the...
  • You Have to Buy Auto Insurance? Bolshoi!

    07/11/2013 9:22:56 AM PDT · by Kaslin · 19 replies ^ | July 11, 2013 | Neal Boortz
    The debate is going hot and heavy on Obamacare right now. This grand Democrat scheme is going to be a disaster … and the Democrats know it. The reality, though, is that it was designed to be a disaster. This coming health care debacle is no accident. It’s all part of a plan. The Democrats, you see, wanted complete, total and absolute control over your health care. Their true dream was something they have maneuvered the media into calling a “single-payer” plan. Now doesn’t that sound oh so benign? Single-payer. How nice. The problem, though, is that the single-payer is...
  • GEICO: Gun Manufacturer Auto Policy Cancelled...

    01/23/2013 5:51:26 PM PST · by kiryandil · 197 replies
    The Conservative Treehouse ^ | January 23, 2013 | sundance
    GEICO Insurance Cultural Marxist Hypocrisy – Gun Manufacturer Auto Policy Cancelled Because He Is In Firearm Business…. Because he makes gun parts for a living this policy holder received a letter from GEICO cancelling his auto insurance. The letter says his auto insurance is being cancelled because he owns a company that manufactures parts for firearms:(fyi, to insure the authenticity I have submitted a copy along with a request for verification to GEICO via email – we’ll see their response)“The reason for cancellation is your vehicle [...] does not meet our underwriting guidelines because it is used in conjunction with a...
  • Tom on the California 2012 Propositions (McClintock recommendations)

    09/24/2012 12:28:54 PM PDT · by CounterCounterCulture · 49 replies ^ | 20 September 2012 | Tom McClintock
    Prop 30: Your Wallet or Your Kids. NO Either approve $36 billion in higher sales and income taxes or else Gov. Brown threatens to shoot the schools. Don't worry, the income taxes are only on the "very wealthy," but it turns out the "very wealthy" include many small businesses filing under sub-chapter S, meaning lower wages, higher prices and fewer jobs. California already has one of the highest overall tax burdens in the country and yet has just approved a budget to spend $8 billion dollars more than it's taking in. Moral of the story: it's the spending stupid. Prop...
  • What's 'Flo' doing with your insurance premiums?

    08/16/2012 8:25:38 PM PDT · by Impala64ssa · 26 replies
    World Net Daily ^ | Dave Tombers
    Progressive chairman known for promoting drugs, funding ACLU attacks on religion. Everyone has seen the commercials with the ditzy brunette touting the lowest rates on auto insurance.The company’s name is Progressive. This company lives up to its name – the same way the far left clings to the term “progressive.” How so? Word started to leak out earlier this year, when Forbes reported that the “left-leaning billionaire Peter Lewis,” Progressive’s chairman, got involved in the 2012 election with a $200,000 donation to American Bridge 21st Century, a “liberal upper PAC founded by David Brock of Fox News watchdog Media Matters...
  • Just another reason to dump Progressive Insurance

    08/14/2012 9:57:45 AM PDT · by surfer · 79 replies
    Tumblr blog ^ | 8/13/2012 | Matt Fisher
    <p>I’ve been sending out some impertinent tweets about Progressive Insurance lately, but I haven’t explained how they pissed me off. So I will do that here as succinctly as possible. There’s a general understanding that says, “insurance companies— oh they’re awful,” but since Progressive turned their shit hose on my late sister and my parents, I’ve learned some things that really surprised me.</p>
  • California: November 2012 Statewide Ballot Measures

    07/09/2012 7:07:43 PM PDT · by CounterCounterCulture · 22 replies
    November 2012 Statewide Ballot Measures Proposition 30 Initiative Constitutional Amendment 1578. (12-0009) - Final Random Sample Update - 06/20/12 Temporary Taxes to Fund Education. Guaranteed Local Public Safety Funding. Initiative Constitutional Amendment. Qualified: 06/20/12 Proponent: Thomas A. Willis c/o Karen Getman (510) 346-6200 Increases personal income tax on annual earnings over $250,000 for seven years. Increases sales and use tax by Ľ cent for four years. Allocates temporary tax revenues 89 percent to K-12 schools and 11 percent to community colleges. Bars use of funds for administrative costs, but provides local school governing boards discretion to decide, in open meetings...
  • Video: What if auto insurance mandates were just like ObamaCare’s?

    03/16/2012 8:26:08 AM PDT · by SeekAndFind · 13 replies
    Hotair ^ | 03/16/2012 | Ed Morrissey
    Rep. Jackie Speier (D-CA) argued on C-SPAN last week that the upcoming review of ObamaCare by the Supreme Court won't overturn the law, because ObamaCare's mandate is just like those imposed by states on auto insurance. CNS News' Eric Scheiner imagines the reverse: what would auto insurance look like if it were handled like ObamaCare? Only fans of Monty Python could conceive of the result:CLICK ABOVE LINK FOR THE VIDEO During a March 8th interview on C-Span Rep. Jackie Speier (D- Calif.) was discussing the upcoming Supreme Court date focused on Obamacare.When asked what would happen if part, or all...
  • Mercury Insurance lays off 165

    01/21/2011 6:17:01 AM PST · by Ladycalif · 10 replies
    Mercury Insurance Group, based in Los Angeles, confirmed today that 165 people were laid off in its claims division as well as some administrative staff. A company spokesman said some of the jobs were in Brea, but he could not immediately confirm how many.
  • Insurance Company Letter regarding Miles Driven

    05/01/2010 10:56:58 PM PDT · by hsmomx3 · 27 replies · 895+ views
    Received a letter in the mail from my auto insurance agent wanting to know how many miles are on the car now and how many miles I plan on driving over the next year. Is this required now as I have never received one of these letters????
  • Auto Insurance Mandate is a False Argument - Humans are not autos

    03/27/2010 8:45:04 AM PDT · by EternalVigilance · 69 replies · 1,084+ views ^ | March 27, 2010 | Dave Racer
    You’ve likely heard it. “If the government can mandate auto insurance, then why do you say it cannot mandate health insurance?”There are at least four major differences (and be sure to read number 4, because it is the most critical):First: The FEDERAL government does not mandate auto insurance. States mandate it. And three states have chosen not to do so. Auto insurance, like health insurance, is a state issue.Second: The mandate for ownership of auto insurance only covers what the driver might do to someone else. It is liability insurance, not collision, comprehensive, glass, or preventive maintenance. To be like...
  • How Would Government-Run Auto Insurance Work?

    11/23/2009 12:03:17 PM PST · by BobMcCartyWrites · 23 replies · 882+ views
    Bob McCarty Writes ^ | 11-23-09 | Bob McCarty
    What would happen if government-run automobile insurance became a reality as the result of legislation similar to that calling for government-run health care?
  • California insurance commissioner backs pay-as-you-drive policies

    08/28/2008 1:57:02 PM PDT · by calcowgirl · 72 replies · 1,533+ views
    Los Angeles Times ^ | August 28, 2008 | Marc Lifsher
    California drivers could be offered a new -- and often cheaper -- kind of car insurance next year under a voluntary pay-as-you-drive plan proposed Wednesday by Insurance Commissioner Steve Poizner. His plan would base annual rates partly on the exact number of miles driven and would allow people to pay less if they drive less. Poizner issued proposed regulations spelling out the plan, and the state's insurers Wednesday were enthusiastic about the idea but wanted to see more details. Two out of three households in the state could save an average of $276 per vehicle, and lower-income people, who generally...
  • State Considers Pay-As-You-Drive Auto Insurance (Coming To CA: Drive Less, Pay Less Alert)

    07/15/2008 4:21:12 AM PDT · by goldstategop · 23 replies · 447+ views
    Los Angeles Times ^ | 7/15/2008 | Marc Lifsher
    SACRAMENTO -- An alliance of insurance companies and environmentalists wants to bring a new kind of mileage-based auto insurance to California and charge motorists only for the number of miles actually driven. Called pay as you drive, the option is available from a few insurers in 34 states -- but not California -- as well as Canada, Japan and Europe. One company, GMAC Insurance Group, says its customers -- whose mileage is tracked by General Motors Corp.'s OnStar system -- have reduced the premiums they pay by 13% to 54%. And California drivers could expect to get similar savings if...
  • A Transportation Alternative In Texas

    04/08/2008 5:44:33 PM PDT · by Tolerance Sucks Rocks · 21 replies · 228+ views
    The Houstonian ^ | April 8, 2008 | Sally Abdelmottlep
    Cars have been a huge part of our lives. We use them to get around anywhere. It might have been the best invention mankind came up with, but we all hate several common things about cars, such as the cost of gas prices and traffic. We think sometimes in our imagination how awesome it would be if cars had wings, so maybe one day we will fly through terrific! We also despise accidents, high insurance and drunk driving. Sometimes, I feel that we need other alternative means of transportation, such as a subway system in the state of Texas; maybe...
  • Exotic shrub a choice of cabbies

    09/29/2007 6:39:36 AM PDT · by Kid Shelleen · 48 replies · 176+ views
    Philadelphia Inquirer ^ | 09/28/07 | Joseph A. Gambardello and Ashwin Verghese
    An ancient drug has found a new illegal market in Philadelphia. The drug, khat, is a stimulant with varying degrees of potency. It is found in the leaf of an evergreen shrub from East Africa and the Arabian peninsula, both places where it is widely used. Philadelphia police said yesterday they seized 740 pounds of khat --sbip-- the market for khat is within the city's African immigrant community
  • How drivers cheat their insurers (NJ worst offenders)

    09/08/2007 5:19:30 AM PDT · by rightwingintelligentsia · 13 replies · 934+ views
    MSN Money ^ | Marylin Lewis
    Tony Soprano would be so proud. New Jersey, home of the fictional mob boss, has been crowned first in the nation for having the most residents who enjoy illegitimate farm-use discounts on the price of their auto insurance. It's a heady distinction, sullied only a little by the fact that Jersey has the 11th-smallest farming industry among the 50 states. Farmers or not, you can't say Jersey folks aren't resourceful. They emerged as kings in a recent report titled "Scam Alert: Study Reveals Crafty Urban Residents Cheat Auto Insurers." It is the fruit of research by Quality Planning, a San...
  • Auto Insurance ?

    04/22/2007 6:17:37 PM PDT · by hsmomx3 · 7 replies · 319+ views
    Got a call from my cousin's wife who is very upset. Seems her husband (my cousin) added his girlfriend's car to their auto insurance policy. Is this legal in the state of Texas? My cousin and his wife are going thru a nasty divorce but nothing has been finalized. I told her to show the insurance papers to her lawyer.
  • A Man of Conviction and Feisty Patriotism

    12/31/2006 7:16:38 AM PST · by Irontank · 15 replies · 993+ views
    Fifteen years ago, Irwin Richardt was asked this question as he sat in the kitchen of his sagging clapboard house with no heat, little plumbing and only one room with electricity. "Who will take care of you when you get too sick or too old to work?" "My neighbors. That's the way God intended it to be." Richardt said this with absolute confidence. It was how the old farmer spoke. In slogans and dogmatic truths. Strong words from a slight, soft-eyed man with a thinning white ponytail. The question was asked as Richardt explained why he chose to live like...
  • Immigrant drivers in limbo

    12/23/2006 10:11:56 AM PST · by SmithL · 13 replies · 643+ views
    AP via KnoxNews ^ | 12/23/6 | TRAVIS LOLLER
    NASHVILLE, Tenn. (AP) _ When the state Legislature began allowing immigrants living in Tennessee to obtain driving certificates, regardless of whether they were in the country legally, Alicia Leon jumped at the chance. Then last February, after several high-profile cases of fraud that delivered driving documents to illegal immigrants living outside Tennessee, the Department of Safety suspended the program. Immigrant advocates hoped the problems would soon be worked out, but with the last of the certificates issued before the suspension set to expire in the next couple of months, there is no word on when or even if the program...
  • License tag scam costing drivers [non-residents dodging high insurance rates by using NC plates]

    10/29/2006 9:49:33 PM PST · by Between the Lines · 16 replies · 1,727+ views
    Charlotte Observer ^ | , Oct. 29, 2006 | RICHARD RUBIN
    State investigators are trying to stop a hot scam: New York and New Jersey drivers flocking to North Carolina for cheaper auto insurance. The country's fifth-lowest insurance rates draw them here, and the state does not require an N.C. driver's license or proof of address to register vehicles and get tags. State officials say this rapidly growing form of insurance fraud has prompted hundreds of complaints in recent months, mostly from residents in the Northeast tattling on their neighbors. Scammers are hard to find, and officials are launching a multistate task force. "I'm flooded with them in my own town....
  • An illegal alien who can legally sue

    05/23/2006 9:45:22 AM PDT · by ziggy_dlo · 41 replies · 774+ views
    Mike Kelly ^ | Sunday, May 21, 2006 | By MIKE KELLY
    By MIKE KELLY VICTOR MANUEL CABALLERO says he only wanted a decent job when he sneaked across the border from Mexico five years ago. Thanks to a ruling last week by the state Supreme Court, he has achieved a special American status even though he still lives here illegally: He can collect damages for being hurt in an auto accident. We hear much these days about illegal immigrants -- how desperate they are for good jobs here, how many risk their lives to slip across the border, how so many now hope to pursue their lives in America with some...
  • CA: Commissioner (John Garamendi) claims shakedown over auto insurance regs

    05/08/2006 6:18:43 PM PDT · by NormsRevenge · 6 replies · 374+ views
    ap on Riverside Press Enterprise ^ | 5/8/06 | Steve Lawrence - ap
    State Insurance Commissioner John Garamendi accused a group of insurance companies Monday of trying to blackmail him by threatening to run a $2 million ad campaign against his pending auto insurance regulations in the midst of his campaign for lieutenant governor. Garamendi said a woman who represented either the insurance industry or an insurance company contacted him through an intermediary and offered to drop the ads if Garamendi abandoned the regulations, which would limit use of ZIP codes in setting auto insurance pricing. "There was a threat made to me to back off or else," he said in an interview....
  • Question about auto insurance coverage for new teen driver in family

    04/22/2006 2:31:11 PM PDT · by rudy45 · 8 replies · 394+ views
    Our daughter just got her driver's license. I know that a common practice is to add such a driver to the policy, as a named insured. However, is that always necessary? I was reading the policy, and it seems to make no distinction between liability of a named insured and liability of a "family member" (which our daughter would be, according to the policy). If my reading is correct, therefore, it seems that we can leave the named insureds as being my wife and myself. Of course, I'll double and triple check. What has anyone else done in this regard?...
  • Dan Walters: Auto insurance premiums the newest east-west squabble

    03/13/2006 8:02:34 AM PST · by SmithL · 9 replies · 450+ views
    Sacramento Bee ^ | 3/13/6 | Dan Walters
    he stark demarcation of California along cultural, political and geographic lines - our version of the national red vs. blue syndrome - is now an established fact. California's fabled north-south split, which once spawned semiserious efforts to divide it into two states, has given way to a more complex east-west separation with the Coast Range the dividing line. Sell It Yourself West of the coastal mountains (or perhaps the San Andreas Fault), California tends to be more ethnically and culturally diverse, more urban and more liberal, while inland California (easily three-fourths of its land mass) is whiter, more rural or...
  • Uninsured drivers in San Antonio take a pounding

    02/28/2006 2:01:08 PM PST · by Responsibility2nd · 69 replies · 1,521+ views
    San Antonio Express-News ^ | // | Lomi Kriel
    Close to midnight on a recent cold Saturday, an old white van rattled into the city's impound lot, tucked away in a rural pocket on the South Side. The door opened to reveal nine dark-haired heads, including one little boy licking an ice cream treat. They were there to pick up Juan Carlos Rodriguez's car, which was towed the day before when he made an illegal turn, and the officer discovered the 1989 beige Cadillac wasn't insured. But first, Rodriguez, 28, had to change the title since the car wasn't in his name. Then he purchased some insurance. By the...
  • Pirates attack more ships off Somalia: official (where is the Mother ship?)

    11/11/2005 9:24:40 AM PST · by emiller · 23 replies · 1,171+ views
    Reuters via Yahoo ^ | 11-11-05 | Daniel Wallis
    NAIROBI (Reuters) - Somali pirates attacked five ships in the past week in a sharp rise of banditry apparently directed from a mysterious "mother ship" prowling the busy Indian Ocean corridor, shipping experts said on Friday. ADVERTISEMENT ZIP code where you park at night: Do you currently have auto insurance? Yes No Have you had a U.S. driver's license for more than 3 years? Yes No Has any driver in your household had 2 or more accidents or moving violations in the last 3 years? Yes No Most vessels escaped, but one was commandeered, bringing to seven the number of...
  • Massachusetts auto insurers seek to thwart Romney's reform effort.

    08/10/2005 9:28:51 AM PDT · by Final Authority · 7 replies · 367+ views
    Boston Globe ^ | 10 August 2005 | Bruce Mohl
    By Bruce Mohl, Globe Staff | August 10, 2005 For the first time ever, Massachusetts auto insurance companies will seek a rate cut for drivers next year, according to two company officials involved in the deliberations. The industry's proposal would guarantee Massachusetts drivers a break on their premiums and may make it more difficult for Governor Mitt Romney to sell lawmakers on a sweeping overhaul of the state's heavily regulated system for setting rates. The two company officials, who asked for anonymity in advance of the rate filing tomorrow, said the auto insurance carriers will seek a 0.1 percent decrease...
  • Who Ranks Best Behind The Wheel? Allstate Best Drivers Report Reveals Cities with Safest Drivers

    06/07/2005 10:01:56 AM PDT · by newgeezer · 63 replies · 3,347+ views
    NORTHBROOK, Ill.--(BUSINESS WIRE)--June 7, 2005--Residents of Cedar Rapids, Iowa, rank as the safest drivers in the U.S. according to the Allstate Insurance Company's (NYSE:ALL) inaugural "America's Best Drivers Report." The first-of-its kind ranking of U.S. cities with populations 100,000-plus, revealed that the average driver in the central Iowa city will experience an auto collision every 15 years, compared to the national likelihood of a crash every 10 years - making them 33.28 percent less likely to have an accident than the national average. Allstate researchers analyzed internal data to determine the likelihood drivers in America's largest 196 cities would experience...
  • State Farm to pay $40M settlement

    01/10/2005 1:17:47 PM PST · by The Loan Arranger · 3 replies · 792+ views ^ | January 10, 2005 | MICHAEL GORMLEY
    ALBANY, N.Y. (AP) -- Thousands of automobile owners nationwide will share in a $40 million settlement with State Farm Mutual Insurance Co. over the company's handling of titles to vehicles totaled in accidents. About 30,000 consumers nationwide may be eligible for payments ranging from $400 to $10,000, depending on the value of their vehicle. Most payments will be between $800 and $1,850, officials said. The settlement includes 49 states and the District of Columbia. Only Indiana opted out of the settlement. The case began after State Farm approached the states and indicated that, after an internal review, it couldn't confirm...
  • Auto insurance rates could be on the rise-so folks living in CA's bigger cities can pay less

    01/13/2004 9:56:28 AM PST · by chance33_98 · 10 replies · 181+ views
    Auto insurance rates could be on the rise You may end up forking out more cash for car insurance so folks living in California's bigger cities can pay less. Living in a more rural community has its benefits, including less traffic and cheaper auto insurance. Right now insurance companies take your zip code into consideration, when calculating your rate. That policy may soon disappear along with the financial advantage to your pocketbook. Fewer cars on the road, means cheaper insurance rates for now. According to A.A.A., “If you live and drive in LA there is a potential for more...
  • Big-money radicals give to Democrats

    12/10/2003 12:21:57 AM PST · by Cincinatus' Wife · 38 replies · 279+ views
    Miami Herald ^ | December 10, 2003 | PAUL CRESPO
    For those who think that there is too much money in politics (and think most of it is Republican) there is just one word -- Soros. That is George Soros, the left-wing radical billionaire who has pledged to personally spend tens of millions of dollars to try to unseat George Bush in 2004. Defeating the Bush administration -- which he recklessly likened to Nazis and communists -- has become an obsessive focus of Soros life. His recent $10 million contribution to the new Democrat activist group America Coming Together was the largest single donation from an individual in history. Soros...
  • Who is Peter Lewis?

    12/03/2003 1:51:25 PM PST · by walford · 8 replies · 409+ views
    Accuracy In Media ^ | December 3, 2003 | Arne Steinberg
    Receive FREE updates by email: Who is Peter Lewis? By Arne Steinberg December 3, 2003 Billionaires Peter Lewis and George Soros have each pledged $10 million to America Coming Together, a newly formed political organization designed to defeat President Bush in the next presidential election. But who is Peter Lewis, the less well known of these two money men? A billionaire, Lewis is the chairman and chief executive officer of Progressive Corporation, the fourth-largest U.S. personal auto insurer, which insures high-risk motorists who can’t get insurance anywhere else. Stories in the media depict Lewis as a philanthropist who has...
  • New Jersey is #1!!An expensive victory for Jersey's drivers

    07/29/2003 9:21:08 PM PDT · by Coleus · 28 replies · 811+ views
    <p>Ah, driving in New Jersey. The most crowded roads.</p> <p>The longest commutes. The, ahem, nicest drivers.</p> <p>And the highest average auto insurance bills in the nation. Again.</p> <p>New Jersey beat out all the other states for the eighth time in the past decade, according to the annual National Association of Insurance Commissioners' survey, released yesterday.</p>

    04/30/2003 5:30:52 PM PDT · by fight_truth_decay · 69 replies · 2,012+ views
    NewsWithViews ^ | April 28, 2003 | Devvy Kidd
    Imagine being 27 years old, beautiful, gainfully employed making good money, and then one day your whole world gets turned upside down because you live in a state that refuses to enforce the law. You lose your job and life changes dramatically. On May 28, 2002, the aforementioned young woman was rear ended on the freeway in LA. Since she was stopped because of another accident right next to her lane, this victim took the entire brunt of the forceful impact. The driver who hit her car turned out to be an uninsured Mexican, possibly an illegal, who attends UCLA...