Buying insurance across state lines is not going to lower the premiums one penny. Very stupid argument. Insurance Companies price health insurance based on the price of medical services where you live. So yes insurance might be cheaper in Oklahoma than Texas but if I live in Texas and go to a company in Oklahoma for my coverage they will price based on my home zip code. So I will be buying my insurance across state lines but the risk is the same so there will be no change in premium. Total non issue. Sounds great but it will have no impact on price at all.