Editor's note: The following is the first of two parts that were presented in a lecture May 25 at Mt. Dora by Lindsey before the 100th annual conference of the Florida Historical Society, of which he is a board member. The conference theme was "Small Towns of Florida."Though Charlotte Harbor was visited by Spanish explorers in the 16th century -- and fished commercially by Spanish-Indians thereafter -- the first settlement there of Americans was born of the War Between the States.The earliest settlement by Americans in Florida was in the state's north and central areas. The shores of Charlotte Harbor...