Free Republic 3rd Quarter Fundraising Target: $85,000 Receipts & Pledges to-date: $70,319
82%  
Woo hoo!! And we're now over 82%!! Less than $15k to go!! Let's git 'er done!! Thank you all very much!!

Keyword: bankcard

Brevity: Headers | « Text »
  • The Political Gap That Divides Generations

    07/10/2009 12:05:10 PM PDT · by Theophilus · 24 replies · 1,466+ views
    by Faith ^ | July 2009 | Susan Fikse
    The Political Gap That Divides Generations Susan Fikse, Issue Number 24, July 2009 Kim is a 25-year-old Christian, a nurse who graduated from Calvin College in Grand Rapids, Mich. She voted for President Bush in 2004 and characterizes herself as pro-life. With just that information, it would be easy to categorize Kim as a conservative Republican. But in November, she cast her vote for Barack Obama. She was not alone.Survey data shows that while fewer than a quarter of white evangelicals between 30 and 64 supported Obama, that number increased to a third for white evangelicals under 30. Kim’s reasons for...
  • Credit Card Cancer('culture of credit vs savings for a rainy day')

    03/13/2009 6:36:19 PM PDT · by sickoflibs · 29 replies · 1,697+ views
    Euro Pacific Capital ^ | March 13, 2009 | Peter Schiff
    This week, with his pronouncement that “credit is the lifeblood of a healthy economy,” President Obama reiterated what has been one of his most common themes in diagnosing our economic problem. The president has relied on this bedrock belief to propose policies that place the restoration of credit as the highest priority. However, despite his seemingly earnest intentions, the president and his economic advisors have misdiagnosed the ailment. Savings, not credit, is the lifeblood of a healthy economy. When not used properly credit can be like a cancer that sickens an otherwise healthy economy. What everyone seems to have forgotten...
  • U.S. Moves to Bail Out Credit Union Network

    01/29/2009 7:18:51 AM PST · by rabscuttle385 · 12 replies · 841+ views
    BY MARK MAREMONT In the latest effort to prop up a sector of the finance industry, federal regulators on Wednesday guaranteed $80 billion in uninsured deposits at the powerful institutions that service the nation's credit unions -- a maneuver that shows how the economic crisis continues to ripple across the U.S. Regulators also injected $1 billion of new capital into the largest of these wholesale credit unions, U.S. Central Federal Credit Union of Lenexa, Kan., after the firm on Wednesday posted an unexpected $1.1 billion loss for 2008. U.S. Central serves essentially as a main clearinghouse for the others in...
  • GET HUMAN DOT COM - how to bypass automated phone system and talk to a real human being

    01/11/2009 7:06:30 PM PST · by doug from upland · 35 replies · 7,903+ views
    get human dot com ^ | 1-11-09 | Paul English
    http://gethuman.com/ gethuman database See also get2human.com from Walt Tetschner. (info) credit finance government hardware insurance internet mobile pharmacy products shipping software stores telco travel tv/satellite us automotive back to top contact get human customer service AAA 800‑222‑4357 Press 0 at each prompt, ignoring messages. Alamo 800‑462‑5266 Direct to human. Allstate Motor Club $ 800‑869‑7997 Direct to human. Auto Zone $ 800‑288‑6966 Press 1; at prompt press 2; at prompt press 0. Avis $ 800‑230‑4898 Press 2. BMW 800‑831‑1117 Say "customer relations" and then press 1 for "vehicle" or 2 for "motorcycle." Budget Rent a Car $ 800‑527‑0700 Press 0. Buick $  @...
  • The Death of the Credit Card Economy

    09/02/2008 8:12:14 AM PDT · by reaganaut1 · 22 replies · 397+ views
    Slate ^ | August 30, 2008 | Daniel Gross
    [C]onsumer credit became so pervasive that paying cash became passé. Want a new $32,530 Dodge Ram Crew pickup? Take a lease. Sick of your old house? Get a 100 percent mortgage and trade up. Face lift? Round-the-world cruise? New PC? Three-hundred dollar sushi dinner at Nobu? Whip out that plastic. It was this behavior—the endless willingness of lenders to lend and borrowers to borrow—that kept the consumer economy humming uninterrupted from the early 1990s, straight through the brief recession of 2001, until the credit meltdown of 2007. But many of the lenders who extended credit recklessly are now acting like...
  • The power of three [How trio of pastors sparked movement against same-sex marriage in California]

    07/20/2008 7:33:51 PM PDT · by rhema · 15 replies · 239+ views
    WORLD ^ | July 26, 2008 | Lynn Vincent
    SAN DIEGO— From the dusty Mexican border to the redwoods of the north, from broiling eastern deserts to the cool Pacific coast, on June 25, the prayers of more than a thousand pastors covered California like a quilt. The locus: Skyline Wesleyan Church in San Diego County. There, nearly 300 people, most of them pastors, gathered to pray, repent, and strategize for November, when Californians will vote on a constitutional amendment affirming the historical definition of marriage. While Skyline organized the event, satellite technology provided live video feeds to 1,300 more people—again, mostly pastors—gathered at 101 other churches up and...
  • Visa and Mastercard: The Mortgage Brokers of the Credit Card Industry

    04/13/2008 7:02:27 AM PDT · by Flavius · 65 replies · 52+ views
    seeking alpha ^ | 4/12/08 | ma
    There is definitely a shift from cash to credit cards worldwide, just as there was a shift from renting to home ownership based on the wide availability of mortgages, but is only a matter of time before this comes to a screeching halt. Visa (V) and MasterCard (MA) get paid a fee which is equal to a percentage of each transaction, and have no credit risk. Mortgage brokers have no direct credit risk either and they get an upfront fee when the transaction closes. If a borrower defaults, mortgage brokers do not lose a penny. The losers are those who...
  • How the Barack Obama Campaign Uses Wikis to Organize Volunteers

    03/04/2008 8:36:04 AM PST · by mnehring · 18 replies · 95+ views
    The Republican nominating contest for President of the United States is all but sewn up -- Ron Paul and Mike Huckabee are footnotes and with 256 GOP delegates at stake today, John McCain may have enough pledged delegates to officially be his party's nominee by morning. The Democratic contest, however, is still close and all-important primaries today in Texas and Ohio (and important-but-less-so elections in Vermont and my own home state of Rhode Island) could decide the fate of that party's nominee. Yesterday I had a chance to talk with Isaac Garcia, CEO of Central Desktop, whose software is being...
  • Buy Now, Pay Forever

    10/24/2007 8:00:28 AM PDT · by BenLurkin · 58 replies · 46+ views
    yahoo finance ^ | Tuesday, October 23, 2007, 12:00AM | Anya Kamenetz
    Pop quiz: What exactly is the problem with credit cards? 1. The aggressive, misleading marketing: "You are pre-approved" letters for your dog. 2. The fine print: Fees, penalties, and high interest rates. 3. It's the debt, stupid!: Credit cards let you buy stuff you can't afford with money you don't have. They make you poorer in the long run, plain and simple. Personally, I choose 4. All of the above. Debt, Good and (Mostly) Bad I have a massive distrust of my credit cards. One I barely touch and keep only for emergencies, and the other I pay off every...
  • Electoral Pragmatism Reconsidered

    10/10/2007 2:26:08 PM PDT · by nosofar · 7 replies · 267+ views
    RealClearPolitics ^ | October 10, 2007 | Tony Blankley
    In my column last week, I argued for electoral pragmatism by my fellow conservatives e.g., better a Giuliani Republican than Hillary. About two-thirds of my self-identified conservative Christian e-mail respondents strongly disagreed. That response reminded me of a very shrewd observation made several years ago by Robert William Fogel: "Coalitions spawned by religious movements are more ideological than partisan." ... Elections are very specific and limited choices between different outcomes. The decision not to vote or vote for a third-party candidate with no hope of winning is itself a moral choice for the outcome such a vote will effectuate. People...
  • Check Your Faith at the Door

    10/02/2007 9:33:46 AM PDT · by DeweyCA · 17 replies · 127+ views
    Breakpoint ^ | 10-2-07 | Chuck Colson
    Imagine you own a small business—let’s say a donut shop—and you have an employee who is late for work everyday and is rude to customers. When you fire him, he claims it is really because he is gay—and sues. Or imagine you run a daycare center in your church basement. One day a homosexual applies for a job. When you turn him down, he says you broke the law. Today, both of these stories are simply scenarios. But by the end of the week, they could be reality. Under intense goading from the gay-rights lobby, the House of Representatives is...
  • We Have the Eyeballs, Just Not the Activism (Free Republic a Failure?)

    08/15/2007 4:14:31 AM PDT · by kristinn · 206 replies · 4,857+ views
    Bluey Blog ^ | Tuesday, August 14, 2007 | Robert Bluey
    Andrew Rasiej and Micah Sifry of Personal Democracy Forum tell us (once again) that Democrats are superior to Republican online. (Oh, by the way, the sun rose in the east today.) Their piece appears in Politico and quotes extensively from a Patrick Ruffini blog post that I linked last week. Here’s an excerpt from Rasiej and Sifry’s op-ed: What all this means is it’s highly unlikely Republicans are going to turn the tide online – not until they wean themselves off their top-down habits and start using the Web more to foster community and collaboration. Right now, we don’t see...
  • Five Credit Card Traps to Avoid

    07/06/2007 1:12:26 PM PDT · by Kaslin · 66 replies · 2,529+ views
    Yahoo!Finance ^ | July 5, 2007 | Laura Rowley
    Americans are in love with their credit cards. So you'd think they'd try to get to know them a little better. But many consumers are clueless about the most basic aspects of their plastic, according to a new survey by GfK Roper on behalf of CreditCards.com, an online credit card marketplace. Credit, Sex, and DenialFor example, nearly three-quarters of cardholders surveyed don't bother to read the terms and conditions of their cards. "People did seem to know the interest rate, but beyond that they just seemed ambivalent," says Jody Farmer, vice president of marketing for CreditCards.com. In addition, more than...
  • At Wal-Mart, a Back Door Into Banking

    06/21/2007 6:16:10 AM PDT · by E. Pluribus Unum · 72 replies · 732+ views
    New York Times ^ | June 21, 2007 | MICHAEL BARBARO and ERIC DASH
    Wal-Mart failed to get approval for a bank. But the giant discount chain is effectively building one anyway. Wal-Mart said yesterday that it would rapidly expand the financial services offered in its vast network of stores, extending the reach of its retailing empire into its shoppers’ wallets and the traditional turf of the American banking industry. Over the next year, the company plans to introduce a prepaid debit card, intended for low-income consumers, and install money centers — which currently offer check cashing, bill paying and money order services — into at least 1,000 stores, up from 225 now.
  • Mudslinging and Dirty Politics: Should Christians Go into Politics?

    06/06/2007 1:04:34 PM PDT · by Mr. Silverback · 13 replies · 728+ views
    Breakpoint with Chuck Colson ^ | 6/6/2007 | Chuck Colson
    We’ve still got a year and a half to go until the 2008 presidential election—and the mudslinging and dirty tricks have been going full blast for months: Publicity over John Edwards’ $400 haircuts. Gossip about Rudy Giuliani’s multiple marriages. Internet ads that make Hillary Clinton look demonic. As someone who was once known for political dirty tricks, I know, better than most, how ugly politics can get. Does this mean Christians ought to avoid the cutthroat business of politics? The answer: an emphatic “no”! First, as I write in my new book, God & Government, Christians have the same civic...
  • Best Illegal Immigration Action Site Ever

    05/01/2007 11:38:34 AM PDT · by E-Mat · 25 replies · 2,196+ views
    NumbersUSA ^ | 5/1/2007 | EMat
    This is absolutely the best political action site I have ever seen—ever: http://www.numbersusa.com   First, they make it very simple to contact your representatives in government. Based on where you live, they give phone numbers, action items, what to say to your particular representatives. They have prepared faxes to send, that they will send for you for free. They make political action almost fun and make every other political action group seem annoying. Check it out: http://www.numbersusa.com/actionbuffet   Second, they have best collection of resources and arguments on the issue. Even online videos: http://www.numbersusa.com/about/tvandvideo.html I like this presentation especially:...
  • List Recognizes 10 Most Influential GOP 'King Makers'

    04/23/2007 11:02:52 AM PDT · by areafiftyone · 47 replies · 1,249+ views
    The list, which was published last week by Religion News Service (RNS), hopes to show the strong influence that religion has had on the “Grand Old Party” over the past years, and how these leaders’ voices may solidify a candidate’s run towards the presidency.“When Focus on the Family founder James Dobson can raise doubts by questioning whether Fred Thompson is a ‘Christian,’ or prays the nation doesn’t get ‘stuck’ with a President John McCain, that really reflects the power religious conservatives have to shape the GOP run for the White House,” said Kevin Eckstrom, editor of RNS, in a statement....
  • Candidates Seek Votes in Cyberspace [John Edwards at 'Second Life']

    04/19/2007 10:45:50 PM PDT · by 2ndDivisionVet · 1 replies · 445+ views
    iWon News ^ | April 19, 2007 | Nedra Pickler
    SECOND LIFE, Virtual World (AP) - To find volunteer Redaktisto Noble, you have to go to John Edwards presidential campaign headquarters. Not in Iowa or New Hampshire, but in cyberspace. There, Noble can lead visitors along a boardwalk lined with billboards describing campaign issues such as Iraq and health care. On the way out, visitors can pick up free "Edwards for President" T-shirts that their animated alter-egos can wear. It's old-fashioned campaign work in a new setting. Noble works at Edwards' virtual campaign headquarters in the animated online world called Second Life that counts more than 5 million members -...
  • Bankers, retailers square off over credit card fees

    04/09/2007 8:25:26 AM PDT · by Politics4Fun · 9 replies · 922+ views
    East Bay Business Times ^ | April 6, 2007 | Cynthia Yeldell
    Retailers, bankers and credit card companies will square off on Tennessee's Capitol Hill next week over interchange fees. Interchange fees are the charges merchants pay when customers use a credit or debit card. Retailers say the fees are rising and they want lawmakers to cap them. They requested the hearing that will be held Tuesday at 1:15 p.m. before the Senate Commerce Committee on the Legislative Plaza. Bankers say the fees are the cost of doing business and benefit retailers. "They are shifting the payment risk and collection cost to somebody else," said Tim Amos, senior vice president and general...
  • Online Fundraising: Advantage, Dems

    04/07/2007 8:42:45 AM PDT · by DeweyCA · 7 replies · 303+ views
    Townhall.com ^ | 4-7-07 | Robert Bluey
    The Democrats’ smashing success in first-quarter fundraising doubtless dampened the morale of Republican political strategists hoping for a 2008 comeback. But the number that should cause the most alarm in GOP circles is the more than $15 million that Democrat candidates brought in via the Internet. Republicans weren’t even close to matching the Democrats’ online donations. Just how far off the pace are they? So far that the top three GOP presidential campaigns declined to release their online fundraising totals when I asked. This shouldn’t come as much of a surprise, given the GOP’s pathetic attempt to raise money online...
  • Congress takes interest in credit cards (to save us from ourselves)

    03/07/2007 5:18:13 PM PST · by Rakkasan1 · 22 replies · 670+ views
    marketplace ^ | 3-7-07 | John Dimsdale
    Executives from some of the biggest credit card companies found themselves on the defensive on Capitol Hill today over their fees and interest rates. John Dimsdale reports.
  • Trouble in the family - Is James Dobson’s legendary power starting to wane?

    03/07/2007 12:54:44 PM PST · by Cincinatus' Wife · 52 replies · 1,365+ views
    Financial Express ^ | March 7, 2007
    James Dobson is the Godzilla of the religious right. Other leaders have blazed for a while and then guttered out—Jerry Falwell and Pat Robertson because they were incapable of buttoning their lips, Ralph Reed and Bill Bennett because, in different ways, they fell prey to the temptations of casinos. But until now Mr Dobson has gone from strength to strength. Mr Dobson has long enjoyed unrivalled clout with Christian conservatives. Who else could have derailed a bankruptcy bill that was beloved by business (in 2002) or ejected Tom Daschle from his South Dakota Senate seat (in 2004)? The Dobson-inspired House...
  • Support Abortion with Every Phone Call you Make - 'Planned Parenthood Wireless'

    02/21/2007 3:53:15 PM PST · by wagglebee · 21 replies · 521+ views
    LifeSiteNews ^ | 2/21/07 | John-Henry Westen
    NEW YORK, February 21, 2007 (LifeSiteNews.com) - America's largest abortion provider Planned Parenthood is launching a wireless phone business. Planned Parenthood Federation of America (PPFA), according to its 2004-2005 annual report, showed a record income of $882 million dollars and a profit of $63 million. The new service, Planned Parenthood Wireless, will provide 10% of revenues generated directly to PPFA. The wireless company facilitating this venture is called Working Assets. It also worked with Planned Parenthood for the defeat of the South Dakota abortion ban. "Both our organizations are committed to preserving the right to choose and Planned Parenthood Wireless...
  • Can a Traditional American Conservative Win the Presidency and Secure the Nation and our Liberty?

    02/21/2007 6:15:41 AM PST · by Jim Robinson · 383 replies · 4,745+ views
    Vanity Opinion | Feb 21, 2007 | Jim Robinson
    Obviously, the biggest issue for the Democrats in 2008 will be the war. They're betting their entire stake on the hopes that America is fed up with the war dragging on so long, and they're convinced that their big wins in 2006 were due primarily to President Bush's determination to stay the course, versus their own antiwar stance. Hillary is furiously back pedaling trying to distance herself from her own pro war votes as her popularity erodes away and shifts to the up and coming antiwar superstar, Barack "Osama" Obama. And most of the lesser Democrat presidential wannabes are falling...
  • The Next MoveOn.org?

    02/16/2007 5:11:22 AM PST · by zimfam007 · 7 replies · 406+ views
    Human Events.com ^ | 2/16/07 - 7:39am | Stephanie Dube
    PayPal, the ubiquitous online payments service, has been in the news lately as much for its former employees as for its fast-growing business. From YouTube to LinkedIn, from award-winning picture “Thank You for Smoking” to path-breaking rocket company SpaceX, PayPal alumni are everywhere. As Forbes magazine recently put it, “maybe there was something in the beer.” It was just a matter of time until one of them got into politics. Enter Rod Martin.
  • BofA Targets Illegal Immigrant Market With Credit Card

    02/13/2007 6:22:38 AM PST · by Calpernia · 113 replies · 2,341+ views
    Bank Net 360 ^ | February 13, 2007 | Damien Weaver
    Bank of America Corp. has begun offering credit cards to undocumented customers, many of whom are illegal immigrants, according to the Wall Street Journal. The only requirement to get a card with the new program is to have had a BofA checking account for three months without an overdraft – those without a Social Security number or a credit history are still eligible. BofA executives said the program aims to tap into the growing market of illegal immigrants, which is largely Hispanic, and has not violated any U.S. banking or antiterrorism laws. Cards are already being offered at 51 branches...
  • CA: FR'S (FlashReport) Exclusive Q & A With State Senator Tom McClintock

    02/09/2007 10:20:03 AM PST · by NormsRevenge · 20 replies · 376+ views
    FlashReport ^ | 2/9/07 | Jon Fleischman
    State Senator Tom McClintock is the most recognized and popular conservative leader in California today. At the close of his 2006 campaign for Lt. Governor, more than 80 percent of California’s public had heard of him and viewed him favorably by a three-to-one margin. He has received the support of more than 44,000 individual contributors and an additional 35,000 volunteers – constituting one of the broadest political followings in California. Through Citizens for the California Republic, Tom has a vehicle to amplify and broadcast McClintock’s commentaries and proposals to an awakening constituency throughout California. The following is my conversation with...
  • Vanity: The ultimate harm of betraying traditional American Judeo-Christian values

    02/05/2007 4:55:12 PM PST · by Jim Robinson · 240 replies · 3,834+ views
    When the members of the Republican party betray the sound conservative principles of its founders and its own longstanding party platform and then vote in a leader whose personal beliefs and public record are more in line with those of the degenerate socialist Democrat party, then obviously the Republican party is sliding to the left. When large numbers of the members of a conservative party enthusiastically (you might even say overzealously or militantly) campaign for a social liberal and against sound conservative principles and candidates, then they are pushing the conservative principles, conservative candidates and conservative members out the exit...
  • Being Debt-Free May Not Be That Great

    02/04/2007 7:40:00 AM PST · by Flavius · 355 replies · 7,028+ views
    smartmoney ^ | January 31, 2007 | Kelli B. Grant
    Fifty-one-year-old Bruce Leckband doesn't owe any company -- or anybody, for that matter -- so much as a dime. He carries no credit-card debt, no car loan and no mortgage. (The Reno, Nev., resident is a lifelong renter.) "I've always been able to live within my means," he says, "because I save and budget -- and then I buy." Living debt-free? In a nation where consumer debt has become as American as baseball -- thanks in part to the historically low interest rates ushered in by former Federal Reserve Chairman Alan Greenspan -- the notion sounds somewhat preposterous. Today the...
  • Tapping a gold mine of future Duncan Hunter supporters at Youtube

    02/02/2007 9:11:12 PM PST · by Kevmo · 19 replies · 653+ views
    Free Republic ^ | February 2, 2007 | Self
    Interesting activism idea thanks to Nepppen To: All I found a gold mine of future Hunter supporters. Requires a little bit of time and a tiny bit of typing, if you die hard Hunter supporters are interested ill tell you. 314 posted on 02/02/2007 11:12:39 AM PST by nepppen (RESISTANCE IS FUTILE..............DUNCAN HUNTER FOR PRESIDENT..............) [ Post Reply | Private Reply | To 28 | View Replies | Report Abuse ] President Hillary Chavez Clinton to Seize Oil Profits for the Public Good, Nationalize Oil Companies youtube.com ^ | 2-2-2007 Posted on 02/02/2007 11:00:39 AM PST by Right Wing Assault...
  • Bringing Conservatism Back to the American People [outreach needed; Long, but good]

    01/04/2007 9:45:36 AM PST · by DeweyCA · 22 replies · 661+ views
    Anerican Thinker ^ | 1-3-07 | Steven M. Warshawsky
    Conservatives are lousy proselytizers. True, conservatives dominate talk radio, write scores of best-selling books, and are well-represented in the ranks of the political commentariat in newspapers, magazines, and on the internet. But in almost all of these cases, conservatives are "preaching to the choir." Very few liberals or "undecideds" listen to Rush Limbaugh or read Ann Coulter or watch Bill O'Reilly. Their audiences - like those for Laura Ingraham, Mark Steyn, National Review, et al. - are overwhelmingly conservative (or at least non-liberal) in their political orientation. As compelling as these conservative voices may be to you and me, they...
  • The New Altruism (feel good by spending on leftie causes this "holiday season")

    12/01/2006 6:27:25 AM PST · by Sam's Army · 10 replies · 631+ views
    The Lakeland Ledger ^ | December 1, 2006 | MATTHEW PERRONE
    A PROFIT WITH HONOR Walk into any Gap clothing store this holiday season and expect to see red T-shirts, red hats and red bracelets. Of course decorating with red is nothing unusual this time of year, but the merchandise is meant to remind customers of something not often associated with the holidays: the global AIDS epidemic. Gap is one of a number of companies this year who are tapping into consumers' growing desire to do good deeds with their purchasing dollars. Other retailers selling products to benefit humanitarian causes include Bath & Body Works, a division of Limited Brands Inc.,...
  • Taking interest: Credit card firms can pull some fast ones

    11/12/2006 11:27:52 AM PST · by Graybeard58 · 145 replies · 3,343+ views
    Waterbury Republican-American ^ | November 12, 2006 | Susan Tompor (A.P.)
    Imagine you just picked up a terrific pair of Lacoste sneakers on sale. Then, the phone rings a month or two later. The store is demanding that you hand over more money for the same shoes sitting in your closet. Crazy talk, huh? That's how it works in the whacked-out world of credit card companies. They've got ways to zing you even when you think you're in the clear. Amazingly, they're getting away with it. For now. It's getting harder -- some might say downright impossible -- to be savvy when it comes to credit cards. It is true many...
  • HELP GET OUT THE GOP VOTE NO MATTER WHERE YOU LIVE! Use Free Cell Long Distance to Call GOP Voters!

    11/06/2006 3:11:57 PM PST · by MikeA · 21 replies · 574+ views
    This is our last chance to get out the vote and to keep Pelosi and Reid from being Speaker and Majority leader! We have the power to stop them! If we get hundreds of Freepers on this, we can hold the House and the Senate and stuff it in the face of the Clown Car Media and their year's worth of predicting disaster for the GOP! Please go to: http://www.GOP.com/Call or just click the link above and sign up to call 30 Republican voters, even if you can't do all 30. It's easy and most of all with many polls...
  • Credit card 101 for college freshmen

    09/11/2006 7:28:18 AM PDT · by Hydroshock · 8 replies · 678+ views
    yahoo.news ^ | 9-11--06 | Linda Stern
    WASHINGTON (Reuters) - Welcome to campus, college freshmen. ADVERTISEMENT Back in the day, all those people staked out in front of the Student Union were pushing fraternities, or protest petitions or -- depending on your era -- T-shirts or Frisbees or water bottles or tie-dyes. Now those folks are stuffing credit card applications into the goodie bags of newbie students. That's not so bad. Students who need to buy books, travel home for Thanksgiving and enjoy the occasional pizza and wings with friends can certainly use the flexibility that credit cards offer. But those same students, unfamiliar with the hidden...
  • New Study Refutes Stereotypes about Churches and Politics

    09/07/2006 6:54:31 AM PDT · by Alex Murphy · 89+ views
    Christian Post ^ | Sep. 07 2006 | Audrey Barrick
    New research revealed how largely Protestant clergy and laity differ about religion and politics. For the most part, however, both groups say their church is not heavily involved in local and national political issues. Phoenix-based Ellison Research conducted two studies for Facts & Trends magazine on Protestant church ministers and adults who attend Protestant churches at least once a month who were asked about their personal political views and how appropriate it is for churches to be politically involved. Measured on their involvement in local politics, 6 percent of ministers said their church was very involved, 36 percent of said...
  • Some issues morally ‘non-negotiable,’ says ’06 Catholic voter’s guide

    08/21/2006 7:56:37 AM PDT · by markomalley · 231+ views
    EL CAJON, Calif. (National Catholic Register) – The 2006 version of Catholic Answers Action’s Voter’s Guide for Serious Catholics became available in late July. Like the previous version distributed in the 2004 election cycle, the 16-page guide identifies five “non-negotiable” issues that Catholic Answers says should take precedence when Catholics are deciding how to vote. The issues are abortion, euthanasia, embryonic stem-cell research, human cloning and homosexual “marriage” – all of which must be universally opposed by the Catholic voter. “On most issues that come before voters or legislators, the task is selecting the most effective policy to implement or...
  • Introducing the Conservative Alternative to the Netroots

    08/10/2006 4:28:59 PM PDT · by Coop · 19 replies · 1,835+ views
    Human Events ^ | 8/10/06 | John Hawkins
    ...while liberal bloggers haven't had as much success as conservative bloggers at breaking big stories, they have done one thing extremely well: raise money for liberal candidates. Granted, they don't have much of a win and loss record, because more often as not they seem to support candidates that don't have any chance to win, but that doesn't change the fact that they are funneling lots of lucre into Democratic coffers. So, why have the liberal bloggers been able to raise so much money when conservative bloggers have been unable to do the same thing? Well, as RNC eCampaign Director...
  • Campaign '08 Preview: Podcasting Politicians

    07/21/2006 8:09:00 AM PDT · by LNewman · 145+ views
    LA Times ^ | July 21, 2006 | Mark Z. Barabak
    In 2004 it was blogging. What will be the next techie breakthrough for getting in touch with voters? Strategists won't let it surprise them. ... As people increasingly tailor their leisure time to suit their lifestyles — through blogs, MySpace, iPods, video on demand — politicians and their promoters are facing the same problem as Hollywood and the makers of toothpaste: How do you sell your product to an increasingly fragmented audience? ... In the latest creative wrinkle, politicians are podcasting — White House hopefuls Gen. Wesley K. Clark, John Edwards and Sen. Bill Frist are among those regularly offering...
  • Giving us credit: Card rewards, offers rise

    07/16/2006 6:17:02 PM PDT · by Graybeard58 · 18 replies · 895+ views
    Waterbury Republican-American ^ | 07/16/2006 | Binyamin Appelbaum (A.P.)
    CHARLOTTE, N.C. -- It's not your imagination. There are more offers from credit card companies in your mailbox. The industry desperately seeks new customers in a nation where everyone already seems to have several credit cards. Last year, companies mailed out 6.06 billion solicitations, a record. Also a record: Only about 18 million offers, or about 0.3 percent, were accepted. Recognizing the need for better bait, companies are sweetening more of their offers with the promise of rebates or rewards. Spend something, get something back. There is a card that pays down your mortgage. A card that rebates 5 percent...
  • White Catholics may hold key for Democrats

    07/15/2006 5:51:58 AM PDT · by NYer · 65 replies · 1,439+ views
    Spero News ^ | July 14, 2006
    White Catholics will decide the upcoming US elections, according to William Galston, a senior fellow at the Brookings Institution and former domestic policy adviser to President Clinton.Galston reviewed the past 50 years of religious and political trends and how they will help researchers predict future elections, which the US faces this November when all seats in the House of Representatives of the US Congress are open. Galston presented his research in a seminar hosted by The Pew Forum on Religion and Public Life in May at Key West, Florida among journalists and research participants from publications like the New York...
  • Wireless World: 'Card-less' loyalty promos

    06/30/2006 10:53:51 AM PDT · by 2Jim_Brown · 6 replies · 459+ views
    UPI ^ | UPI
    Isn't it frustrating when you go to the corner drug store, buy some milk and bread, and at checkout have to fumble when the girl asks you if you have your store discount card? Experts tell United Press International's Wireless World that one, small, everyday humiliation will soon disappear from your existence here, as wireless technology renovates retail processes. So-called card-less loyalty programs are emerging that enable consumers to pay for their purchases with their mobile phones, and receive automatic updates on their account status, including extra savings, or planned promotions, via secure messaging service (SMS). No more cards to...
  • Phisher kings court your trust

    04/25/2006 5:47:57 AM PDT · by libstripper · 4 replies · 410+ views
    MSN Money ^ | April 25, 2006 | Business Week
    Computer-based fraudsters are becoming ever-more sophisticated, using elegant tricks rather than technology to get at your money. "Lawsuit against you," reads the subject line in an e-mail that hit thousands of inboxes around the world last month. In flawless legalese, the message warns recipients that they recently sent an unsolicited fax to the sender's office. Citing U.S. civil code, its prohibition on sending junk faxes, and an actual $11-million settlement by restaurant chain Hooters, the missive threatens a lawsuit over the alleged junk fax.
  • Focus on the Family Severs Ties with Wells Fargo (bank advances radical homosexual agenda)

    12/05/2005 4:54:18 AM PST · by Liz · 95 replies · 2,232+ views
    FOCUS ON THE FAMILY ^ | December 1, 2005
    Following comments made on today’s “Focus on the Family” radio broadcast regarding the organization’s decision to end its banking relationship with Wells Fargo, Focus President and CEO Jim Daly issued the following statement: “Focus on the Family has elected to end its banking relationship with Wells Fargo, motivated primarily by the bank’s ongoing efforts to advance the radical homosexual agenda. These efforts are in direct opposition to the underlying principles and purpose of Focus, and thus a decision of conscience had to be made, and a stand taken. Earlier this year we learned that Wells Fargo gave a matching gift...
  • Dean Camp's Tactics Applied to Colorado

    10/09/2005 6:00:24 AM PDT · by Crackingham · 10 replies · 467+ views
    Washington Post ^ | 10/9/5 | Brian Faler
    A small advocacy group in Colorado is betting that it can take one state-of-the-art Web site, add half a million dollars or so and end up with a potent tool that will enable it to organize the state's entire community of liberal activists. ProgressNow, formed two years ago, is borrowing some of the online tactics that helped fuel the 2004 presidential campaign of Howard Dean, now the Democratic National Committee chairman. It has invited activists from across the state to use its Web site free to push most any issue they like. The goal is to create a go-to site...
  • Christian Coalition Fading Fast

    09/18/2005 4:40:46 PM PDT · by areafiftyone · 8 replies · 963+ views
    The State ^ | 9/18/05
    Grass-roots religious group now based in S.C. has lost leadership, influence Rocked by financial debt, lawsuits and the loss of experienced political leaders, the Christian Coalition has become a pale imitation of its once-powerful self. Some say the group — now based in Charleston and headed by a South Carolinian — is on life support, having been eclipsed by higher-profile, better-funded groups such as Focus on the Family. “The coalition as we knew it doesn’t exist,” says Lois Eargle, former chairwoman of the Horry County Christian Coalition. The 16-year-old organization once was a political juggernaut. But it has been in...
  • (2,000 socially conservative) Ministers ask faithful to help ban gay marriage (voter drive)

    09/18/2005 2:03:45 AM PDT · by Cincinatus' Wife · 9 replies · 579+ views
    Houston Chronicle ^ | September 18, 2005 | R.G. RATCLIFFE
    Critics denounce drive to register churchgoers who will vote to amend the constitution AUSTIN - About 2,000 socially conservative ministers across Texas will be collecting more than tithes today as they call on their congregations to register to vote so they can be ready to add a ban on gay marriage to the state constitution in the November election. Texas Restoration Project, which organized the voter-registration drive, says the effort is an attempt to bring morality to government by empowering Christian voters, regardless of party. But critics say the Texas Restoration Project is nothing more than an adjunct of the...
  • Bank of America to Buy MBNA in $35B Deal

    06/30/2005 6:25:01 AM PDT · by Pyro7480 · 57 replies · 2,186+ views
    Yahoo! News (AP) ^ | 6/30/2005 | n/a
    Bank of America to Buy MBNA in $35B Deal NEW YORK - Bank of America Corp. said Thursday it will acquire MBNA Corp., one of the world's largest credit-card companies, in a $35 billion cash and stock deal that will result in 6,000 jobs cuts. The deal is expected to close in the fourth quarter of 2005. Under terms of the agreement, MBNA shareholders will receive 0.5009 common shares of Bank of America plus $4.125 in cash for each of their shares. Based on Bank of America's Wednesday closing stock price, the deal is valued at $27.50 per share, or...
  • Technology Finding New Ways to Pay ~~

    06/22/2005 8:18:08 PM PDT · by Ernest_at_the_Beach · 2 replies · 275+ views
    Las Vegas Sun ^ | June 22, 2005 at 20:07:17 PDT | CATHERINE TSAI ASSOCIATED PRESS
    DENVER (AP) - Quicker. More secure. More fun. Stores, credit card companies and banks are giving consumers new ways to pay in the latest evolution of cashless payments. Chase Bank recently rolled out credit cards with "blink" technology that lets users wave their cards near a computer reader instead of having to swipe them through a device. Cards never leave customers' hands. Visa, MasterCard and American Express all have been exploring so-called contactless technology, whether with cards or keychain fobs. And companies using biometrics like BioPay and Pay By Touch are signing up customers who want to use their fingerprints...
  • CELL PHONES NOW PLAYING ROLE AS WALLET

    06/21/2005 8:29:31 PM PDT · by Iam1ru1-2 · 3 replies · 346+ views
    Yahoo News ^ | Bruce Meyerson, AP Business Writer
    NEW YORK - Already a device of multiple disguises, from camera to music player and mini-TV, the cell phone's next trick may be the disappearing wallet. After all, since more than a quarter of the people on the planet already carry around cell phones, and hundreds of millions are joining them every year, why should they bring along credit and debit cards when a mobile device can make payments just as well? At the simplest level, all that's needed is to embed phones with a short-range radio chip to beam credit card information to a terminal at a store register....