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Posts by CurlyDave

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  • Montreal mayor looks to NYC for anti-graft advice

    04/16/2014 1:15:18 AM PDT · 6 of 6
    CurlyDave to gusty
    The problem that Montreal has is that it is all mobbed up. At this point in time, the most powerful Mafia family in North America is in Montreal, the Rizzutos. They have more money and resources than any of the NY families at this time. What they need is their own Rudy Guiliani and twenty years to fix the problem. Monreal is like NYC in the 50’s and 60’s, run by the Mob.

    In many instances, public issues with the mob is evidence of a weak, feuding, mob. A city with a strong mob dosed not see their dirty laundry published in the newspapers.

    I once dated a woman whose father owned a dry cleaning store in a city with a strong mob. The money he paid to the mob was the best he ever spent, far more beneficial and effective than taxes. When the street light in front of his shop went out he called his contact, and it was fixed the next day. When teenage punks started hanging out in front of his store, frightening his customers away, the police told him they had a right to do that. A call to his contact and two men with Italian-sounding names showed up and explained to the kids they should go somewhere else. The next day there were physical injuries, and the kids went away and never came back. Street crime was very, very low. The really bad guys somehow went on the injured reserve list, and no one took their place.

  • Constitution Check: Does the Second Amendment need to be amended?

    04/16/2014 12:50:24 AM PDT · 33 of 45
    CurlyDave to FredZarguna
    That did not deter the Federal Judiciary from making a large class of different weapons illegal under the specious claim that they were not "military" in nature in the Miller decision.

    As you know, Miller was a poor precedent, because Miller himself (a small-time gangster) had been killed by the time the case reached the Supremes. No one was particularly interested in standing up for Miller's rights, and no one foresaw the damage this decision has done and continues to do every day.

    However, the Left's preoccupation with "Militia" in the 2A can be worked to their great disadvantage, by pursuing the line of reasoning I gave.

    We have lost on the short-barreled shotgun, and I doubt we will get it back in the near future. But it seems to me that the AWB, magazine limits, and select-fire rifles may be back on the table if we get the militia emphasized. Plus there are a large number of what the BATF wants to call "destructive devices" that are currently in use by our armed forces, which should be available to a militia.

  • Constitution Check: Does the Second Amendment need to be amended?

    04/15/2014 11:31:29 PM PDT · 27 of 45
    CurlyDave to Oliviaforever
    Yes, take out the term “well regulated militia”

    We do not want to do that. Even though it took a long time, the individual right has been established and is not going be easily lost this time.

    Some day, mark my words, the militia clause in the 2A is going to cut down all of the assault rifle bans, magazine capacity limits, etc. We my even get select fire.

    Why? Simply because at the time of the signing of the Constitution, the militia was expected to muster out with the personal weapons of its members and with these weapons stand against invading armies.

    That is still the presumed function of the militia, and to arm them with anything less than current military weapons is treasonous. To expect them to defend out country with effete magazines and hunting rifles is wrong.

    Plus my deer/elk/pig/bear/cougar rifle is not suited to repelling invasions. Every state I know of requires expanding bullets for shooting game, which is what I use and inventory. But, anyone captured by an enemy will be summarily executed if he has expanding bullets in his possession. They are clearly forbidden by the Geneva Convention.

  • Maniac or Patriot? Chicago Man Arrested for Brandishing Gun over Soda Tax

    04/15/2014 11:16:13 PM PDT · 23 of 27
    CurlyDave to I still care
    I will bet you anything Nashon voted Democrat and for those who believe in taxes on items like soda...

    Even if he is convicted of a felony he will vote straight Dem: while he is in prison, when he gets out, and he is such a loyal supporter, in death he will still vote Dem.

  • How Lending A Friend Your Car, Then Going to Bed Can Land You a Life Prison Sentence

    04/14/2014 1:29:30 AM PDT · 14 of 44
    CurlyDave to Axenolith
    I’d have never voted guilty as a juror on that...

    Read the whole story, Google his name.

    It turns out they told him they were going to rob a house (the stories say burglary, but they knew people were home, that makes it a home invasion robbery). They knew they were going to "knock out" an 18 year old girl who they actually killed instead of "knocking her out." Bottom line is they told him they were going to do a violent home invasion with plans to commit great bodily harm on someone in the home.

    I say guilty. Maybe, maybe the sentence is too long, but maybe not.

    You say to me: "I am going to go knock someone out and steal a safe from her home, can I borrow your car?" I am going to tell you you may not use my car. Now, if he had said that and they had taken his keys and still used the car, he is clean, they stole the car while he slept.

    The only real case I think he has is something like "ineffective counsel". He should have been warned that 10 years was not a bad deal at all, life was in the cards if he fought it. Especially if the dead girl was pretty and did not have a troubled background.

  • Florida bill would allow guns with no permit in natural disasters

    04/13/2014 7:11:59 AM PDT · 23 of 30
    CurlyDave to Islander7

    Does this bill include long guns, or just concealable weapons?

    I can think of situations (neighborhood patrol to stop looting) where an AR 15 openly carried would be the right item to have...

  • Deal reached; BLM will release confiscated cattle to rancher

    04/12/2014 8:16:53 PM PDT · 173 of 189
    CurlyDave to B4Ranch
    I think the FEDS will have a different picture in their minds about Nevada cowboys and their neighbors when they all get back to their home offices. This mobilization caught a lot of people off guard. The next time they will be ready to go on a moments notice when support is requested.

    Well, the Nevada cowboys will be faster on the draw next time too. This was a first time. Mistakes will be corrected and readiness will be greater.

  • Did Michigan Just Trigger 'Constitutional Convention'? Bid Gains Steam

    04/11/2014 1:39:43 PM PDT · 5 of 97
    CurlyDave to Genoa

    I hope the 2A survives and may even be strengthened.

  • Judge rules flashing headlights is free speech in Oregon case

    04/11/2014 8:02:18 AM PDT · 23 of 42
    CurlyDave to alancarp
    Just to check, around my area (the Deep South), it’s 3 headlight flashes to warn of a police check-point/speed trap/etc. Is that the same as everyone else’s system?

    Out on the left coast it is only one flash most of the time, although 2 or 3 is possible. Bottom line is that one is enough, more is just icing on the cake.

  • [Independent Maine Sen Angus] King may switch sides and join the Republicans after midterms

    04/10/2014 5:49:03 AM PDT · 21 of 44
    CurlyDave to AU72
    Checking which way the wind is blowing. Not a guy I would want in my foxhole.

    I don't want him in my foxhole either, but I would mind having having his vote when Obama tries to appoint Federal Judges and Supremes with only 50 votes.

    This will shape judicial philosophy for decades and if we need to bring a whore on board for that, go ahead. And send as many tax dollars to Maine as we need to.

  • White man tried to tussle with me so I shot him: Boy, 16, charged in murder of Nathan Trapuzzano

    04/09/2014 12:24:56 AM PDT · 40 of 55
    CurlyDave to Psalm 144
    Murderer is 16. Likely to be tried as juvenile.

    Already reported he will be tried as an adult. But, no death penalty due to his age when the crime was committed.

    I am already smelling a plea bargain and less than 20 years. Not enough time. Anything less than life in solitary is too little time.

  • MH370 search area drastically reduced after two more pings heard

    04/09/2014 12:18:39 AM PDT · 34 of 63
    CurlyDave to cva66snipe
    If they can get two - three ships with the monitoring equipment to hear the pings they are hearing then they can triangulate and pinpoint the exact location.

    The towed array has much greater capabilities than that.

    But, I suspect you already know this...

  • ‘Blood Moon’ Lunar Eclipse Visible April 14-15, Beginning Rare Series Of Total Eclipses

    04/08/2014 11:38:41 PM PDT · 35 of 45
    CurlyDave to Genoa
    The whole world will see the two witnesses of Revelation 11. Would that not be on television?

    I can't think of any candidates for a network to carry that broadcast. But they will be available for a long time. Maybe it will come to pass that TV can tear itself away from NFL games for a while.

  • ‘Blood Moon’ Lunar Eclipse Visible April 14-15, Beginning Rare Series Of Total Eclipses

    04/08/2014 4:10:44 PM PDT · 29 of 45
    CurlyDave to Genoa
    They sure can read about it in Israel. And live cams will make them visible everywhere there’s coverage.

    All we need to do in that instance is to decide whether something covered with a live cam is part of biblical prophecy.

  • MI: Man with Rifle Arrested; Police Hunt for a Charge

    04/08/2014 8:11:15 AM PDT · 17 of 23
    CurlyDave to marktwain

    If he was really arrested before police had a real charge, there is money in his future.

    OTOH, he appeared to be getting on a bus for a long trip, this was not a city bus because he had “baggage”.

    While there are many people who travel by bus, the proportion who aren’t “all there” is higher than the average for the entire population. Wait and see. There may end up being a reason for not wanting this individual to travel with a weapon.

  • [vanity] Reloading advice for Springfield XDS compact 45

    04/07/2014 9:42:51 PM PDT · 42 of 52
    CurlyDave to buffaloguy
    I am not at all sure that flame coming out of the barrel means that the powder is burning outside the barrel. It could be many things other than powder.

    Could you give some suggestions on what it might be, other than powder?

    I have a hard time imagining what might be burning other than powder.

  • Chicago Murder Rate at Lowest Level in 50 Years after Concealed Carry

    04/06/2014 7:16:20 PM PDT · 20 of 28
    CurlyDave to bigbob
    For the Nth time since this story has been posted N times, the first CCW permits in IL arrived in owners hands less than a month ago...

    Of course you are right, but the point you are missing is the media hysteria over it has been non-stop for the last few months.

    Now I don't expect the homies to actually read a newspaper, but the TV coverage has also been high and the sons of Obama probably think that every white man has a .44 magnum under his shirt. As long as they think this way the outcome will be fine.

  • MH370 skirted Indonesia to avoid radar: report

    04/06/2014 9:33:27 AM PDT · 18 of 34
    CurlyDave to grania
    It seems odd that if someone suicided himself and hundreds of others that he would want to hide the fact or if extremely unstable care about detection.

    If he has friends who are with the same airline, he might want to avoid liability on the part of the airline.

    Weak, I know, but possible.

    A second reason might be that he wants to keep the world open to moslem pilots...

  • Denied by US,India launched its own GPS

    04/05/2014 9:00:07 PM PDT · 7 of 8
    Then, it seemed to me that mixing Geo-stationary and NEO satellites together would make it even more complex.

    "Three of the seven satellites will be in geostationary orbits and the other four in inclined geosynchronous orbits. From ground, the three geostationary satellites will appear at a fixed point in the sky. However, the four geosynchronous satellites moving in inclined orbits in pairs will appear to move in the figure of '8' when 'seen' from ground."

    There are no NEO satellites. The 4 "inclined geosynchronous satellites" are at geosynch orbital distance, but are inclined with respect to the equator. This a very interesting solution to providing a regional positioning system, without taking up too many geosync "slots".

    I am not certain if the math is easier or harder than the GPS system, but I wonder if a communications geosynch satellite could carry a piggyback positioning capability. And, are they going to start selling automotive receivers like in the rest of the world, or are those going to rely on regular old GPS.

  • Denied by US,India launched its own GPS

    04/05/2014 12:04:45 PM PDT · 5 of 8
    That system is going to require a lot of complex math — fortunately, the help desk will be a local call.

    The US GPS system requires math that makes advanced calculus look like a sunday school picnic. Fortunately for users, the GPS receiver has the solutions built in and are not difficult to use.

    Anyone can use the automotive ones, the hunting ones are more difficult, but not beyond the capabilities of any high school graduate.

  • Have a Landlord Question. Holding Back Securty Deposit Because of Damages...

    04/02/2014 10:14:16 AM PDT · 15 of 48
    CurlyDave to Chickensoup
    The answer to your question is very state specific.

    In CA and OR, where I have experience, the law is that you must provide an accounting of what you did with their deposit within X days. Typically X=30, but this can vary.

    A accounting is not the return of the entire deposit, but a list of the damages and a refund of the deposit over & above the damages.

    As I see the issue here, if it is going to take longer than 30 days for the damage to the septic piping to be fully assessed, the accounting for the damage would have to be a maximum estimate from a plumber or septic company. But, this is fraught with danger. How can you re-rent the house without a working septic? I would be inclined to have the pipes repaired, even if the landscape can not be fully repaired until later. Then you can deduct for the cost of the pipe repair now, and deduct the estimate for landscape repair also. The more actual cost you have, the better off you are.

    Don't forget the limit on days for an accounting. If you go over it, the tenant is entitled to all of the deposit back, plus punitive damages.

  • Ted Cruz says proposed Iranian ambassador to U.N. was hostage-taker in 1979

    04/01/2014 11:18:18 PM PDT · 4 of 11
    CurlyDave to SoConPubbie

    I still remember when Achmejinidad or however his name is spelled came to the UN a few years ago.

    Why no one in the US government had the stones to detain him and jail him for 52 hostages x 444 days = 63 years, which would have worked out to equal numbers of hostage-days is still an embarrassment.

  • An Engineer’s Eureka Moment With a G.M. Flaw

    03/30/2014 4:01:39 PM PDT · 39 of 47
    CurlyDave to Ramius
    I don’t think it’s all as conspiratorial as the reporters wish to think. GM does, and has done, thousands of recalls over the years, and they’ve probably got a few dozen open recall projects going at any one time. It’s nothing new to them and they’ve done them for issues larger and smaller than this ignition switch. They have whole departments full of people that this is all they do. They do, also... make a huge priority out of getting well out in front of any recall that has even the tiniest safety implications...

    Well, it sure sounds conspiratorial to me, and I am an engineer from way back, where one of the major rules of the game was that different items had different part numbers, even if it was a drop-in replacement.

    One of the things to note is that GM settled out of court in this particular case. This keeps other peopler from using the results of the engineer's work. There are many possible reasons for this, all involving economics, but I remember back when every time it looked like a trial was going to end up demonstrating legally that cigarettes really did cause cancer, the tobacco companies would quickly settle it, so that every new plaintiff had to go through that proof all over again starting a zero.

    Your contention vs. mine would easily be resolved in discovery, when the plaintiffs would depose a GM engineer about these part numbers being the same, he would say it was common for drop-in replacements, and the the plaintiffs attorney would ask him for a list of all instances like this that he knew of. I believe that GM would never allow such a list to become public, because there would only be two possible outcomes: (1) it wasn't really very common,or (2) it happened all the time and the list would give other plaintiffs a great start on their defects.

    A second reason to settle would be that if there are 13 deaths, how many other accidents have there been? Lots and lots of property damage, which insurance companies would love to take a crack at, and then hundreds of injuries, some permanent, some disabling, and some permanently disfiguring. The liability is enormous if the real truth comes out.

    As far as the idea that being bumped wasn't an "expected" stress in the normal course of use, this is complete BS. A car is a confined space, with kids, pets, all sorts of stuff that can be foreseen happening in there. I have seen women with 20+ keys, 3 charm bracelets, 2 or 3 plastic key fobs and who-knows-what else hanging from their keys. Men do this less because it doesn't fit in a pants pocket. I have never seen any car company warn against excessive ballast on a key chain.

    GM new this was going to happen.

  • 2nd Vote – A New Tool For Conservatives

    03/27/2014 10:25:35 PM PDT · 14 of 14
    CurlyDave to xzins

    We really need this ap to send an email to the company we don’t like saying: “I spent $156.82 at your competitor (Chic-Fil-A) today because I do not like your liberal corporate policies.

  • Algemeiner Video: Victim Speaks Following Horrific Anti-Semitic Attack in Paris

    03/27/2014 10:04:12 PM PDT · 8 of 14
    CurlyDave to 353FMG
    I guess they are thrilled by the word and its meaning behind it but have no idea what it means in American politics.

    Every Jew I have known has been far to smart to fall for that.

    Don't know why, but I have seen the same thing.

    Ask about gun control in America, and they are mostly in favor of it, talk about gun control in Israel and it is a tiny little country surrounded by enemies, they need to protect themselves any way they can.

  • City Of Bremen Calls For A Green Police – To Enter Private Homes And Eliminate Electric Heaters

    03/26/2014 9:51:34 AM PDT · 26 of 36
    CurlyDave to Jonty30
    I found a fairly handy to heating a small room without having to use a heater. It actually makes a small room fairly comfortable for hours at a time and there’s nothing the greens can do, because they can’t detect it.

    1. You will come to regret doing this the next time you paint the room. Frequent candle use leaves a film of wax on everything, which prevents new paint from adhering to the old paint.

    2. The $ per Watt-hour from candles are much more expensive than from electricity.

    3. Ask any fire inspector -- the number of residential fires from candles is much higher than the number from electricity, even though all homes have electricity and only some have candles.

  • Democrats' great green hope? Americans only want to vote for marijuana.

    03/26/2014 9:33:08 AM PDT · 14 of 29
    CurlyDave to greene66
    America has become a nation of dopehead dregs.

    Actually, it is really welfare dregs. Pot may be a cause or a side effect, but welfare is a bigger problem than pot.

    You know, after looking at the real consequences of smoking pot, not the hyperbole most conservatives believe in, the most prevalent way of having pot ruin your life is to get caught selling it.

    We can all see the train rumbling down the track, straight at us. If instead of fighting a rear-guard action, we got out in front of the train and just pushed legalization, we might not pick up any voters, but we would certainly disincentivize a block of liberal voters.

    Would you rather have legal pot, or more Obama wealth redistribution? I know you don't want either one, but sometimes we have to choose the lesser evil to eliminate the bigger one.

  • Want To Retire With $1 Million? Here's How Much You Need To Be Saving Right Now (Based on your age)

    03/25/2014 12:27:09 AM PDT · 42 of 61
    CurlyDave to SeekAndFind

    It is very difficult to save $1,000,000.

    OTOH it is not difficult to save 15%, invest the money and end up with well over that number.

  • How to Bathe a Cat

    03/24/2014 3:28:26 PM PDT · 5 of 38
    CurlyDave to Perdogg

    I have always found that if a cat his bathed in a container deep enough that it can not stand on the bottom, but must swim if I let go of it, the cat is much easier to bathe. Its life depends on not scratching me...

  • Police: Woman slashed after texting feud

    03/24/2014 3:18:14 PM PDT · 8 of 28
    CurlyDave to tomkat

    Looks more like "Medusa" to me...

  • Rush Limbaugh selection in children’s book competition causes a stir

    03/21/2014 9:46:12 AM PDT · 34 of 42
    CurlyDave to dsc
    “Fluke a “slut” and “prostitute” for her support of women’s access to birth control”

    Did Limbaugh actually call her those things, or is that a malicious misinterpretation of something he said? Something both pointed and funny, perhaps?

    Actually, what Fluke wanted was government-paid birth control for women. I agree that this makes her a slut and a prostitute.

    If she had been willing to pay for it on her own, there would have been no problem.

  • 7-Eleven clerk says she was sacked for giving homeless man free coffee

    03/19/2014 6:29:35 PM PDT · 66 of 94
    CurlyDave to rickmichaels

    There is a lot more to it than taking/stealing the coffee from her boss to give to the bum.

    Around here, when it gets cold, the remaining bums, the ones who didn’t migrate south for the winter, hang around the parking lot of 7-11, and similar. They panhandle from the customers, mostly intimidating them into not coming back, steal whatever they can from the store, and end up costing the store a lot of business.

    Whenever I go to a store like that, I avoid the ones which usually have homeless gatherings in the parking lot, and if one that is usually OK has a group of bums in the parking lot, I just drive on to another.

    Even if the coffee was going to be poured down the drain in the next 10 minutes, the mere presence of the bum is costing the owner business. A lot more than the $1 price of the coffee.

    For the same reason that it is illegal to feed pigeons in many cities, feeding bums only encourages them to hang around.

    And, before you decide that I am hopelessly hard-hearted, my family & I tithe, and I spend about the same amount each year hiring people from the shelters to work on our yard. There is no IRS deduction for that.

  • GOP forum: Candidates agree on forest control ( Oregon )

    03/18/2014 11:53:35 PM PDT · 15 of 18
    CurlyDave to Rio
    Are you in Klamath?

    Josephine County, where the sheriff has to close down most of the jail for lack of funds.

  • Couple's paid-off home foreclosed mistakenly

    03/18/2014 10:17:26 PM PDT · 12 of 55
    CurlyDave to Kartographer

    If they come home and discover a “contractor” burglarizing their house this way and the “contractor” happens to be shot during the resulting altercation what is the legality?

    If they use deadly force on a brazen intruder do they get arrested? Convicted?

  • GOP forum: Candidates agree on forest control ( Oregon )

    03/18/2014 9:12:05 PM PDT · 8 of 18
    CurlyDave to Theodore R.
    Nearly every Oregonian is a socialist expecially when it comes to the trees.

    I am a very conservative Oregonian, who has seen the scourge of poverty, drug addiction and crime caused by the spotted owl hysteria all too closely. Returning the land to private ownership is the best thing we could do.

    With more income from forestry, we could be a wonderful place, instead of a hellhole of rural poverty for too many families.

    The only even remotely "socialist" idea I have is the land must be sold in such a way that the people of the state retain the right to hunt on it. I do not want the owners of some timber company, or conglomerate, with headquarters in New England telling us we can't hunt deer and elk in their tree garden that they have never seen.

    Of course, it would never work even if they did. No local sheriff, who has to stand for re-election every few years, would ever enforce a notice closing the forest to hunting.

  • Lost Jet’s Path Seen as Altered via Computer

    03/17/2014 10:05:39 PM PDT · 119 of 223
    CurlyDave to ncfool
    That would solve the problem. Or put them out with sleeping gas.

    Sleeping gas, my hairy purple donkey.

    The passengers not in on this would be cranky and rebellious after landing. My bet is that they landed at a preplanned destination, where the passengers were herded off the airplane by a few people with weapons and then into a nearby pit, dug by heavy equipment. Either shot or just buried in the pit. A convenient cave would be excellent for this purpose.

    There only reason they lived that long is that the hijackers did not want to clean the blood out of the plane, and bodies are heavy and hard to carry out.

    My bet is on the plane itself is the item they wanted. Otherwise we would have had ransom demands already.

    Live passengers need to be fed, need water, and in general are a pain the the fanny. If you release any of them after a ransom, it is a good bet that someone on board has navigation skills and has measured your latitude well enough that any military can find you in a few hours. There is always a chance that this knowledge leaves with the ransomed and there will be an army at your door in a few days.

  • Sailor in Iconic WWII Kissing Photo Dies at 86

    03/15/2014 7:39:29 PM PDT · 11 of 15
    CurlyDave to lbryce

    If he did it today he would be charged with sexual harassment...

  • Doomed (FL370) Airliner Pilot Was Political Fanatic

    03/15/2014 7:34:15 PM PDT · 52 of 70
    CurlyDave to GeronL
    How exactly can this plane hide if it did not crash?

    Have you ever seen a airplane hanger? It fits inside a big one. Enough camo netting and that would probably work too. Can't just cover the airplane, but have to stretch it out in in a shape that doesn't look like an airplane. Many layers. Expensive, but a whole lot less than the plane is worth. Even on the used market.

    But its highest value would come as a suicide bomber. Change some of the avionics and it could spoof air traffic control.

  • Facebook HQ Evacuated

    03/12/2014 12:34:57 AM PDT · 11 of 12
    CurlyDave to Republican1795.
    Just when the stock value could not get worse. I think Facebook could be toast. No skin off my back.

    You have gone off the deep end.

    Facebook shares are right around $70 tonight. The IPO was at $40, and while it dipped for a period of time, it came roaring back. $70 is very close to its all-time high. I bought a few months ago and am up 60%.

  • David Jolly wins race for U.S. House District 13 seat

    03/12/2014 12:16:57 AM PDT · 19 of 28
    CurlyDave to celmak
    The Libertarian in that race was bought and payed for by the Democrats to take away votes from the Republican. Libertarians are nothing but back stabbing drones for the Democrats.

    We can play that game also. There have to be some really ditzy liberals who would love to run against a RAT who doesn't understand the true relationship between global warming, abortion and meditation.

  • Poll On Ria Novosti (Landslide Vote For Crimean Accession To Russia

    03/10/2014 1:25:06 AM PDT · 13 of 13
    CurlyDave to Cowboy Bob

    I don’t do html very well, but here is a link to cut & paste.

  • Poll On Ria Novosti (Landslide Vote For Crimean Accession To Russia

    03/09/2014 11:15:53 PM PDT · 10 of 13
    CurlyDave to goldstategop

    Look up the ethnic balance in Crimea, and Ukraine might actually want Russia to take it back.

    There are a large number of Tatars, who are muslim, and have historically been seriously mistreated by Russia. Lots of dead uncles and aunts who never lived to have children of their own. If Russia really wants to bring these guys in, go for it, but they will live to regret it.

    Obama might accidentally get this right. When your enemy is making a mistake, don’t hinder him.

  • Experts: ‘Retirement Crisis’ Concerns Might Be Overblown

    03/09/2014 3:03:03 PM PDT · 22 of 24
    CurlyDave to EVO X

    Very few people manage to do this, but the value of early contributions is very high, because of the compounding done over time. The math is such that even small contributions in a person’s 20’s, have greater weight than those in their 30’s and 40’s.

    But, it is never too late to start.

    Getting to $1M+ is actually simple. Start before 25 and keep contributing the maximum possible for the next 40 years. That is the simplicity, but it is not easy. There will always be a something to spend that money on, and “next year” will be soon enough to replace it. But “next year” never comes.

    The other trick is to learn to manage your own money. A professional money manager will do no better than a self educated amateur, and you don’t have to pay yourself a commission every year.

  • Experts: ‘Retirement Crisis’ Concerns Might Be Overblown

    03/07/2014 5:01:33 PM PST · 20 of 24
    CurlyDave to EVO X
    I'll take a stab at it. $100K is low end substantial and $3.2M is high end substantial.

    I would go a little higher and say that about $250k is the beginning of substantial. There is no higher limit on substantial, but due to the limits of 401(k) contributions an individual with $3+ M is either very highly paid, or a very good portfolio manager.

    While there is no towering giant in the field of portfolio management in distribution, like there are in the portfolio management in accumulation field, the very best advice I have seen is that ~5% of the current value of a portfolio can be withdrawn every year without too great a risk of depletion. I am hoping to live with 4% annual withdrawals, which would be much more safe. But then I am a conservative and that is what we do. But, the portfolio must be almost entirely in stocks for that to work. The 40% fixed income - 60% stocks I see from most advisors does not allow that kind of withdrawal.

    Even a meager income from a pension or SS allows variable portfolio withdrawals to be a very viable strategy in distribution.

  • Report: Gun show may be canceled over George Zimmerman appearance

    03/07/2014 4:40:47 PM PST · 16 of 31
    CurlyDave to chris37
    The venue should be sued for racism and bigotry.

    I think breach of contract is more likely.

    Both sides admit the contract was silent about GZ, who was acquitted on all charges. From a legal perspective there is nothing at all wrong with GZ's attendance, even in an advertised special role.

  • 64% of White New York Voters Rate Bill de Blasio Negatively

    03/07/2014 9:15:34 AM PST · 27 of 29
    CurlyDave to BlueStateRightist
    Exactly. The relevance of the white New Yorker has plummeted, and will never return to prominence. Get used to more Marxist leaders.

    The white New Yorker still pays most of the taxes. If these guys would grow a pair and vote with their feet, like Rush, New York would go under.

    I would love to see de Communist experience this first hand.

  • Experts: ‘Retirement Crisis’ Concerns Might Be Overblown

    03/07/2014 9:08:19 AM PST · 13 of 24
    CurlyDave to Lou L
    You said it. My wife and I forgo many luxuries and little pleasures, trying to save for retirement. We should not be punished later, because we're making sacrifices now.

    A socialist has never seen a substantial bank account he didn't want to take away and spread around for the "common good".

  • Experts: ‘Retirement Crisis’ Concerns Might Be Overblown

    03/07/2014 8:19:17 AM PST · 11 of 24
    CurlyDave to Brooklyn Attitude
    I thought the point of the story was that they did but CPS ignored it. That’s was why their income was greatly underestimated.

    I think the real issue is that a very small percentage of the population have substantial IRA accounts. The ones who do, raise the average by a very large amount, but it might be less than 25% of the retired population. The other 75% don't have much.

    I am not going to fall into the Obama trap of calling these the "lucky few". Luck has very little to do with having a meaningful IRA. Those who don't have one, think it is all luck and that the government has a duty to even it all out. But those who do have significant savings know that it comes from a lifetime of paying attention, listening to advice about retirement, and actually choosing to defer consumption to a later time.

    And, the socialists who look at IRAs and say the top few percent should be taxed more never seem to realize that for most, a larger IRA represents the result of 40 years of doing without new cars, vacations, and lots of things their neighbors considered "necessities".

  • Yolo County concealed weapons law overturned

    03/06/2014 7:37:24 PM PST · 8 of 11
    CurlyDave to RKBA Democrat
    This all hinges on the prior 9th circus ruling being upheld en banc. I hope it does but am wary of expecting rights to be upheld by the judiciary.

    I am not sure about it depending on Peruta. The reason is that CA attorney general Kamala Harris said that under the current CA license procedure, each sheriff was independent in the way he could interpret the law.

    I know some are planning to issue with the condition that Peruta stands. But others may not attach that condition. I know for sure, that each issued permit which is later rescinded will result in ~4 votes against that sheriff next election. Husband, wife, a few relatives, etc.

    If the number of applications gets to be more than a small percentage of the population, a Sheriff may decide that issuing may be more in his interest than rescinding.

  • Meanwhile In Detroit...

    03/06/2014 11:36:41 AM PST · 4 of 19
    CurlyDave to virgil283

    About 30 years ago I went to Detroit on business. In the morning the mainstream newspaper had a front page article on a prominent drug dealer being found dead.

    On the front page they published the speculation that this was connected to his switching from selling “Whipcracker” brand heroin to “Johnny Sunshine” brand.

    I marveled at the concept of heroin being a branded product in Detroit, and at the nonchalant way this was published, as if all the readers would know exactly what it meant.

    I never went back to Detroit.