I recall a supervisor once telling me that Americans deserve and must have a “safety net”. I recall telling the supervisor, there will come a time when the “safety net” will not exist. That time has come. There does not exist a “safety net” for Americans.
I know this ….. email address and phone number identify a specific person. Most give out their email and phone number to whoever asks for such. Yet when a person’s identity is stolen nobody considers how the identity was stolen.